Investing terms all DIY investors should know. On this blog, I encourage you to understand how the world works and to take control of your financial destiny.| Savvy New Canadians
Learn about how to buy ETFs on Questrade along with the account types, ETF options, fees, pros, and cons of the Questrade platform.| Savvy New Canadians
Wealthsimple offers RESP accounts you can use to save for your kid's education. This Wealthsimple RESP review covers its fees, promo, transfers, and withdrawals.| Savvy New Canadians
Learn about RESP withdrawal rules and the 3 types of withdrawals including Educational Assistance Payments (EAP), Refund of Contributions, and Accumulated Income Payments.| Savvy New Canadians
Opening a TD TFSA e-Series account was my first foray into using the e-Series funds. When we had our second kid in 2016, we opened a TD e-Series RESP right away.| Savvy New Canadians
An Exchange-Traded Fund (ETF) is an investment fund that contains a basket of securities (similar to a mutual fund), and that can be bought and sold all day at market-determined prices (similar to stocks). ETFs| Savvy New Canadians
Should you buy a starter or a forever home? Learn how to choose between starter vs. permanent home and when to buy vs. rent.| Savvy New Canadians
Looking for the safest investments with high returns in Canada? This guide covers low-risk safe investments you can buy to grow your portfolio in Canada.| Savvy New Canadians
A Tangerine TFSA savings account offers one of the best TFSA rates in Canada. You can also invest in a Tangerine TFSA GIC or investment account and earn tax-free returns.| Savvy New Canadians
The TFSA is a great saving and investing account for Canadians. Here are five great TFSA investment options for growing your TFSA account.| Savvy New Canadians
Learn about the best investment accounts and investment options in Canada for beginners, how to invest, types of investments, brokerage platforms, and robo-advisors.| Savvy New Canadians
Compare the best personal loans in Canada from online loan providers, including LoanConnect, Loans Canada, Borrowell, Fairstone, and more.| Savvy New Canadians
Here is a list of the 35 best passive income ideas in Canada you can use to generate passive income and build wealth this year.| Savvy New Canadians
The Lifelong Learning Plan (LLP) allows you to withdraw money from an RRSP to pay for full-time education or training.| Savvy New Canadians
Want better interest rates on your savings account? Check out the best high interest savings accounts in Canada in 2024.| Savvy New Canadians
Learn about the best ETFs in Canada, including Vanguard, iShares and BMO ETFs, equity, bond, gold, REITs, growth, and Canadian dividend ETFs.| Savvy New Canadians
Learn about RRSP and TFSA transfer fees when you are moving your account between banks or to different financial institutions in Canada.| Savvy New Canadians
Questrade is Canada's best discount brokerage platform. This Questrade review covers its fees, pros, cons, and promo offer code link.| Savvy New Canadians
Learn about discount brokerage platforms offering commission-free ETF trading in Canada. Buy and sell ETFs for free with commission free online brokers.| Savvy New Canadians
Learn how to choose between a TFSA vs. RRSP account when you cannot max out your contributions to both. RRSP vs TFSA pros and cons.| Savvy New Canadians
A Wealthsimple TFSA account can help grow your retirement portfolio. This Wealthsimple TFSA review covers what you need to know.| Savvy New Canadians
Learn how to buy stocks in Canada as a beginner and how to invest in stocks using online brokerages like Questrade and Wealthsimple Trade.| Savvy New Canadians
Here are the best TFSA GIC rates available in Canada. Higher GIC interest rates and returns grow even faster in your tax-free TFSA account.| Savvy New Canadians
Willful is great for creating legal wills online in Canada for cheap. This Willful review includes up to a $49.35 discount promo code.| Savvy New Canadians
Learn how to create a Will in Quebec, including Notarial, Holograph, and Witnessed Wills. All you need to know about Quebec Wills and Estates.| Savvy New Canadians
The best online Will services in Ontario help you create a legally valid Will at affordable costs. Learn more about the Will Kits in Ontario.| Savvy New Canadians
LegalWills.ca is Canada's top choice for creating legal online wills. This LegalWills.ca review covers how to use this cheap will kit service.| Savvy New Canadians
Epilogue Wills makes it easy to create your Will in Canada at a low cost. This Epilogue Wills review shows why it's one of the best online will services around.| Savvy New Canadians
Learn about the best free will kits in Canada you can use to create your legitimate and free last will and testament.| Savvy New Canadians
Wealthsimple Trade is a $0-commission online stock trading app. This Wealthsimple Trade review covers how it works, its fees, and alternatives.| Savvy New Canadians
This CI Direct Investing review covers its investment performance, portfolios, fees, and comparison to Wealthsimple.| Savvy New Canadians
Learn about the RESP contribution limit for 2022/2023, how to get CESG grants, RESP contribution deadline, and the overcontribution penalty.| Savvy New Canadians
Questwealth Portfolios is one of the cheapest robo-advisors in Canada. This Questwealth Portfolios review covers all you need to know.| Savvy New Canadians
The best RESPs in Canada help your kids pay for post-secondary education. Learn about the best RESP providers & investment options in Canada.| Savvy New Canadians
You have 60 days to catch up on RRSP contributions for the previous year. For 2024 RRSP contributions, the RRSP contribution deadline is March 3, 2025.| Savvy New Canadians
Tax season is here, and you can save on your tax bill and get a nice tax refund by maximizing your RRSP contribution for the 2024 tax year.| Savvy New Canadians
Learn about Ontario Works benefits, how to apply, eligibility, rates and Ontario Works payment dates in 2025.| Savvy New Canadians
Learn about the Nova Scotia Child Benefit, including how much you can receive, eligibility, payment dates, and more.| Savvy New Canadians
Learn about the current minimum wage in Newfoundland and Labrador, its history, scheduled increases, and NL income tax rates.| Savvy New Canadians
TurboTax is one of Canada’s best income tax software. See why I love TurboTax, its various features, a 20% discount, and tax filing updates in Canada.| Savvy New Canadians
I show how to register your CRA My Business Account step-by-step. You also learn about how to register a business number online in Canada.| Savvy New Canadians
Want to make extra money in Canada and the U.S.? Here are 77 ways to make money online, make money from home and earn cash on the side.| Savvy New Canadians
The Home Buyers' Plan and Lifelong Learning Plans allow tax-free withdrawals from your RRSP. Learn about eligibility and repayment rules.| Savvy New Canadians
Want free coffee? Here are my tips for getting free Starbucks coffee, free Starbucks gift cards and coffee refills in Canada and the U.S.| Savvy New Canadians
Here are the best budgeting apps and personal finance apps in Canada for iPhone and Android devices.| Savvy New Canadians
Learn about the sales tax in Canada including the federal GST, Provincial Sales Tax rates (PST), and the Harmonized Sales Tax (HST).| Savvy New Canadians
Here are the 2025 RRSP, TFSA, CCB, OAS, CPP, and EI amounts to use for your savings, retirement planning, and tax return filing efforts.| Savvy New Canadians
Learn about the RRSP deduction limit, RRSP contribution room, tax deduction carry forward rules, and over-contribution penalties.| Savvy New Canadians
Here are the provincial retirement benefits for seniors in Canada (Ontario, Alberta, B.C., etc.) plus federal programs like the OAS and GIS.| Savvy New Canadians
Learn about Ontario tax brackets for the 2022 tax year, how to calculate your marginal tax rate, average tax rate, and the combined federal and provincial tax rates in Ontario.| Savvy New Canadians
What is the Canada Fed deposit? Learn about Canada Fed payment dates in 2024, eligibility, and how much you will get.| Savvy New Canadians
This list of the best free tax software in Canada will save you money and get the most refund possible when you file your tax return in 2024.| Savvy New Canadians
Learn about child benefits in British Columbia, including the BC child opportunity benefit (BCCOB), child care subsidy, and payment dates.| Savvy New Canadians
Alberta's income tax rate is one of the lowest in Canada. See Alberta's tax brackets and rates and combined federal and provincial marginal tax rates for 2023.| Savvy New Canadians
Alberta Seniors Benefit is a financial assistance program in Alberta. Learn about Alberta Seniors Benefit payment dates in 2025, eligibility, amounts, and coverage.| Savvy New Canadians
AISH provides income support to medically disabled Albertans who cannot work. Learn about AISH payment dates in 2025, eligibility, application, and the disabilities that qualify.| Savvy New Canadians
Risk is an integral part of investing. Here are the different types of investment risks you face as an investor and ways to manage risk in your portfolio.| Savvy New Canadians
EQ Bank has some of the highest interest-rate GICs available in Canada. Compare the best GIC rates to grow your investment over time.| Savvy New Canadians
This Wealthsimple Canada review covers how the robo-advisor works, its pros and cons, fees, and how to get a sign-up bonus.| Savvy New Canadians
The Wealthsimple Cash Card offers 1% cash back on all purchases. This Wealthsimple Cash Prepaid Card review covers its pros and cons, fees, and whether it is safe.| Savvy New Canadians
Learn about the KOHO credit building product that works like a secured credit card and how to apply for it.| Savvy New Canadians
The KOHO Credit Building service can help increase your credit score for cheap. This KOHO Credit Building review covers what you need to know.| Savvy New Canadians
Learn about the 3 main credit bureaus in Canada, how they work, and how to access your free credit report and credit score.| Savvy New Canadians
Canadian Tire credit cards are great for earning cashback. Compare the best Canadian Tire credit cards and alternative cards with more rewards.| Savvy New Canadians
The MBNA Amazon.ca Rewards Mastercard offers a good cash back rate when shopping at Amazon and Whole Foods. This review covers what you need to know.| Savvy New Canadians
The Vanilla prepaid card (Visa and Mastercard) has many downsides. This review covers alternative prepaid cards with better value in Canada.| Savvy New Canadians
Neo Financial recently launched the Neo Money Card, a prepaid card that earns interest and pays cash back. Learn more in this review.| Savvy New Canadians
The EQ Bank Card and KOHO Mastercard are two of the best prepaid cards in Canada. See how they compare on fees, cashback, and savings.| Savvy New Canadians
Learn about the best rewards debit cards in Canada for earning cash back, loyalty points, and other rewards this year.| Savvy New Canadians
Learn about the best prepaid Mastercard in Canada, including the KOHO Mastercard, Neo, Vanilla, and Canada Post Prepaid Mastercard.| Savvy New Canadians
Compare the best EQ Bank savings accounts in Canada, including EQ Banks savings interest rates, calculator, pros, cons, and more.| Savvy New Canadians
Want to avoid paying 2.5% foreign transaction fees? Compare the best no foreign transaction fee credit cards in Canada with no annual fees.| Savvy New Canadians
A leading Canadian personal finance platform for banking, investing, retirement planning, credit cards, loans, and making & saving money tips.| Savvy New Canadians
Learn about tipping etiquette in Canada, including how much you should tip, if it’s mandatory, and what happens if you don’t tip.| Savvy New Canadians
Learn when and how a landlord can evict a tenant in Ontario, along with your rights as a tenant and why the landlord may choose to evict.| Savvy New Canadians
Learn about the top 10 cheapest cars, plus the cheapest luxury cars in Canada, along with the cheapest places to buy a used car in Canada.| Savvy New Canadians
You can cancel your CPP retirement pension after you start receiving the benefit if you do so within the first 12 months.| Savvy New Canadians
Do you have a small business? Learn about the best business bank accounts, including online and unlimited business bank accounts.| Savvy New Canadians
A list of Canada's federal and provincial statutory holidays in 2024 and 2025. Learn about stat holiday pay rules and what each holiday means.| Savvy New Canadians
The Registered Disability Savings Plan (RDSP) is a savings program to assist people with disabilities. Learn about RDSP eligibility, RDSP grant and bond, RDSP withdrawal, taxes, repayment rule, investment options...| Savvy New Canadians
Learn how to choose between registered (RRSP, TFSA, RESP) and non-registered investment accounts, including differences and tax implications.| Savvy New Canadians
The Canada Education Savings Grant (CESG) or RESP grant is free money from the government for your child's future post-secondary education.| Savvy New Canadians
What happens to unused RESP (Registered Education Savings Plan) if your child decides not to attend college? It's a good question to ask.| Savvy New Canadians
The Canada Learning Bond (CLB) is free money the government provides to lower-income families to assist them in saving for their kid's future education after high school. It is associated with the Registered Education Savings| Savvy New Canadians
The British Columbia Training and Education Savings Grant (BCTESG) contributes $1,200 to your child's RESP so you can save for their post-secondary education.| Savvy New Canadians
Annuities are among the many options available to individuals in their retirement planning. RRSPs are a great retirement planning tool for building your nest egg; however, they are not forever. By December 31 of the| Savvy New Canadians
Although both the TFSA and RRSP are considered excellent savings and investing tools, sometimes, individuals would like to make a distinction between the two plans so they can choose one that best suits their financial realities.| Savvy New Canadians
It is easy to over-contribute to your TFSA. Learn about the TFSA over-contribution tax penalty and how to correct an over-contribution.| Savvy New Canadians
Compare the best Tax Free Savings Accounts TFSA interest rates in Canada. High-interest TFSA savings accounts mean higher returns on your money.| Savvy New Canadians
A Group RRSP can easily translate into a 2% to 6% or more annual raise in your salary. See advantages and disadvantages of group RRSPs and employer rrsp contributions.| Savvy New Canadians
You can withdraw money from your TFSA anytime. Ensure you follow TFSA withdrawal rules and re-contribution rules to avoid CRA penalties.| Savvy New Canadians
Learn about how the RRSP works, including, types of RRSP accounts, RRSP benefits, RRSP contribution rules, RRSP withdrawals, and more.| Savvy New Canadians
File your 2024 tax return online using the best tax software in Canada. Learn about CRA-approved tax programs including TurboTax, SimpleTax, StudioTax, UFile, H&R Block, and more.| Savvy New Canadians
Want to learn about how to withdraw RRSP without paying tax? In this post, I cover 3 ways to avoid RRSP withdrawal taxes and penalties.| Savvy New Canadians
What is an RRIF and how does it work? Learn about RRIF withdrawal rules, RRIF vs RRSP, withdrawal rates, RRIF withholding taxes, investing, and more.| Savvy New Canadians
There are generally no tax consequences when you transfer your RRSP, TFSA, RESP, or RRIF directly from one banks to another. Transfers can be in cash or in kind. So, if you want to transfer or move your TFSA, RRSP or RESP to another bank, how is it done?| Savvy New Canadians
All you need to know about the TFSA contribution limit for 2025. Learn about TFSA contribution room calculations and penalties for over-contributions.| Savvy New Canadians
An online will kit can help you create a legal will quickly and save on fees. Learn about the best online wills in Canada and their pros and cons.| Savvy New Canadians
What is an RESP? Learn about the best RESP investments in Canada from robo-advisors including Wealthsimple, Justwealth, and Questwealth.| Savvy New Canadians
Saving for retirement and more money for the kids!| Savvy New Canadians
