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From:
www.experian.co.uk
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What to do if You're a Victim of Identity Fraud | Experian
https://www.experian.co.uk/consumer/identity/what-to-do-if-victim.html
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It's important to take action quickly if you've suffered identity fraud. Fraudsters may steal money from your bank accounts & take out credit in your name – so you want to stop them as soon as you can.