What Are Structured Settlements and How Do They Work in NYC Personal Injury Cases? Quick Answer: In New York City personal injury cases, a structured settlement is an agreement where the defendant or their insurer pays the injured party (the plaintiff) a series of payments over time instead of a single lump sum. These payments […] The post What Is the Difference Between Structured Settlements and Lump Sum Payments in Personal Injury Cases? appeared first on The Orlow Firm.