As an aside, I empathise once again with people learning English as a second language. Why is it twelfth and not twelve-ty? This time last year Clara and I were celebrating finally buying our own apartment together. Fast forward to today, and I reconciled our twelfth mortgage payment and calculated our monthly offset in our budget spreadsheets. The anniversary came and went without us even noticing. I suppose those monthly payments just feel like rent now, though with building strata instead ...
