Over the past few years, my oldest child, who is now in 8th grade, has started making many more spending decisions. When she was younger, it was things like buying a simple toy with some of her birthday money. Now, between Starbucks, Target, and the money she earns on her own, many more transactions are taking place. To support this, I opened a fee-free Capital One MONEY account. This account comes with a debit card and lets her separate spending and savings (similar to a sinking fund). Insta...
