Key Takeaways 401(k) nondiscrimination testing ensures fairness. IRS rules confirm that retirement plans don’t favor owners or highly compensated employees. Failing tests risks tax benefits. Noncompliance can cost your plan its qualified status and valuable tax advantages. Key IRS tests include coverage, ADP, ACP, and general nondiscrimination reviews, plus the Safe Harbor option for automatic […] The post 401(k) Nondiscrimination Testing: Rules, Key Tests & Compliance Tips appeared first...
