The leading edge of the baby-boom generation now stands at the threshold of retirement. Just as boomers have transformed every other lifestage they have passed through, they will also revolutionize retirement. In 2004, Age Wave, Merrill Lynch, and Harris Interactive collaborated in a groundbreaking national study that reveals how baby boomers envision their retirement and the coming decades of their lives. The study—which included a survey of over 2,300 boomers—builds upon conventional wi...