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When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have.| InCharge Debt Solutions
When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have.| InCharge Debt Solutions
Rent-to-own contracts allow people to rent a home with an option to buy before the contract expires. Learn about rent to own pros and cons and how it works.| InCharge Debt Solutions
Learn about the different kinds of mortgages including the difference between variable and fixed rate mortgages. Also learn the signs of predatory lending.| InCharge Debt Solutions
Online homebuyer education materials, workshops and classes that will help you become a smart homebuyer.| InCharge Debt Solutions
Unsure if you can use a credit card for your car payment? Get all the facts, pros & cons, and start making informed decisions.| InCharge Debt Solutions
Struggling with a car loan? Discover actionable steps on how to get out of a car loan and make the best financial decision. Start here now!| InCharge Debt Solutions
Our auto loan calculator uses downpayment, desired monthly payment, APR & loan term to help you understand how much you can afford for a new car.| InCharge Debt Solutions
Get the facts on the costs of adding a teenage driver to your auto insurance, premiums by age and how to save money with a teenage driver.| InCharge Debt Solutions
Debt consolidation is a sensible solution for consumers overwhelmed by credit card debt. It can be done with or without a loan. Consolidation cuts costs| InCharge Debt Solutions
The costs of owning a car can quickly add up. Learn how to budget for the costs of your car, and how to save on expenses like gas, maintenance, and more.| InCharge Debt Solutions
There are quite a few tips and tricks for lowering car insurance premiums. Learn why premiums increase, what impacts the cost and tips for lowering it.| InCharge Debt Solutions
Is your car payment too high to afford? Consider options like asking for lower or deferred payments, refinancing, trading in your vehicle, or selling it.| InCharge Debt Solutions
Can't pay your car insurance? Learn what drives insurance rates: your zip code and credit score. Also 5 tips on how to reduce your car insurance premiums.| InCharge Debt Solutions
Explore the differences between a security freeze & a fraud alert, their affect on your credit score & the situations in which you would need one.| InCharge Debt Solutions
Credit card fraud can have damaging effects on your finances. Protect yourself from credit scams like card skimming to keep your finances safe.| InCharge Debt Solutions
Debt Relief Solutions: Nonprofit Credit Counseling, Debt Management and Debt Consolidation. Helping Millions Become Debt Free Since 1997.| InCharge Debt Solutions
What happens if you only pay the minimum payments on your credit card? Learn about minimum payments and how they affect your credit & financial future.| InCharge Debt Solutions
Learn How Pay for Delete Works and Whether It Can Improve Your Credit Score. Discover the Pros, Cons, and Alternatives. Start Repairing Your Credit Today!| InCharge Debt Solutions
Learn simple steps you can take to start paying down your debt, such as making a budget, cutting excess spending and lowering your interest rate.| InCharge Debt Solutions
Debt management and debt settlement are popular forms of paying off debt. Learn the pros, cons and which option is best for your situation.| InCharge Debt Solutions
Compare debt management programs and debt consolidation loans, including pros and cons, how to qualify, & how they lower payments to help you choose.| InCharge Debt Solutions
InCharge Debt Solutions makes it easy to consolidate your debt online from home. Learn more about online debt consolidation to pay off credit card debt.| InCharge Debt Solutions
Securing a low-interest rate on your debt consolidation loan can save you thousands in interest. Learn how to get the lowest rate to help you pay off debt.| InCharge Debt Solutions
Debt consolidation programs can lower interest rates and monthly payments & simplify debt repayment. Find the best debt consolidation program for you.| InCharge Debt Solutions
There are a variety of free military debt relief and debt consolidation programs available to active-duty military members and veterans. Explore your options.| InCharge Debt Solutions
Uncover credit myths and truths that could impact your finances. Learn the facts, debunk common myths, and take control of your credit today.| InCharge Debt Solutions
Getting a debt consolidation loan with bad credit can be tricky. Learn about your lending options and other debt solutions to help you get out of debt.| InCharge Debt Solutions
Halting credit card payments has repercussions, such as potential fees, credit impacts, and collections. Discover what happens if you stop paying credit cards.| InCharge Debt Solutions
Unable to make your minimum card payment? Learn how to negotiate a lower minimum payment with your card issuer, and discover alternative options.| InCharge Debt Solutions
Can you pay a credit card with a credit card? Discover the methods, risks, and alternatives. Learn more and make informed decisions today!| InCharge Debt Solutions
Picking a budget app is a lot like picking a diet. They’ll ask you to track your expenses (count your calories) and record your income (exercise). Some will encourage you to cut certain things out of your budget (diet). And just like a diet, consistency and discipline are key.| InCharge Debt Solutions
The first thing you need to do to become a homeowner is to make a budget and start saving your downpayment. Budgeting tips for future homeowners.| InCharge Debt Solutions
How to Recognize Credit Repair & Credit Counseling Scams & How to Avoid Them. Beware of High Fees, Too Good to Be True Promises & Other Shady Practices.| InCharge Debt Solutions
Once upon a proverb, “One man’s trash is another man’s treasure” was just another way of saying, as 1960s hipsters did, “Diff’rent strokes for diff’rent| InCharge Debt Solutions
Excessive debt leads to denied security clearances. Free non profit credit counselors help you consolidate debt that puts security clearances at risk.| InCharge Debt Solutions
Learn how to get out of debt with poor credit. Debt relief options like debt consolidation, settlement, and credit counseling can help you become debt free.| InCharge Debt Solutions
Have you been contacted by a debt collector? Understand what a debt collector does, and the legal protection in place for consumers.| InCharge Debt Solutions
Navigate the Statute of Limitations on Debt Collection by State. Find your state's timeframe for debt legality. Begin your journey to financial clarity!| InCharge Debt Solutions
Sued for your credit card debt? Learn how to defend yourself in a credit card lawsuit, how to settle instead of going to court, & when to consult a lawyer.| InCharge Debt Solutions
Struggling with debt? Learn how to negotiate with creditors to reduce your balance and avoid collections. Get expert tips for DIY debt settlement.| InCharge Debt Solutions
The Fair Credit Reporting Act of 1970 is meant to protect you. Learn your rights related to privacy, your credit score and disputing errors on your report.| InCharge Debt Solutions
It's within your rights to get debt collectors to stop calling you, but is that a good idea? Learn how to stop calls and how to best manage your debt.| InCharge Debt Solutions
Elderly people are common targets for financial fraud and scams. Learn how to respond to debt collectors and about your protections under the law.| InCharge Debt Solutions
Wage garnishment can make it harder to get out of debt. Learn the laws around garnishing wages, and how you can protect yourself.| InCharge Debt Solutions
Tired of high phone bills? Discover how simple changes like monitoring your data, and eliminating unnecessary services can lead to significant savings.| InCharge Debt Solutions
A high debt-to-income ratio can be a barrier to debt consolidation but it is still possible. Learn more about your options for consolidation with a high DTI.| InCharge Debt Solutions
Money is tight – we get it. But thanks to the internet and technology, it’s easier than ever to make a few extra bucks from the comfort of your own home| InCharge Debt Solutions
Learn the difference between pre-qualification and pre-approval for a home loan, and how to apply for both before house hunting.| InCharge Debt Solutions
Learn how much house you can afford, how your debts & expenses affect you, and which types of mortgages are best for you and your financial situation.| InCharge Debt Solutions
When a lender reviews your loan application, they'll look at the following factors to determine if you are mortgage-worthy: Income Debt Credit Employment| InCharge Debt Solutions
Missing a mortgage payment can create stress. Understand the foreclosure process and how you can effectively deal with avoiding it.| InCharge Debt Solutions
Where to go to find out if you qualify for downpayment assistance from HUD, the VA, Rural Housing Service or your state and local government.| InCharge Debt Solutions
Learn how to raise your credit score by 100 points with proven strategies. Find out how long it takes and the factors that impact your score.| InCharge Debt Solutions
Credit card debt consolidation can help you lower interest and monthly payments, but everyone’s situation is unique. Find out your best option.| InCharge Debt Solutions
Home equity loans/HELOC and debt consolidation can be used to get rid of credit card debt. Learn the financial pros and cons for both methods.| InCharge Debt Solutions
Understanding the Pre-file Credit Counseling Course Requirement, What to Do Before Filing Bankruptcy and What Not To Do Before Filing| InCharge Debt Solutions
Avoid bankruptcy with practical alternatives. Learn about debt consolidation, credit counseling, and more. Take control of your finances now!| InCharge Debt Solutions
Are you asking, “How do I fix my credit to buy a house”? Learn about credit repair to help achieve your goal of buying a house.| InCharge Debt Solutions
Learn about pre-file & pre-discharge debtor education courses, requirement exceptions, & how to file your certificate of completion with the court.| InCharge Debt Solutions
Learn what debt collectors can & can’t do when attempting to collect debt, how to react if you are contacted & the rights you have as a consumer.| InCharge Debt Solutions
Find out what chapter 11 bankruptcy is, its pros & cons, how it differs from chapter 7 bankruptcy & how you can qualify to file.| InCharge Debt Solutions
Free Personal Finance Materials For At Home, In The Classroom, And Community Workshops. Learn How To Budget, Save, Pay Down Debt And Set Financial Goals.| InCharge Debt Solutions
Learn about the risks and responsibilities of co-signing a loan. Understand how it can impact your credit and financial health before making a commitment.| InCharge Debt Solutions
The debt avalanche is one of the most popular strategies for reducing debt. Learn to pay off debts with the debt avalanche & its unique advantages.| InCharge Debt Solutions
Building a good credit score at 18 can set you up for financial success for the rest of your life. Learn about credit & our 7 tips to start building credit.| InCharge Debt Solutions
Households spend a significant amount on utilities each year. Utilize these tips to lower your electricity, gas and water bills.| InCharge Debt Solutions
Is your credit score setting you up for financial success? Learn about good credit scores, benefits & how scores are determined.| InCharge Debt Solutions
Credit builder loans can help you build your credit history. Learn more about how they work, where to get one, and other options to build credit.| InCharge Debt Solutions
Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look| InCharge Debt Solutions
A credit score of 700+ allows you a lot of financial freedom. Learn the benefits of a good credit score & how to improve yours.| InCharge Debt Solutions
Learn ways to rebuild your credit score after chapter 7 or chapter 13 bankruptcy such as a secured credit card and tips to help you stay on track.| InCharge Debt Solutions
Learn why convenience checks aren't convenience: big fees and higher interest rates.| InCharge Debt Solutions
Learn about financial businesses commonly found on or around military bases that you should avoid to protect yourself from military predatory lending.| InCharge Debt Solutions
Title loans require borrowers to use an asset, typically a car, as collateral to secure a loan. Learn how these loans work & the financial dangers they pose.| InCharge Debt Solutions
Not paying bills can have serious consequences. Learn how to get help with paying your bills and how to minimize the damage of late bills.| InCharge Debt Solutions
Eviction moratoriums are expiring, and if you're facing eviction due to COVID-19, there are programs available to help.| InCharge Debt Solutions
Investing in your 401(k) is an important part of retirement preparedness. Learn how much you should be investing and how much you'll need for retirement.| InCharge Debt Solutions
Struggling with hospital bills? Explore medical debt consolidation options to regain financial health. Start now and simplify your payments!| InCharge Debt Solutions
If you’re considering cashing out your 401k while still employed, you need to know the effects on your retirement. Learn if it’s right for you!| InCharge Debt Solutions
How to reduce the interest rates on your credit cards, including balance transfer to a lower rate card, credit consolidation and debt management.| InCharge Debt Solutions
Discover how many balance transfers you can do! Learn the benefits, limitations, and tips for managing multiple transfers. Start optimizing your debt today!| InCharge Debt Solutions
Learn how to refinance credit card debt to get a lower interest rate or more affordable payments & if refinancing credit card debt is worth it.| InCharge Debt Solutions
Find 8 ways to pay off high interest credit card debt from InCharge. Some tips include reducing spending & interest rates, change to balance transfer & more.| InCharge Debt Solutions
Learn about emergency funds, including how much to save, ways to save, and reasons you need to start an emergency fund.| InCharge Debt Solutions
While payday loans are an option for urgent cash flow, they may not be the best choice. Learn about the alternatives & make the right choice for you.| InCharge Debt Solutions
Money saving tips, frugal recipes, get-out-of-debt success stories and more. Read the InCharge blog for all the latest in money savings and debt relief.| InCharge Debt Solutions
Learn about financial assistance options for teachers such as PSLF, grants, and school supply discounts to help you free up money to repay debts.| InCharge Debt Solutions
It may be a few years away, but getting organized now will help you when it comes time to start repaying your student loans. Make sure your loan companies| InCharge Debt Solutions
Learn which departments qualify for student debt relief through Public Service Loan Forgiveness & the steps you take to get your student debt forgiven.| InCharge Debt Solutions
Learn how 501c3 nonprofit workers student loan forgiveness through PSLF, eligibility requirements for PSLF, & other options for student loan debt help.| InCharge Debt Solutions
Dear Liz: I co-signed some private student loans for my youngest child. She graduated two years ago with about $80,000 in student debt, including federal| InCharge Debt Solutions
Benefits of public service student loan forgiveness for police officers and how to qualify.| InCharge Debt Solutions
With the cost of higher education skyrocketing, students across the country are struggling to find ways to make college life more affordable. Here are| InCharge Debt Solutions
Learn about Federal or Private, Income Based Repayment and Alternate Repayment Plans. Am I eligible for a loan deferment? Am I Eligible for Forbearance?| InCharge Debt Solutions
Learn how a permanent disability that impairs your ability to work and make money can help you discharge your student loan debt.| InCharge Debt Solutions
If there’s an upside to the economic trauma brought about by the coronavirus pandemic, it’s the number and variety of financial relief options available to consumers.| InCharge Debt Solutions
Read Reviews from InCharge Clients on Credit Counseling, and the Debt Management Program. Success Stories from Consumers Who Have Paid Off Their Debt.| InCharge Debt Solutions
Discover the pros and cons of buying a house. Weigh your options, explore financial benefits, and understand potential risks. Make an informed decision today!| InCharge Debt Solutions
Everything you need to understand about automobile debt including how to get an auto loan and what to do when you cannot afford your car loan.| InCharge Debt Solutions
Identity theft and fraud can have a big impact on your life, family, and finances. Learn how to prevent identity theft to keep your finances secure.| InCharge Debt Solutions
