If the at-fault driver has no insurance or it is a hit-and-run, your uninsured motorist (UM) coverage may apply. Use the quick checklist below to confirm coverage and see your next steps. Quick Answer Se habla español • Download our free e-book “Am I Covered?” Who Is Covered by Uninsured Motorist Coverage in Illinois? Policy […] The post Uninsured Motorist (UM) Coverage in Illinois: Are You Covered After a Crash? appeared first on Blumenshine Law Group.