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From:
Office of Financial Research - Working Papers
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What’s at Stake? Understanding the Role of Home Equity in Flood Insurance Demand
https://www.financialresearch.gov/working-papers/2024/07/24/understanding-the-role-of-home-equity-in-flood-insurance-demand/
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This paper finds that low home equity reduces the flood insurance demand of flood-exposed borrowers (Working Paper no. 24-06).
