Military Spousal Debt & Survivor Benefits – Spousal Financial Benefits
Various programs exist for military spouses dealing with debt, while survivor benefits can help after the death of an active service member.| Debt.org
Various programs exist for military spouses dealing with debt, while survivor benefits can help after the death of an active service member.| Debt.org
The GI Bill provides education benefits & assistance to troops, veterans & families. Learn about the benefits & how to choose which ones are right for you.| Debt.org
What is a Secured Loan? A secured loan refers to a loan contract in which the borrower puts up collateral (like their home or car) to acquire immediate| Debt.org
Discover the pros and cons of the best debt relief option for your needs - from professional debt management to doing it yourself - and get out of debt.| Debt.org
Medical debt is a larger challenge when you’re unemployed. Learn about your options for dealing with it while you’re not working.| Debt.org
Jobs play a major role in lives, both mentally and financially, so unexpected unemployment can wreck long-term and short-term fiscal goals.| Debt.org
COBRA health insurance allows you to keep your plan if you lose your job-based coverage. Learn about eligibility & when you should consider COBRA.| Debt.org
Find financial assistance for parents with special needs children. Explore government programs, healthcare options, and grants. Get the help you need today!| Debt.org
Did you know that there are things that debt collectors are not allowed to do? Learn about the best ways to deal with debt collectors to avoid falling prey to scams & scare tactics.| Debt.org
Most credit card companies require arbitration for any disputes over debt. Learn what debt arbitration is, how it works, & the important things you should know if your debt is being sent to arbitration.| Debt.org
Do you have multiple debts with collection agencies? Understand your options and how to successfully consolidate these accounts.| Debt.org
Debt collectors have to follow the law. If they don't, you can sue them. Andrew Katzman, victim of aggressive collection tactics, did just that and won thousands.| Debt.org
Debt recovery is a means in which a creditor attempts to collect an unpaid debt, usually through a third party known as a debt collection service.| Debt.org
Discover the differences between debt relief and bankruptcy. Get insights on the pros, cons, and key factors to choose the right path for your finances.| Debt.org
There are 4 main types of reverse mortgage: HECM, HECM for Purchase, Proprietary, and Single-Purpose Reverse Mortgages. Understand the differences, pros, cons, risks, and which is right for your situation.| Debt.org
Learn the advantages and disadvantages of using a reverse mortgage to pay off existing debts, how they work, and what can spend the money on.| Debt.org
Government programs, charities and nonprofits, and professional financial services can help widows with debt management and financial planning.| Debt.org
Learn how to refinance your student loans to secure a lower monthly payment or lower interest rate to help pay off your debt faster.| Debt.org
Student loan debt is one of the leading causes of modern American stress, especially among millennials, who are putting off life milestones like marriage,| Debt.org
Learn about average debt consolidation loan rates and how to get low-interest debt consolidation loans from the best lending companies.| Debt.org
A debt consolidation loan is not your only debt relief option if you have bad credit. Learn about alternative ways to pay off your debts.| Debt.org
With Rocket Loans, you can find loans for debt consolidation ranging from $2,000 to $45,000 with 36 or 60 month terms.| Debt.org
Explore top-rated debt consolidation companies and their programs and learn how to choose the best consolidation company for you and your finances.| Debt.org
Debt stacking is a method used to pay off debt. Learn about what the debt stacking method is and if it is the right debt repayment method for you.| Debt.org
Going over your credit limit can impact your credit score and interest rates. Learn about the effects of going over your credit limit and how to avoid it.| Debt.org
How to get a small dollar loan as an alternative to an expensive payday loan. List of where to get one and how to pay the lowest interest and fees.| Debt.org
Getting a loan from a family member? Draw up the right loan agreement to safeguard both sides. Discover how to do it right and avoid disputes.| Debt.org
Discover top cash advance apps that offer quick loans before payday. Avoid high fees with our expert tips. Find the best app for your needs today!| Debt.org
Parent PLUS & Graduate PLUS loans are Federal Student Loans for grad students & parents of dependent undergrads. Learn about applying, eligibility & loan rates.| Debt.org
A Perkins loan is a federal student loan program designed to offer financial assistance and more favorable forgiveness requirements.| Debt.org
Federal Pell grants are need-based awards for low-income students. Although they are a key form of financial aid, their future is in doubt.| Debt.org
The financial aid process can be a long and stressful one, but starting it well-equipped can streamline the journey.| Debt.org
Cancer patients experiencing financial hardship may find certain organizations & programs to be helpful. Learn more about the financial help they offer!| Debt.org
Bankruptcy law is complicated. Learn about what to look for in a bankruptcy lawyer so you can find an attorney that can guide you through.| Debt.org
Yes, you can consolidate private student loans. Learn about the benefits and the process for private student loan consolidation.| Debt.org
Federal & personal student loans have lower interest rates than other loans. Find out common student loan interest rates & how to choose between them.| Debt.org
Learn steps to help successfully negotiate your own debt settlement, how it compares to working with a company, risks, and alternatives to help you decide.| Debt.org
Bankruptcy can provide relief from debt, but it will affect your credit score and ability to apply for credit. Weigh the pros and cons of bankruptcy before you file.| Debt.org
Filing for bankruptcy is an option if you are financially overwhelmed - but there are factors to consider before proceeding.| Debt.org
Forbearance and deferment are options available to student borrowers who are unable to repay their student loans.| Debt.org
Homeowners unable to keep up their payments can use a short sale to get out of the property, but you’ll need the cooperation of your lender.| Debt.org
The Truth in Lending Act (TILA) protects consumers against unfair billing and lending practices, laying out rules for credit cards and home loans.| Debt.org
The Electronic Fund Transfer Act, or Regulation E, was created to protect consumers when they are transferring money electronically or banking online. Learn more about how EFTA protects you & your money.| Debt.org
Tips on how to raise money for a summer family vacation, as well as how to travel and make valuable memories without going into debt.| Debt.org
If you have leftover income, should you use it to pay off student loans or invest it? We did the math to help you decide.| Debt.org
Getting rich requires discipline and planning to both save your money and spend it wisely. Learn the best practices to accumulate wealth and get rich.| Debt.org
Learn the Dos & Don'ts of Investing and Compare Investment Options Such as Roth IRAs & 401(k)s to Know Which May Be Best for Your Financial Situation.| Debt.org
Discover how a Military Debt Consolidation Loan works to combine multiple debts into one manageable payment with better terms tailored for military personnel.| Debt.org
Student debt among college students is one of the leading causes of financial distress. Learn more about managing student debt with Debt.org.| Debt.org
Learn about what a bankruptcy discharge is after filing, the debts that are dischargeable in bankruptcy, and what happens if the discharge is denied.| Debt.org
Found an error on your statement? Discover how to dispute a charge effectively. Follow these steps to get your money back today!| Debt.org
Understanding credit card interest & when you are charged can be tricky. Learn about types of credit card interest & how to avoid fees. Read more on Debt.org.| Debt.org
If you have debt in collections, it is important to make a plan to pay it off. Learn more about collections, how to pay your debt, and why you should pay.| Debt.org
If you have lost your job through no fault of your own, filing for unemployment may help you stay out of debt.| Debt.org
Just because the economy is tight doesn't mean you can't take a road trip. Here 10 great tips on how to save money on your next vacation.| Debt.org
Debt and mental health can be inevitably linked, sometimes resulting in stress, anxiety, and depression. Learn more about debt stress and how to cope with it.| Debt.org
Thinking about an interest-only mortgage? Understand how they work, the advantages and disadvantages, and more.| Debt.org
Learn about the different requirements for an FHA Mortgage, how to qualify, credit score minimum, comparison with conventional mortgages, and PMI Cost.| Debt.org
There are options available for those with low credit scores to buy a home. Learn about your options and how to obtain a mortgage loan you can afford.| Debt.org
How adjustable rate mortgages work, how payments are calculated, what are the pros and cons, and warning signs an ARM is not right for you.| Debt.org
Recent economic troubles have changed the U.S. housing market, but for most of us who are buying a house, the traditional rules and cautions still apply.| Debt.org
Debt Settlement can reduce what you owe. Debt Consolidation combines multiple loans into one at a lower interest rate. Both can help save you money.| Debt.org
Considering debt settlement? Get a balanced view of its benefits and risks, understand the process, and assess if it aligns with your financial goals.| Debt.org
The Consumer Financial Protection Bureau is a new federal agency created to protect consumers of financial products and services.| Debt.org
Predatory lending takes advantage of consumers. Learn more about the different types of predatory lending practices and how to avoid them.| Debt.org
The features of a good credit card vary by the user's needs but typically include low interest rates and fees, a long grace period and good customer service.| Debt.org
Even if you have a gift card for a story that is no longer in business, you have a few options for how to get your money back.| Debt.org
Learn the different pros and cons of the best debt consolidation options available to help you get out of debt and improve your financial wellbeing.| Debt.org
Budgets take a beating during the summer and it’s not just from the money spent on vacation. Going to see Grandma or spending a week at the beach are seen| Debt.org
Stretching dollars until the next paycheck arrives has become a regular practice in America. More than 38 million U.S. households are pinching pennies between paydays and the surprising fact about the money-mismanagement crowd is who’s in it.| Debt.org
You don't pay taxes on traditional 401(k) plans when you contribute to them only when you withdraw. Learn about how 401(k) plans are taxed.| Debt.org
What happens to a loved one's retirement accounts after they pass away? Learn about your options when named as a beneficiary for IRAs, 401(k)s, and SSAs.| Debt.org
Struggling with debt? Discover veteran debt assistance options like debt consolidation and financial counseling. Take action to secure your financial future!| Debt.org
Experts say the age at which you should start saving money is now – or the earlier the better. The sooner you start, the bigger the money total can grow.| Debt.org
Most Americans don't know how much savings it takes for a comfortable retirement, and only a few more believe they can save the money for it.| Debt.org
The Equal Credit Opportunity Act prohibits creditors from discriminating against consumers based on factors like race, religion, sex and age.| Debt.org
You don’t have to be a millionaire to know what achieving that financial ranking means. Being a millionaire means you have crossed a huge economic| Debt.org
Home loans and refinancing can help you pay off other debts, but it still takes discipline to keep from falling back into a cycle of debt.| Debt.org
Learn about mortgage points, closing costs and the benefits and downsides of avoiding closing costs when you refinance your mortgage.| Debt.org
Seeing an increase in your mortgage payment can be a surprise, but it's likely caused by one of these five reasons. Learn more from the experts at Debt.org| Debt.org
Explore your options to get help with mortgage payments like government help, charities, loan modifications, refinancing your mortgage, and counseling.| Debt.org
As we celebrate Independence Day in the United States, it's a good time to take a closer look at how debt is woven into our country's fabric.| Debt.org
Learn how you can use credit counseling to guide you through mortgages, reverse mortgages, pre-purchase counseling, rental assistance and avoid delinquency.| Debt.org
Learn more about what COVID-19 financial assistance programs are still available, including credit card and loan relief as well as government programs.| Debt.org
Millions of senior citizens rely on Social Security as a staple of their retirement plan, but the program’s future is questionable.| Debt.org
How does the garnishment process work? Is it legal? What is and isn't allowed when a 3rd party is forced to withhold money to pay a debt.| Debt.org
The Federal Trade Commission Act protects consumers from unfair and deceptive market practices and helps prevent monopolies.| Debt.org
When debt collector harassment occurs, it is essential that you understand your rights and how to stop harassing debt collection calls.| Debt.org
Charge-offs negatively affect your credit score. Learn what you can do to remove a charge-off & avoid damaging your credit rating further.| Debt.org
Use Debt.org’s helpful calculator to find out how much money - and how much time - it will take to pay off your credit card debt.| Debt.org
2016 FINRA Study on Americans' financial habits and financial literacy knowledge. Learn which groups are thriving and which are struggling.| Debt.org
What happens to old credit cards after a balance transfer? Explore your choices and their impact on your credit score. Click to find out more and take control!| Debt.org
Peer-to-Peer lending connects borrowers with independent lenders. Learn about the advantages & disadvantages along with how P2P lending works.| Debt.org
America's Debt Help Organization - Your Source for Information on Debt Consolidation, Settlement, Student Loans, Bankruptcy and Mortgages.| Debt.org
What is the law and what are your responsibilities when it comes to child support payments?| Debt.org
Depending on the situation, you can file bankruptcy twice. Learn when you can & can’t file for bankruptcy twice, including restrictions, timelines, & alternatives.| Debt.org
The purpose of the bankruptcy means test is to help determine if you're eligible for Chapter 7 bankruptcy. Learn what the means test is & how it works.| Debt.org
Learn if you can keep your house when you file for Chapter 13 bankruptcy and how it affects your mortgage and foreclosures.| Debt.org
Learn about the process for Chapter 13 Bankruptcy discharge, what the hardship discharge is, and what debts are not discharged in Chapter 13.| Debt.org
Chapter 11 bankruptcy decoded: Gain insights into effective financial management and restructuring techniques for your business. Discover more now.| Debt.org
