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From:
The Bruning Law Firm - Personal Injury Lawyers
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My insurance claim was denied (or the other driver’s insurance is denying liability). What should I do? - The Bruning Law Firm
https://www.bruninglegal.com/blog/insurance-claim-denied-drivers-insurance-denying-liability/
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The easiest way for another driver’s insurance company to avoid paying a claim is to deny that the driver was liable.
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