Have you ever looked back at an old purchase and thought, “If I had saved that money instead, I’d be sipping a drink on a beach right now”? Most people have. The truth is, our future selves often wish our past selves had been a little more disciplined with money. But in a world where rent climbs faster than your favorite streaming subscription price and coffee chains keep inventing $7 drinks, saving can feel like a luxury. Still, starting financial planning early is less about giving up...
