For homeowners who are house rich but cash poor, a home equity agreement (also called home equity sharing or a home equity investment) can seem like a lifeline. It is often treated as a last resort, but it is not the only one. This guide breaks down the most common alternatives, along with the pros and cons of each. We’ll assume more traditional options like HELOCs cash-out refinance, home equity loans and personal loans have already been ruled out, whether due to credit, income, or limit...
