Starting early with smart credit habits can set you up for long-term financial success. In this blog, teens and young adults will learn how to build credit wisely—without falling into debt traps. From choosing the right starter card to understanding credit scores and payment tips, we break it all down in a way that’s simple, smart, and stress-free. The post Credit Smarts: How to Build Credit the Right Way (Without Regret) appeared first on Prospera Credit Union.