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House Prices, Debt Burdens, and the Heterogeneous Effects of Mortgage Rate Shocks | Office of Financial Research
https://www.financialresearch.gov/working-papers/2025/06/17/house-prices-debt-burdens-and-the-heterogeneous-effects-of-mortgage-rate-shocks/
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The effects of mortgage rate changes on house prices depend on mortgage underwriting rules and the share of borrowers with extreme debt burdens (Working Paper no. 25-02).
