The real-time payments (RTP) landscape in the United States is finally shifting from theory to reality, and the numbers prove it’s no longer just talk. Since FedNow launched in mid-2023, over 1,300 banks and credit unions have signed up, and The Clearing House’s RTP network has surpassed one billion transactions processed to date. Large institutions like J.P. Morgan are already piloting real-time supplier payments for corporate clients, showing that RTP is moving beyond consumer P2P into ...
