No securities regulatory authority or regulator in Canada has assessed or endorsed bitcoin or any of the other Crypto Contracts or Crypto Assets made available through Shakepay Inc. (“Shakepay”) on the Shakepay Platform, including an opinion that Bitcoin itself is not a security and/or derivative. Changes to applicable law may adversely affect the use, transfer, exchange, or value of any of your Crypto Assets, and such changes may be sudden and without notice.