The FHA Energy Efficient Mortgage program allows you to purchase a home and include the cost of making energy saving improvements all on one loan from FHA lenders| FHA Lenders
There are FHA down payment assistance programs that can help to provide some or all of the down payment needed for an FHA loan. Virtually every FHA lender will accept down payment assistance funds or grants to be used towards the down payment.| FHA Lenders
The one time close FHA Construction Loan is a mortgage program that allows home buyers to finance the purchase of the lot, the construction costs, and their permanent mortgage after the construction is completed.| FHA Lenders
An FHA 203k loan is an FHA insured mortgage which allows home owners to borrow the funds needed to purchase the home in addition to the funds needed to renovate or modernize the home.| FHA Lenders
A first time home buyer construction loan is perfect for those who can meet the requirements and have the time to work through the construction process with both the builder and the lender| FHA Lenders
We will NOT run your credit!| FHA Lenders
Understanding FHA Spot Approval: Condominium Eligibility Process Explained For the past 15 years, if you were looking to purchase a condo using FHA insured financing, the entire condo development needed to be FHA approved. However, exceptions can be made to secure a “spot approval” for a single condo unit within that development One of the...| FHA Lenders
Maricopa County FHA Loan Limits – A Guide to Homebuying in Arizona In Maricopa County, FHA loan limits represent the maximum amount that buyers can borrow under this federally backed program. These limits are adjusted annually based upon local housing costs and allow low-to-moderate income homebuyers an affordable pathway into homeownership. The 2025 FHA...| FHA Lenders
Understanding the FHA Loan 5 Year Rule The FHA Loan 5 Year Rule was in place years ago when buying property using an FHA insured loan. It mandated that each FHA loan must carry mortgage insurance for a minimum of 5 years. Essentially, this guideline impacts mortgage insurance requirements and promotes stability in the real...| FHA Lenders
Understanding FHA Requirements on House Condition: A Comprehensive Guide FHA’s house condition requirements demand more than just four walls and a roof. They focus on the property’s structural integrity, safety, and basic livability, setting a high bar that each home must clear. Meanwhile, it is not all about solid foundations or leak-free roofs. There is...| FHA Lenders
FHA Loans for Police Officers FHA loans for police officers provide attractive options for those who don’t meet the conventional loan credit score or down payment requirements. With an FHA loan, borrowers can secure up to 96.5% of the total home value and only need a 3.5% down payment. FHA loans offer advantages for police...| FHA Lenders
FHA Loan vs USDA FHA and USDA loans are government-backed loan options available to low to moderate-income homebuyers in the United States. While they have some similarities, there are key differences to consider. We will review the eligibility requirements, credit score and down payment requirements, the loan process, and the pros and cons of FHA...| FHA Lenders
FHA 203(h) Disaster Loan: Rebuilding After Natural Disasters in the US FHA 203(h) disaster loans were created to assist those impacted by natural disasters to rebuild or replace damaged homes. It offers 100% financing for purchasing a new property or reconstructing the previous one. The property must have been severely damaged in a federally declared...| FHA Lenders
FHA Loan for Barndominium FHA loans provide for an opportunity to purchase or build a barndominium as your primary residence with a down payment of only 3.5%. These loans are available to financially qualified borrowers who meet FHA program standards, regardless of whether they are first-time homebuyers. While some FHA construction loans may not require...| FHA Lenders
FHA loans for land purchases provide financing options for buyers looking to purchase land and build a home.| FHA Lenders
FHA Lenders is a place to find the most up to date information on FHA loans and to then get connected to the FHA Lender that is best suited to help with your| FHA Lenders
The most common first time home buyer questions that new home buyers ask before purchasing their first home.| FHA Lenders
A manufactured home construction loan is a specialized type of financing designed specifically for individuals who want to build or purchase a manufactured| FHA Lenders