The Ultimate Guide to Covenants, Conditions, and Restrictions (CC&Rs) Have you heard of restrictive covenants or house covenants? While you might have a checklist of things you want from your next home, you might also need to consider what you are and aren’t allowed to do when you own it. If you buy a home within an HOA or another type of planned community, you may be restricted in how you use your property. Some people in the real estate industry call them restrictive covenants, while othe...