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From:
Johns Hopkins University Student Well-Being
(Uncensored)
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How to ATM (Avoid the Mistakes) with budgeting and saving
https://wellbeing.jhu.edu/blog/2025/10/17/how-to-atm-avoid-the-mistakes-with-budgeting-and-saving/
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Try not to equate budgeting with deprivation. It’s more about having an awareness of where your money is going.
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