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From:
heikelarson.substack.com
(Uncensored)
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Why is there a “safe driving” discount on car insurance, but not a “healthy living” discount for health insurance?
https://heikelarson.substack.com/p/why-is-there-a-safe-driving-discount
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Insurers would benefit if people lived healthier and needed less expensive treatment for chronic conditions. Yet they don’t provide meaningful incentives for insureds to make healthy choices. Why?