Salaams if you want to invest for them but retain access, you could just simply invest in your own investment account and give them the proceeds when you’re ready. For options, we have a halal investments comparison page: Halal Investing UK - IFG There’s also an article Mohsin wrote about how he was thinking about saving and investing for his children that you may find helpful: Saving and Investing for Your Children- Muslim Finance | IFG — Islamic Finance Guru