Inspections verify the safety and integrity of a buyer’s future home. Here’s a buyer’s home inspection checklist with all the key information you’ll need.| Rocket Mortgage
Contact Rocket Mortgage for questions about your account or to get expert advice on a new home loan.| www.rocketmortgage.com
Want to withdraw or borrow from a 401(k) for a down payment? See the pros and cons here.| Rocket Mortgage
Are you self-employed or a freelancer who wants to buy a home? If you have income but it isn’t reflected on a W2, a bank statement loan could be right for you.| Rocket Mortgage
Home appreciation tracks how a property increases in value over time. Learn how appreciation works and how you can raise your home's value before selling.| Rocket Mortgage
A home equity line of credit, just like other types of home financing, have significant pros and cons. Here’s what you should know before applying for a HELOC.| Rocket Mortgage
Cash-out refinance or home equity loan? Both can help you achieve your financial goals. Learn how they differ and see which loan option is right for you.| Rocket Mortgage
Want to use an FHA loan for investment property? Occupancy requirements for FHA loans can make it challenging. Learn how to invest with an FHA loan.| www.rocketmortgage.com
FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.| www.rocketmortgage.com
Need help buying a home? Explore the different types of down payment assistance programs and grants available to you today.| Rocket Mortgage
Buying a vacation home requires more than just capital. Discover what it takes to purchase and manage a vacation rental property that’s your second home.| Rocket Mortgage
Is refinancing before selling your home an option? Learn how to take cash out or lower your mortgage payment before you put your home on the market.| Rocket Mortgage
Want to be mortgage-free sooner? Discover how short-term home loans can help you save thousands and pay off your home faster.| Rocket Mortgage
If you’re buying a home, you’ll need to know how mortgage interest will work with the loan you choose. Learn the basics of mortgage interest and why it matters.| Rocket Mortgage
Our amortization calculator shows you how principal and interest are paid over the life of your mortgage. You can also see how additional payments affect your loan.| www.rocketmortgage.com
How long is the underwriting process? The process typically takes about 30 – 45 days on average. Learn more about the underwriting timeline.| Rocket Mortgage
A VA IRRRL may be the best option for you if you want lower monthly payments. Read our article to learn more about VA Streamline refinance and how it works.| Rocket Mortgage
Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi, including rates, requirements, and more to see if it’s right for you.| Rocket Mortgage
Looking to refinance with ‘bad’ credit? Learn the options of how to refinance your mortgage with ‘bad’ credit and what steps you can take to start the process.| Rocket Mortgage
Considering whether to refinance your jumbo loan? Learn more about the refinancing process, plus how to compare today’s jumbo refinance rates.| Rocket Mortgage
An FHA Streamline Refinance can decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.| Rocket Mortgage
Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.| Rocket Mortgage
You can refinance your mortgage without getting an appraisal, but it may not be your best option. Learn more about how you can get a no-appraisal refinance.| Rocket Mortgage
Mortgage rate predictions give buyers an idea of how much they’ll spend on a home. See the 2025 mortgage interest rate forecasts straight from the experts.| Rocket Mortgage
Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.| Rocket Mortgage
Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock.| Rocket Mortgage
The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.| Rocket Mortgage
Home buyers can get the lowest mortgage rate available, even when market rates are trending high. Uncover 9 tips for how to get the best mortgage rate.| Rocket Mortgage
A reverse mortgage allows homeowners further up in age to borrow against a portion of their home equity. Figure out if this loan option is right for you.| Rocket Mortgage
Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide.| Rocket Mortgage
The amount it costs to remodel a house can vary depending on the scale of the project. Learn the average costs associated with various kinds of remodels.| Rocket Mortgage
Using a home equity loan for debt consolidation can reduce the interest you’ll pay. Uncover several pros and cons of using home equity to consolidate debt.| Rocket Mortgage
Planning a purchase of $45,000 or more? Leverage your home equity with a home equity loan. We’ll make it easy to get the cash you need at a great interest rate.| www.rocketmortgage.com
Home equity calculator| www.rocketmortgage.com
A Seller’s Disclosure is a document that requires sellers to reveal details about the property’s condition and its defects. Learn what’s included in this form.| Rocket Mortgage
A real estate attorney can help navigate the process of real estate transactions. Read our article to learn what real estate attorneys do and if you need one.| Rocket Mortgage
Whether you’re buying or selling a home, the help of an experienced real estate agent can be essential. Learn how to find an agent who can help you succeed.| Rocket Mortgage
Not sure which documents to expect at closing? Learn more about the documents you will need to sign, approve and review to close on a real estate deal.| Rocket Mortgage
Your Closing Disclosure is an important mortgage document, but it can be difficult to interpret. We broke down the essential components in this complete guide.| Rocket Mortgage
Our final walk-through checklist can help secure your peace of mind before closing. Verify repairs and ensure your new home is move-in ready.| Rocket Mortgage
A home equity line of credit can help you borrow the equity in your home at low interest rates. Learn how they work, their requirements, and how to get one.| Rocket Mortgage
Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it's right for you.| Rocket Mortgage
Are you wondering if it’s better for you to pay off debt or save for a house first? Read this article for some key factors to consider before moving forward.| Rocket Mortgage
Knowing how much you can afford to spend is an important first step toward buying a home. Learn how to set a budget that can help you afford a mortgage.| Rocket Mortgage
Ready to buy a home? Explore different home buying costs, such as the down payment and closing fees, to determine how much money you need to buy a house.| Rocket Mortgage
A gift letter for a mortgage shows your lender that you don’t need to repay gift money toward your down payment. Use our mortgage gift letter template and write yours.| Rocket Mortgage
Are you considering investing in an Airbnb property in 2025? Learn about the pros and cons of Airbnb investment, and how it compares to a conventional rental.| Rocket Mortgage
Amortization schedules your mortgage payments and tracks what the money goes toward. Learn how amortization works in real estate for different loans| Rocket Mortgage
What is SOFR, and how does it affect your mortgage interest rate? Learn more about how lenders use the Secured Overnight Financing Rate to set interest rates.| Rocket Mortgage
A 5/1 ARM offers home buyers a low introductory interest rate for the first 5 years of their loan. Read on to learn how a 5/1 ARM could work for you.| Rocket Mortgage
An adjustable rate mortgage (ARM) can be a great home loan option for certain homeowners. Explore your ARM options from Rocket Mortgage – and apply today.| www.rocketmortgage.com
Estimate how much equity you have in your home that you could turn into cash using this calculator from Rocket Mortgage.| www.rocketmortgage.com
When you get a mortgage, you pay your lender interest based on your mortgage rate. Learn what a mortgage rate is, what determines it and how to get a good one.| www.rocketmortgage.com
PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.| Rocket Mortgage
Are you considering an FHA loan? Explore the benefits, process, and requirements of getting an FHA loan with Rocket Mortgage – and apply today.| www.rocketmortgage.com
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Money, Inc., are separate operating subsidiaries of Rocket Limited Partnership. Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Limited Partnership is an indirect, wholly owned subsidiary of Rocket Companies...| Rocket Mortgage
Real estate comparables, or “comps,” are similar homes in the same neighborhood or somewhere nearby. Learn who uses real estate comps and how to find them.| Rocket Mortgage
Available neighborhood information can help home buyers determine if the area is a good one for their home search. Learn how to evaluate neighborhood info.| Rocket Mortgage
Multiple listing services (MLS) in real estate are tools REALTORS® use to view and share property listings. Learn how MLSs can benefit you in this guide.| Rocket Mortgage
Getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.| Rocket Mortgage
Are you ready to purchase your dream home? Learn how to negotiate house prices to increase your chances of getting the best deal on your future home.| Rocket Mortgage
The Truth in Lending Act (TILA) protects consumers from unfair lending practices. Find out what TILA requires and how it can protect you.| Rocket Mortgage
In order to close on your house, you will need to bring cash to close the mortgage deal. Learn what expenses are included in your cash-to-close amount and more.| Rocket Mortgage
A mortgage preapproval determines how much you can borrow for your mortgage. Here’s what to expect from your lender and how to navigate the preapproval process.| Rocket Mortgage
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Money, Inc., are separate operating subsidiaries of Rocket Limited Partnership. Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Limited Partnership is an indirect, wholly owned subsidiary of Rocket Companies...| www.rocketmortgage.com
Calculators from Rocket Mortgage can help home buyers estimate home affordability, down payment and more.| www.rocketmortgage.com
Are you looking to finally pay off your mortgage? Congratulations on the achievement! Here’s how you do it.| Rocker Mortgage
A property title search examines public records to confirm a property’s rightful, legal owner. See how title searches work and reasons to be aware of them.| Rocket Mortgage
A purchase and sale agreement (PSA) helps ensure a buyer and a seller are on the same page before closing. See what information a PSA might contain.| Rocket Mortgage
A deed of trust is an agreement between home buyers and lenders at the closing of a property. Learn about trust deeds and how they differ from mortgages.| Rocket Mortgage
In real estate, “contingent” refers to conditions that must be met for a sale to proceed as planned. Learn how contingencies protect potential home buyers.| Rocket Mortgage
Closing on a house typically takes 30 – 60 days, but delays can lengthen the timeline. Get the statistics and learn how you can speed up your closing.| Rocket Mortgage
Considering buying an investment property? Learn what an investment property is, the types of properties you can invest in and how to get financing through a loan.| Rocket Mortgage
Ready to bump up your credit score? We’ll help you understand what your credit score means and walk you through six ways you can improve your credit score.| Rocket Mortgage
Credit scores are a key factor in mortgage lending decisions. Learn how credit scores affect mortgage rates and what credit score you need to get a home.| www.rocketmortgage.com
Learn how the Rocket Mortgage process works and get approved online to buy a home or refinance your mortgage.| www.rocketmortgage.com
What is a real estate portfolio and how do you build a collection of real estate investments? Read our guide to learn more about portfolios in real estate.| Rocket Mortgage
Searching for real estate investors? Explore the top ways to find real estate investors and factors to consider when pursuing partnerships.| Rocket Mortgage
Buying commercial property is a great first step for future real estate investors. Learn how to get into commercial real estate with our comprehensive guide.| Rocket Mortgage
A mortgage recast is when you make a lump-sum payment toward your principal balance to reduce your monthly payments. Learn how mortgage recasting works.| Rocket Mortgage
The principal is the amount of funding borrowed for your loan, while interest is the money paid for use of the loan. Learn how these components interact.| Rocket Mortgage
A mortgage amortization schedule shows a breakdown of your monthly mortgage payment over time. Figure out how to calculate your mortgage amortization.| Rocket Mortgage
A fixed-rate mortgage will maintain a single interest rate for the life of the loan. Explore how fixed-rate mortgages work and their various benefits.| Rocket Mortgage
Biweekly mortgage payments help pay off your loan faster by applying an extra payment to the principal yearly. Find out if biweekly payments are right for you.| Rocket Mortgage
Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.| Rocket Mortgage
There are many types of home loans to choose from when buying a house. Learn more about the pros and cons of each type of mortgage to find the best one for you.| Rocket Mortgage
Tri-merge credit reports help mortgage lenders determine the size and type of your loan. Learn more about the role this report plays in your application.| Rocket Mortgage
Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.| Rocket Mortgage
The average down payment on a house might not be reflective of your down payment. Learn about the typical down payment amount and what you should consider.| Rocket Mortgage
Private mortgage insurance can be a tricky subject, so we broke down what PMI is, how much it costs, and how to tell whether it's the right option for you.| Rocket Mortgage
Debating if you have the funds to purchase a home? Learn how much income you’ll need to buy a house and what lenders consider when reviewing applications.| Rocket Mortgage
If you have student loans, you might be wondering if it’s still possible to get a mortgage for a new home. Here’s everything you need to know about buying a house with student loans.| Rocket Mortgage
While homeowners insurance isn’t legally required, mortgage lenders will usually require it. Learn more about homeowners insurance requirements for buyers.| Rocket Mortgage
Not sure how to choose the right homeowners insurance deductible? Check out our guide to find out how to weigh short-term finances against long-term savings.| Rocket Mortgage
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.| Rocket Mortgage
Buying a home after retirement? Learn how to organize your finances and assets to apply successfully for a mortgage – even if you are living on a fixed income.| Rocket Mortgage
Your first mortgage decision will likely be whether to apply for an FHA versus a conventional loan. Learn the differences between these two types of home loans.| Rocket Mortgage
A PUD, or planned unit development, is a small community of single-family homes. Read on to learn about living in a PUD and how it differs from other housing.| Rocket Mortgage
Restrictive covenants are rules in the deed that limit how the homeowner can use their property. Learn more about these rules and how they may affect you.| Rocket Mortgage
Moving to a neighborhood with an HOA? You should be prepared to pay some extra, unexpected feed. Here's what you need to know about special assessments.| www.rocketmortgage.com