Sequence of Savings | Bull Oak
We created a step-by-step plan called the "Sequence of Savings," the optimal order to save and invest your money.| Bull Oak
We created a step-by-step plan called the "Sequence of Savings," the optimal order to save and invest your money.| Bull Oak
High-quality articles from fiduciary financial advisors. Learn about equity compensation, financial planning tips, investing, and more.| Bull Oak
There’s a new-ish investment strategy out there (new-ish to retail investors, at least), direct indexing, that’s gaining popularity among high-income earners. It seems to be on the radar of many people, as we’ve had numerous conversations with prospects and clients on this topic lately. Direct indexing, in a nutshell, is a pretty straightforward process: create... The post Why You Should Probably Avoid Direct Indexing at All Costs appeared first on Bull Oak.| Bull Oak
I recently sat down with ABC 10News to share some thoughts on how investors can approach today’s stock and crypto markets. The key takeaway? Know what you are investing in and have patience. The point of investing is to prepare for the future. Not just your goals, but also to stay ahead of inflation. If...| Bull Oak
Meet Kyle and Maya. Kyle (42) and Maya (39), are working professionals in the San Diego region. Kyle is a Product Manager at Google and Maya is a research scientist at a small biotech company. They have a small child, Ava, that they wish to start a college fund for. Their Goals Resources & Facts...| Bull Oak
Edwin Lefevre's book on Jesse Livermore, Reminiscences of a Stock Operator, outlines an investor's 4 deadly sins; Ignorance, greed, fear, and hope.| Bull Oak
Sitting in cash out of fear? Learn why “playing it safe” can sabotage long‑term wealth, and how time in the market beats timing every time.| Bull Oak
Bull Oak is a top-rated financial advisor in San Diego. We provide investment management & fiduciary fee-only financial advice for working professionals and business owners.| Bull Oak
Understanding payment structure for a fiduciary financial advisor isn't as difficult as it first seems, though a range of options exist.| Bull Oak
Only a handful of stocks currently drive the stock market’s returns. The Magnificent 7 is dominating headlines and posting impressive returns. The question is whether or not this is healthy. While it can be worrisome, this behavior is not unusual. According to Professor Hendrik Bessembinder, only 4% of stocks are responsible for all of the...| Bull Oak
The U.S. is facing a colossal $37 trillion debt load, and the most likely strategy to address it may already be in motion—financial repression. In this post, we explore how the government could use negative real interest rates, inflation, and directed capital flow to reduce the debt burden while eroding the purchasing power of savers. Learn how this tactic has been used before, what signs to watch for, and how to position your assets to weather the storm.| Bull Oak
Economic downturns can feel scary, especially when considering one’s own financial well-being. ‘If the market falls, can I retire on time?’ Or, ‘I’ve worked too hard to see my wealth disappear like this.’ Or, ‘If I lose my job, how far will that set me back?’Uneasiness is completely justified under dire economic conditions. However, if/when... The post Should You Invest During A Recession? appeared first on Bull Oak.| Bull Oak
Donald Trump just set the world on fire by starting a global trade war. The U.S. effective tax rate just hit its highest rate since the early 1900s. This is a massive bet by the president, who hopes to protect specific industries in the U.S. and eventually generate enough tax revenue from tariffs to replace the... The post How The Trump Tariffs Really Work appeared first on Bull Oak.| Bull Oak
Trump announced a sweeping tariff plan today, a date which he has dubbed “Liberation Day.” A full breakdown of the list of tariffs from the White House is below. These are some massive moves, ones that definitely change the status quo. China is hit with a reciprocal 34% tariff and the European Union a 20% tariff. The... The post Trump’s Big Bet appeared first on Bull Oak.| Bull Oak
This post explores the inevitable market drawdowns and the impact of protectionist policies on American manufacturing. It examines historical trends like the average intra-year decline in the S&P 500, debates over Trump's economic agenda, and the challenges facing blue-collar jobs in a globalized economy.| Bull Oak
Bull Oak is a top-rated San Diego financial advisory firm who believes in data-driven planning and pragmatic investing to support your financial goals.| Bull Oak
The mega backdoor Roth IRA strategy allows high income individuals to save up to $40,500 into a Roth IRA. Is it worth it? How do you do this?| Bull Oak
If California were a country, it would be the 5th largest economy in the world. We look at the reasons why this is.| Bull Oak
There are 6 ways to managed concentrated stock: 1. Structured Selling 2. Charitable Giving 3. Option Strategies 4. Exchange Funds 5. Stock Protection Plans 6. Sell It All Now| Bull Oak
The ultimate guide to tax-loss harvesting. Learn how to lower your taxes and how to improve your portfolio the right way.| Bull Oak
Bull Oak Capital offers professional investment management in San Diego for professionals. We offer low-cost passive wealth management.| Bull Oak
Schedule an intro to a fiduciary financial advisor located in San Diego, CA. We work with clients remotely or locally.| Bull Oak
Whenever we onboard a new client, many are shocked to find that they have some of their money allocated to Chinese stocks. Most people have a smattering of U.S. stocks, S&P 500 index funds, an international fund, and even perhaps a REIT. Some have gains and some have losses. Our job is to find out...| Bull Oak
Everything you need to know about 529 plans as education savings plans. We cover everything from contributions, distrubtions, taxes, and much more.| Bull Oak
These financial goals to hit before you're 50 offer a roadmap toward financial security.| Bull Oak
In 1996, Warren Buffett said, “If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes.” While the truism is as valid today as ever, unfortunately, we’re seeing investors collectively contract investment impatience in a bid to optimize or maximize portfolio gains. Unfortunately, that meddling often...| Bull Oak
The best fee-only financial advisors in San Diego. Learn how to choose the right advisor and the important questions to ask when you meet with one.| Bull Oak
RSUs represent more than just an alternative form of compensation. They are a potential gateway to financial freedom and an essential asset in your investment portfolio. Whether you're at the helm of a startup or steering through the ranks of a tech giant, understanding restricted stock units is crucial for optimizing your financial strategy.| Bull Oak
Mike Mike (44) is the founder of a digital marketing firm based in the Bay Area. He would like to slowly transition his business to his 22-year old daughter, Jessica, over the next ten years. His Goals Resources & Facts Our Recommendations After creating multiple scenarios and having several conversations with Mike and Jessica, we...| Bull Oak
Most financial advisors don’t have your best interest in mind. See why working with a true fiduciary financial advisor is critical.| Bull Oak
