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From:
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Wind, Fire, Water, Hail: What Is Going on In the Property Insurance Market and Why Does It Matter? | Office of Financial Research
https://www.financialresearch.gov/the-ofr-blog/2023/12/14/property-insurance-market/
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Review of the rising premium costs and reduced availability of U.S. property insurance and its growing impact on real estate owners, lenders and governments.