I’ve been sitting and waiting to buy more municipal bonds for my portfolio in my cash accounts for tax free income. With the administration pressuring the Fed to cut rates and the recent miserable jobs report, the Fed may finally start cutting rates so I’m pulling the trigger on buying some bonds before those sweet high interest rates disappear. Note that back in February, munis were paying 7 percent!| Get Rich Slick!
I wrote about the exhausting time consuming research I had been doing on municipal bonds here, here and here. I’ve come to the conclusion that I need to take a break from research and just start buying funds to get some time back so here are the two that I ended up landing on.| Get Rich Slick!
As a result of my $15,000 tax debacle I had this year for the 2023 tax year, I decided I needed to do something drastic and sensible so I’m buying $30,000 in municipal bonds to generate tax free income.| Get Rich Slick!
I got an email notice from my insurance company that they will now start charging a $5 fee for using credit card to pay my insurance premiums which I do because the whole thing is automated and I don’t want to write checks or pay bills online. They even charge $5 for using a debit card and the only way to avoid it is to do a bank draft directly from my bank account which I don’t want to do. While it’s only $5, it is yet another increase across the board for insurance costs because...| Get Rich Slick!
Month: September 2025| www.getrichslick.com
While the cat’s away the banks will play…that’s how I feel right now. I’m having a great time in Europe getting ready to move to Asia but I keep getting notifications of stuff happening back home with my financial accounts. The latest thing was this gem below that my 5.05% CDs are being called. Oh...| Get Rich Slick!
The BLS reported the consumer price index for inflation today and it’s not looking good. You can read the boring report here or you can see nice graphical charts of the information over at CNBC here. The eye popping numbers in some items: I haven’t yet checked insurance but I’m assuming that’s also up if...| Get Rich Slick!
I wrote a post about having to manage many “money calendars” and that process has now become more intense especially as I travel through Europe, Middle East and Asia this Fall. I have now added a ‘travel’ calendar to my calendar portfolio. One of the things I have been dreading is getting some of my...| Get Rich Slick!
Back in April 2024 I wrote a post entitled, “The Gold Bugs, Like Cicadas, Are Out of Hibernation” and the tone of the article was skepticism of where the price of gold was going. In that post I wrote that I have some physical gold and I also own a few gold mining ETFs. I did sell off some of my gold ETFs after they rallied but I still hold shares and physical gold. | Get Rich Slick!
I work from home and I generally cook most meals after work because the kitchen is just a few feet away. Last my daughter asked why we don’t order pizza any more. I looked at her puzzled.| Get Rich Slick!
Month: June 2024| www.getrichslick.com
Month: September 2023| www.getrichslick.com
Month: June 2025| www.getrichslick.com
I’ve embarked on a journey to build my own parallel medical system that is somewhat outside the current medical ecosystem which I believe to be fundamentally broken. I’m not talking about alternative medicine such as herbs, teas, magic crystals or copper bracelets but new startup medical firms that have a science based but different perspective on how to provide patients with alternatives to conventional and expensive health care. | Get Rich Slick!
Month: May 2025| www.getrichslick.com
Below is a list of resources you may find useful when diving into specific topics mentioned on this blog.| Get Rich Slick!
After watching a few cultural videos on how different cultures view money it made me wonder if I had the right personal finance community. So let’s review what I consider my personal finance community now.| Get Rich Slick!
When my wife and I got married we lived in a small one bedroom apartment. All of our possessions could fit comfortably in a space no bigger than 10ft x 10ft. When we were expecting our first child, we bought our first house which was a two story five bedroom house. | Get Rich Slick!
Over the past five years, I have lived in 3 different states. I moved because I was offered higher pay and better opportunities to grow my career. My higher pay and career growth would not have happened if I hadn’t moved. | Get Rich Slick!
Everyone should have a diversified investment portfolio and the general recommendation is to have a 60/40 of equities/bonds but I prefer to really diversify my portfolio which includes other things but today I’m going to talk about my bond portfolio.| Get Rich Slick!
I love the start of the month because it indicates a day that I’ll have some income delivered to my bank account but sometimes I wish it could be like the old days depicted in the image above.| Get Rich Slick!
Month: February 2024| www.getrichslick.com
Month: August 2025| www.getrichslick.com
September and March are my favorite months because those are the months most of my municipal bonds pay me tax free interest. For the month of September, I racked in $623.84 in tax free income. I also have a leveraged municipal bond ETF that paid me $81.56 tax free interest and a non-leveraged one that...| Get Rich Slick!
I will be heading to Europe for the Fall and won’t be posting much. Ironically, I’m now starting to get call backs on some job applications right as I’m getting ready to head off on my next trip so I’ll be doing interviews from Europe. I have a full schedule of travel so it’s unlikely...| Get Rich Slick!
The great news is I lost 5 lbs in August but it may have been more due to COVID than Zepbound. Mid-August I picked up my first ever case of COVID and I didn’t eat much for 3 days. I took Paxlovid and recovered after five days and gained back a pound or two which...| Get Rich Slick!
As part of rationalizing all my streaming services, I canceled Apple TV+ a while back and seeing the announcement today that Apple is jacking up rates 30% from $9.99/month to $12.99/month I am glad I did. | Get Rich Slick!
Disclaimer: This is an experimental activity I’m doing with AI for my own purposes, nothing in this post should be used by anyone for anything other than entertainment and informational purposes particularly around potential capabilities of AI. DO NOT USE THESE PROBABILITIES FOR ANY INVESTMENT PURPOSES.| Get Rich Slick!
The headlines for the past couple of days on every news feed I get has something about Taylor Swift buying the rights to her early music back. Well congrats TS but the bad news is that I now spend most of my time listening to my own music I create on Suno.com. The days are numbered for performers if AI can do everything you do for much lower cost. | Get Rich Slick!
I’ve decided to compile a list of AI things that are taking over my life and my bank account. I’m also hugely disappointed in Apple, Google, and Microsoft for falling so far behind despite their AI “offerings.”| Get Rich Slick!
If you live long enough you’ll get through many decades of hype and fail especially in tech. I can easily remember the hype around bitcoin and block chain to name a couple. So when AI came around, I kinda rolled my eyes and wondered how long it would take for that hype to die down but I’m coming to terms with being wrong about AI.| Get Rich Slick!
With the end of the calendar year comes lots of goodies and one of my favorite things to do is to see how much and where I spent my money. Today, I am going to cover how I spent $95,000 on two of my favorite travel cards and it ties into this post entitled, “How a Millionaire Uses Credit Cards.“| Get Rich Slick!
The US Treasury is auctioning off 30 year TIPS on Thursday. The expected yield when I put my order in is 2.668% over the life of the bond which is the higher it’s been decades. If you want to read a good write up, head over to TipsWatch.com for a debrief. I haven’t been buying...| Get Rich Slick!
I am fortunate in that I don’t have too many people asking me for money. Throughout most of my lifetime I’ve actually only been hit up for money about a dozen times but…. I don’t know what it is but I have a deep sense that something is wrong out there. I have a strange...| Get Rich Slick!
Last year I had accumulated $30k in municipal bonds in my taxable brokerage account as part of my tax strategy to earn tax free income and I’m happy to report that now a little over a year later I have $60k in munis earning a blended return of 5 percent. This is the tax free yield and the tax equivalent yield would be 6.41 percent. | Get Rich Slick!
In 1994 a movie entitled, Four Weddings and a Funeral was released and became a huge hit worldwide. I vaguely remember that movie but I never forgot the title and hadn’t thought about it since this year when I’ll have attended four funerals by the time the year ends and no weddings.| Get Rich Slick!
Fidelity released their annual retiree health care estimate and rather than write a post about it, my favorite bond blogger recently published a video worth watching if you’re planning on retiring soon or are already in retirement. With the ever growing cost of health care insurance and the already ridiculously priced health care services, it’s more important than ever to plan for your health retirement future.| Get Rich Slick!
I went on a recent trip to Costco and was floored by the cost of stuff. I spent $215 on 13 items and these were normal every day items not electronics or jewelry. I had an inflation category on my old blog where I would periodically track the cost of a cart of groceries but since I rebooted the blog, I lost those old posts. I’d love to compare the cost of stuff from then to now but I decided I will restart the tracking to see how bad things get over the next 4 years until we exit this...| Get Rich Slick!
The administration signed a new rule around alternative investments in 401k’s today. The summary is below and I asked AI to give me a risk matrix for anyone considering adding speculation to your 401k.| Get Rich Slick!
In my post, What They Don’t Tell You About About Retiring Overseas, I wrote about how my wife and I are avid travelers. With one of our kids now seemingly living in Europe on a semi-permanent basis it makes a great deal of sense for us to consider buying a home somewhere in Europe to be closer to our son. | Get Rich Slick!
Month: July 2025| www.getrichslick.com
In late February of 2024, I wrote a post entitled, “The Number 1 Skill To Have Now – AI” that outlined what I think would happen with AI over a long enough time frame. Specifically, I wrote the following:| Get Rich Slick!
Oh you poor souls, I never knew how bad you had it but I do now and I’m so sorry for you. About a year ago, I read an article entitled, “Everyone Hates Workday” by Business Insider. Here is a key excerpt from the whole article:| Get Rich Slick!
I’ve been using AI for a while now and I continue to learn better ways to use AI and prompt engineering. My latest use is something I picked off the Internet that really scaled things up. | Get Rich Slick!
I’m officially back home but I’ve already booked a trip to Europe and will be hoping around the world. I booked my return ticket for February 2026 but I’m not sure if I’ll be traveling that much yet or not. I wanted the flexibility since I’ll be back in Europe next year so I’ll use that as my return ticket. | Get Rich Slick!
I am finishing up an exploratory/holiday trip in South America. I checked out a few countries and plan on returning to check out more but I had a death in the family and now have to return back to the U.S. for a funeral. | Get Rich Slick!
I’ve been in South America now for almost two weeks and having a great time. This is part vacation and part exploration for retiring overseas that I’ve talked about here, here and here. | Get Rich Slick!
$4000! That’s how much I paid for my 3 month supply of 10mg Zepbound this last time. You may be asking why so let me tell you. At the end of May I was laid off from work so my health insurance ended and I switched to my wife’s plan which does NOT cover Zepbound! I did have an option of extending COBRA under my old employer but the insurance premiums weren’t going to be subsidized so that meant paying $2000/month for health insurance then paying $2000 or maybe less for the Zepbo...| Get Rich Slick!
One of the reasons I started this blog back up after a very long hiatus was the fact that I had a growing sense of corporate burn out. I’ve written about my college days where I worked at pizza places doing a variety of crappy jobs but today I’m going to write about the other end of the spectrum, corporate jobs.| Get Rich Slick!
Is your spidey sense tingling? I don’t know about you buy my spidey sense is tingling and when that happens it means an economic recession is coming so how prepare for one?| Get Rich Slick!
My de-cluttering project has slowed. There are too many books, photo frames, and other objects that have “sentimental” value to my wife that it’s make the process slow. We talked about moving things to storage but I can already see that this stuff will sit there in storage for years before it ever gets touched again and it makes me think it’s a waste. | Get Rich Slick!
Do you remember the old Wild E Coyote vs Road Runner cartoons? The series of cartoons featured a coyote intent on capturing the road runner with endlessly elaborate traps, tricks and tactics and sadly, he was never successful, the road runner always got the best of the coyote.| Get Rich Slick!
I wrote about canceling subscriptions in my post “How To Prepare For A Recession” back in 2024 and this year, as I expected, got laid off. I re-examined my subscriptions to make sure I’m not wasting any money. I recently canceled my Apple TV+ subscription since the shows I liked I already watched and the new seasons won’t be fully out for a while.| Get Rich Slick!
Well today was my last day at work but don’t feel sorry for me as I got a generous severance package. And it came at the perfect time, right before summer so I can take a very long vacation traveling South America where it’s nice and cool.| Get Rich Slick!
I love AI, aside from the creation of the Internet back in the 90s there hasn’t been anything developed as helpful nor as terrifying as AI. If you haven’t seen it already, the latest AI video generator Veo 3 is making headlines with fully AI generated videos that look like the real thing. | Get Rich Slick!
As I get closer to retirement, I’m getting really excited but there will be some “lambs” that will need to be sacrificed to make retirement work and last. So I’ve been taking inventory of things that I/we are willing to go without. Here’s a partial list:| Get Rich Slick!
I have been doing some spring cleaning and came across an old credit card year end statement from 2001. It was a bit of a ‘blast from the past’ but what really struck me is how much the cost of stuff has gone up. For example, there was a fast food place named ‘Whataburger’ that I visited rather frequently and I always seem to spend $4.58. I assume that was the price of a #1 combo meal so I looked that up and the current cost in 2024 is $9.51. That’s a 107.6 percent change i...| Get Rich Slick!
My wife and I have been thinking about retiring overseas. We both have traveled to at least 30 or more countries over the years and we are always thrilled when we meet new people and learn from others. Our favorite things to do is immerse ourselves in the local culture and we usually start that process by taking a local cooking class. To get some ideas on where we might retire, we spend time on YouTube looking at expats that have moved overseas and share their experiences. | Get Rich Slick!