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Workers Without Access to Retirement Benefits Struggle to Build Wealth | The Pew Charitable Trusts
https://www.pew.org/en/research-and-analysis/issue-briefs/2025/06/workers-without-access-to-retirement-benefits-struggle-to-build-wealth
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For many Americans, retirement savings plans are a critical pathway to building wealth. The vast majority of the nation’s $20.1 trillion in retirement savings was accumulated through employer-sponsored retirement plans, such as 401(k)s.