Understanding owner-occupied properties | Rocket Mortgage
Owner-occupied investments are properties in which the landlord both owns and lives in a home. Understand the pros and cons of owner occupancy before you buy.| www.rocketmortgage.com
Owner-occupied investments are properties in which the landlord both owns and lives in a home. Understand the pros and cons of owner occupancy before you buy.| www.rocketmortgage.com
Inspections verify the safety and integrity of a buyer’s future home. Here’s a buyer’s home inspection checklist with all the key information you’ll need.| Rocket Mortgage
Want to withdraw or borrow from a 401(k) for a down payment? See the pros and cons here.| Rocket Mortgage
Are you self-employed or a freelancer who wants to buy a home? If you have income but it isn’t reflected on a W2, a bank statement loan could be right for you.| Rocket Mortgage
Home appreciation tracks how a property increases in value over time. Learn how appreciation works and how you can raise your home's value before selling.| Rocket Mortgage
A home equity line of credit, just like other types of home financing, have significant pros and cons. Here’s what you should know before applying for a HELOC.| Rocket Mortgage
Cash-out refinance or home equity loan? Both can help you achieve your financial goals. Learn how they differ and see which loan option is right for you.| Rocket Mortgage
Want to use an FHA loan for investment property? Occupancy requirements for FHA loans can make it challenging. Learn how to invest with an FHA loan.| www.rocketmortgage.com
FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.| www.rocketmortgage.com
Need help buying a home? Explore the different types of down payment assistance programs and grants available to you today.| Rocket Mortgage
Buying a vacation home requires more than just capital. Discover what it takes to purchase and manage a vacation rental property that’s your second home.| Rocket Mortgage
Is refinancing before selling your home an option? Learn how to take cash out or lower your mortgage payment before you put your home on the market.| Rocket Mortgage
Want to be mortgage-free sooner? Discover how short-term home loans can help you save thousands and pay off your home faster.| Rocket Mortgage
If you’re buying a home, you’ll need to know how mortgage interest will work with the loan you choose. Learn the basics of mortgage interest and why it matters.| Rocket Mortgage
Our amortization calculator shows you how principal and interest are paid over the life of your mortgage. You can also see how additional payments affect your loan.| www.rocketmortgage.com
How long is the underwriting process? The process typically takes about 30 – 45 days on average. Learn more about the underwriting timeline.| Rocket Mortgage
A VA IRRRL may be the best option for you if you want lower monthly payments. Read our article to learn more about VA Streamline refinance and how it works.| Rocket Mortgage
Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi, including rates, requirements, and more to see if it’s right for you.| Rocket Mortgage
Looking to refinance with ‘bad’ credit? Learn the options of how to refinance your mortgage with ‘bad’ credit and what steps you can take to start the process.| Rocket Mortgage
Considering whether to refinance your jumbo loan? Learn more about the refinancing process, plus how to compare today’s jumbo refinance rates.| Rocket Mortgage
An FHA Streamline Refinance can decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.| Rocket Mortgage
Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.| Rocket Mortgage
You can refinance your mortgage without getting an appraisal, but it may not be your best option. Learn more about how you can get a no-appraisal refinance.| Rocket Mortgage
Mortgage rate predictions give buyers an idea of how much they’ll spend on a home. See the 2025 mortgage interest rate forecasts straight from the experts.| Rocket Mortgage
Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.| Rocket Mortgage
Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock.| Rocket Mortgage
The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.| Rocket Mortgage
Home buyers can get the lowest mortgage rate available, even when market rates are trending high. Uncover 9 tips for how to get the best mortgage rate.| Rocket Mortgage
A reverse mortgage allows homeowners further up in age to borrow against a portion of their home equity. Figure out if this loan option is right for you.| Rocket Mortgage
Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide.| Rocket Mortgage
The amount it costs to remodel a house can vary depending on the scale of the project. Learn the average costs associated with various kinds of remodels.| Rocket Mortgage
Using a home equity loan for debt consolidation can reduce the interest you’ll pay. Uncover several pros and cons of using home equity to consolidate debt.| Rocket Mortgage
Planning a purchase of $45,000 or more? Leverage your home equity with a home equity loan. We’ll make it easy to get the cash you need at a great interest rate.| www.rocketmortgage.com
Home equity calculator| www.rocketmortgage.com
A Seller’s Disclosure is a document that requires sellers to reveal details about the property’s condition and its defects. Learn what’s included in this form.| Rocket Mortgage
A real estate attorney can help navigate the process of real estate transactions. Read our article to learn what real estate attorneys do and if you need one.| Rocket Mortgage
Whether you’re buying or selling a home, the help of an experienced real estate agent can be essential. Learn how to find an agent who can help you succeed.| Rocket Mortgage
Not sure which documents to expect at closing? Learn more about the documents you will need to sign, approve and review to close on a real estate deal.| Rocket Mortgage
Your Closing Disclosure is an important mortgage document, but it can be difficult to interpret. We broke down the essential components in this complete guide.| Rocket Mortgage
Our final walk-through checklist can help secure your peace of mind before closing. Verify repairs and ensure your new home is move-in ready.| Rocket Mortgage
A home equity line of credit can help you borrow the equity in your home at low interest rates. Learn how they work, their requirements, and how to get one.| Rocket Mortgage
Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it's right for you.| Rocket Mortgage
Are you wondering if it’s better for you to pay off debt or save for a house first? Read this article for some key factors to consider before moving forward.| Rocket Mortgage
Knowing how much you can afford to spend is an important first step toward buying a home. Learn how to set a budget that can help you afford a mortgage.| Rocket Mortgage
Ready to buy a home? Explore different home buying costs, such as the down payment and closing fees, to determine how much money you need to buy a house.| Rocket Mortgage
A gift letter for a mortgage shows your lender that you don’t need to repay gift money toward your down payment. Use our mortgage gift letter template and write yours.| Rocket Mortgage
Are you considering investing in an Airbnb property in 2025? Learn about the pros and cons of Airbnb investment, and how it compares to a conventional rental.| Rocket Mortgage
Amortization schedules your mortgage payments and tracks what the money goes toward. Learn how amortization works in real estate for different loans| Rocket Mortgage
What is SOFR, and how does it affect your mortgage interest rate? Learn more about how lenders use the Secured Overnight Financing Rate to set interest rates.| Rocket Mortgage
A 5/1 ARM offers home buyers a low introductory interest rate for the first 5 years of their loan. Read on to learn how a 5/1 ARM could work for you.| Rocket Mortgage
An adjustable rate mortgage (ARM) can be a great home loan option for certain homeowners. Explore your ARM options from Rocket Mortgage – and apply today.| www.rocketmortgage.com
Estimate how much equity you have in your home that you could turn into cash using this calculator from Rocket Mortgage.| www.rocketmortgage.com
When you get a mortgage, you pay your lender interest based on your mortgage rate. Learn what a mortgage rate is, what determines it and how to get a good one.| www.rocketmortgage.com
PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.| Rocket Mortgage
Are you considering an FHA loan? Explore the benefits, process, and requirements of getting an FHA loan with Rocket Mortgage – and apply today.| www.rocketmortgage.com
Real estate comparables, or “comps,” are similar homes in the same neighborhood or somewhere nearby. Learn who uses real estate comps and how to find them.| Rocket Mortgage
Available neighborhood information can help home buyers determine if the area is a good one for their home search. Learn how to evaluate neighborhood info.| Rocket Mortgage
Multiple listing services (MLS) in real estate are tools REALTORS® use to view and share property listings. Learn how MLSs can benefit you in this guide.| Rocket Mortgage
Getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.| Rocket Mortgage
Are you ready to purchase your dream home? Learn how to negotiate house prices to increase your chances of getting the best deal on your future home.| Rocket Mortgage
The Truth in Lending Act (TILA) protects consumers from unfair lending practices. Find out what TILA requires and how it can protect you.| Rocket Mortgage
In order to close on your house, you will need to bring cash to close the mortgage deal. Learn what expenses are included in your cash-to-close amount and more.| Rocket Mortgage
A mortgage preapproval determines how much you can borrow for your mortgage. Here’s what to expect from your lender and how to navigate the preapproval process.| Rocket Mortgage
Learn about the different home loans Rocket Mortgage offers, then apply or speak to one of our experts to get the right mortgage for you.| www.rocketmortgage.com
Calculators from Rocket Mortgage can help home buyers estimate home affordability, down payment and more.| www.rocketmortgage.com
Are you looking to finally pay off your mortgage? Congratulations on the achievement! Here’s how you do it.| Rocker Mortgage
A property title search examines public records to confirm a property’s rightful, legal owner. See how title searches work and reasons to be aware of them.| Rocket Mortgage
A purchase and sale agreement (PSA) helps ensure a buyer and a seller are on the same page before closing. See what information a PSA might contain.| Rocket Mortgage
A deed of trust is an agreement between home buyers and lenders at the closing of a property. Learn about trust deeds and how they differ from mortgages.| Rocket Mortgage
In real estate, “contingent” refers to conditions that must be met for a sale to proceed as planned. Learn how contingencies protect potential home buyers.| Rocket Mortgage
Closing on a house typically takes 30 – 60 days, but delays can lengthen the timeline. Get the statistics and learn how you can speed up your closing.| Rocket Mortgage
Considering buying an investment property? Learn what an investment property is, the types of properties you can invest in and how to get financing through a loan.| Rocket Mortgage
Ready to bump up your credit score? We’ll help you understand what your credit score means and walk you through six ways you can improve your credit score.| Rocket Mortgage
Credit scores are a key factor in mortgage lending decisions. Learn how credit scores affect mortgage rates and what credit score you need to get a home.| www.rocketmortgage.com
Learn how the Rocket Mortgage process works and get approved online to buy a home or refinance your mortgage.| www.rocketmortgage.com
What is a real estate portfolio and how do you build a collection of real estate investments? Read our guide to learn more about portfolios in real estate.| Rocket Mortgage
Searching for real estate investors? Explore the top ways to find real estate investors and factors to consider when pursuing partnerships.| Rocket Mortgage
Buying commercial property is a great first step for future real estate investors. Learn how to get into commercial real estate with our comprehensive guide.| Rocket Mortgage
A mortgage recast is when you make a lump-sum payment toward your principal balance to reduce your monthly payments. Learn how mortgage recasting works.| Rocket Mortgage
The principal is the amount of funding borrowed for your loan, while interest is the money paid for use of the loan. Learn how these components interact.| Rocket Mortgage
A mortgage amortization schedule shows a breakdown of your monthly mortgage payment over time. Figure out how to calculate your mortgage amortization.| Rocket Mortgage
A fixed-rate mortgage will maintain a single interest rate for the life of the loan. Explore how fixed-rate mortgages work and their various benefits.| Rocket Mortgage
Biweekly mortgage payments help pay off your loan faster by applying an extra payment to the principal yearly. Find out if biweekly payments are right for you.| Rocket Mortgage
Mortgage lenders use several credit scores to qualify borrowers and determine the interest rate they offer. Learn more before you start the home buying journey.| Rocket Mortgage
There are many types of home loans to choose from when buying a house. Learn more about the pros and cons of each type of mortgage to find the best one for you.| Rocket Mortgage
Tri-merge credit reports help mortgage lenders determine the size and type of your loan. Learn more about the role this report plays in your application.| Rocket Mortgage
Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.| Rocket Mortgage
The average down payment on a house might not be reflective of your down payment. Learn about the typical down payment amount and what you should consider.| Rocket Mortgage
Private mortgage insurance can be a tricky subject, so we broke down what PMI is, how much it costs, and how to tell whether it's the right option for you.| Rocket Mortgage
Debating if you have the funds to purchase a home? Learn how much income you’ll need to buy a house and what lenders consider when reviewing applications.| Rocket Mortgage
If you have student loans, you might be wondering if it’s still possible to get a mortgage for a new home. Here’s everything you need to know about buying a house with student loans.| Rocket Mortgage
While homeowners insurance isn’t legally required, mortgage lenders will usually require it. Learn more about homeowners insurance requirements for buyers.| Rocket Mortgage
Not sure how to choose the right homeowners insurance deductible? Check out our guide to find out how to weigh short-term finances against long-term savings.| Rocket Mortgage
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.| Rocket Mortgage
Buying a home after retirement? Learn how to organize your finances and assets to apply successfully for a mortgage – even if you are living on a fixed income.| Rocket Mortgage
Your first mortgage decision will likely be whether to apply for an FHA versus a conventional loan. Learn the differences between these two types of home loans.| Rocket Mortgage
A PUD, or planned unit development, is a small community of single-family homes. Read on to learn about living in a PUD and how it differs from other housing.| Rocket Mortgage
Restrictive covenants are rules in the deed that limit how the homeowner can use their property. Learn more about these rules and how they may affect you.| Rocket Mortgage
Moving to a neighborhood with an HOA? You should be prepared to pay some extra, unexpected feed. Here's what you need to know about special assessments.| www.rocketmortgage.com
An encumbrance is a claim against a property by someone who isn’t the property owner. Discover how encumbrances can affect how you can use your property.| Rocket Mortgage
