Starting July 1st, 2025, North Carolina auto insurance policyholders should expect increases in their minimum coverage levels and, as a result, the cost of their insurance policies. Session Law (S.L.) 2024-29, which amended Financial Responsibility Act, changed the auto insurance limits from 30/60/25 to 50/100/50. For those unfamiliar with this particular formatting of numbers, a 30/60/25 ...