This week’s column is meant for anyone younger than 40, which ropes in most Millennials and all of Gen Z and more. But they won’t listen to Olds like me at 51, so maybe you good readers can find a way to slip this into their Ovaltine if they’re your kids or grandkids. I suppose if I were smart and wanted to market this well to that crowd, I’d call what follows a “guide to adulting.” But I won’t, because using the non-word “adulting” is the kind of kiddie nonsense that young ...