It can happen: you are injured by a vehicle that was not insured. Are you out of luck? The answer is that you certainly don’t have to be. You can protect yourself from this scenario if you carry uninsured/underinsurance coverage on your automobile. This inexpensive coverage provides help in two important ways. Table of Contents Uninsured Motorist (UM) Coverage Underinsured Motorist (UIM) Coverage How Much Does This Type of Coverage Cost? Uninsured Motorist (UM) Coverage Let’s say your c...