Small-group health insurance is medical insurance geared toward groups – including businesses – with 50 or fewer full-time equivalent employees. (In four states, they apply to groups with up to 100 employees). Small-group plans effective since January 2014 are compliant with the Affordable Care Act's requirement of health coverage. Insurers cant' use a group’s medical history to set premiums for ACA-compliant small-group plans, and premiums for older employees cannot be more than thre...
