When buying a life insurance policy, one of the main requirements that will determine the size premium you will pay is that you have to undergo medical exams like the life insurance nicotine test. If you are a nicotine consumer, you must know that the life expectancy for a nicotine smoker is 8-12 years lesser […] The post Life Insurance Nicotine Test – How Long It Stays in System? appeared first on Seniors Life Insurance Finder.