Our guest today is a self professed personal finance oddball! Len Penzo spent 35 years in the aerospace industry before retiring at age 58 as an electrical engineer. Along the way he launched LenPenzo.com in... The post Money Truths You Won’t Hear Anywhere Else w/ Len Penzo – Episode 1049 appeared first on How to Money.| How to Money
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your... The post Ask HTM: Quick Cash with eBay, Making Quarterly Estimates, & a Home Appraisal Goes Awry – Episode 1048 appeared first on How to Money.| How to Money
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to... The post Friday Flight: Refi Revival, Delay Pay Disaster, & Landline Love! – Episode 1047 appeared first on How to Money.| How to Money
“Demographics are destiny” is a phrase we’ve all heard. And while the future of America isn’t a foregone conclusion, declining birth rates, rising inequality, and the dramatic increase of single-parent households are having a profound... The post The Demographic Dilemma and Your Dollars with Melissa Kearney – Episode 1046 appeared first on How to Money.| How to Money
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your... The post Ask HTM: Avoiding the Credit Card Burn, Timing a HELOC, & Solar to Retire Sooner – Episode 1045 appeared first on How to Money.| How to Money
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to... The post Friday Flight: Underwater Autos, Freelancing FTW, & E-Fund Idiocy – Episode 1044 appeared first on How to Money.| How to Money
Our guest today says, “you can’t transform the world if you’re living paycheck to paycheck.” We couldn’t agree more! And money literacy is at the heart of avoiding that fate. Not only did Professor Kristen...| How to Money
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your... The post Ask HTM: Break-Even Bank Switch, Doubling Down on a 457b, & Financing an ADU for Extra Income – Episode 1042 appeared first on How to Money.| How to Money
It's a great time to switch banks, especially if you have a lump sum of cash that could be earning a better interest rate. The post Here’s Why I Just Opened a New Online Bank Account appeared first on How to Money.| How to Money
If you’re looking for the cheapest cell phone plans in existence, US Mobile is perfect to save money on those monthly cell phone bills.| How to Money
Are you tired of watching your hard-earned savings dwindle away due to sneaky fees and low interest rates at giant traditional banks like Bank of America or Wells Fargo? Me too 🙋♂️ Or what about...| How to Money
Capitalize is awesome! We used them to roll over an old 401k to an IRA and highly recommend them. Here is our full Capitalize review.| How to Money
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your...| How to Money
Kristy Shen has an amazing story- from growing up in China on $0.44 a day to becoming financially independent at age 31 and traveling non-stop around the world. Kristy writes about money on her site...| How to Money
Have you seen the meme of the guy on a bike who puts a stick in his spokes and then crashes? There are literally hundreds of different versions based on this goofy comic. For instance...| How to Money
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When you automate your finances, you're working smarter, not harder. Putting your money on auto-pilot can simplify your financial life!| How to Money
Learn how to rack up credit card rewards, limit fees, or build your credit score the easy way with How To Money. We make finances easy and fun!| How to Money
Mindful spending helps you cut back on the things that don’t provide joy, so you can spend more money on the things that DO!| How to Money
The more frugal hacks you try, the more benefits of frugal living you'll enjoy. Put in the work, and reap the rewards!| How to Money
Responsible users reap rewards. Irresponsible users pay dearly! Learn and adopt these credit card best practices to stay ahead of the game.| How to Money
Big news… we launched a weekly newsletter! Woohoo! 🥳 It’s full of recent news, fun stories from the community, and little financial nuggets to help you on your journey towards financial freedom. Tuesdays are the day. Mornings...| How to Money
Here's a rundown of the best cheap cell phone plans, the networks they run on, and how much money you can save by switching mobile plans| How to Money
So you’re new here, huh? Welcome! We’re glad you found us. We know that personal finances can be intimidating. It’s our goal to make money more approachable so that you can get some positive momentum...| How to Money
It takes a lot of time and effort to buy a rental property. Here's a step by step guide to help navigate the process!| How to Money
When planned correctly and executed intentionally, taking a year off work can actually benefit your career and finances in the long term.| How to Money
With hard work and dedication, anyone can learn how to retire early! Follow these simple steps to achieve financial independence early.| How to Money
It can be difficult to predict how much money you will need to retire. But using these common rules will help calculate a good estimate!| How to Money
Avoiding fees is both an art and a science! Here are the most common fees you'll come across, and how to avoid or negotiate them!| How to Money
A roth conversion ladder is a multi-year transfer of funds from pretax to post tax accounts. It helps avoid penalties and save on taxes!| How to Money
Money challenges are a great way to jumpstart your journey towards financial independence! Try some of these -- I dare you!| How to Money
Sinking funds are kind of like emergency funds, but specifically designed to hold savings for expenses that *can* be predicted.| How to Money
Looking to save money on travel? Here's a massive list of tips and tricks we've collected over the years to maximize your travel budget| How to Money
Hitting happy hours, ordering kids meals and sharing plates will drastically save money eating out. So will skipping drinks and desserts!| How to Money
Financial disasters and unplanned expenses can really hurt your wealth building progress. That's why emergency funds are so important!| How to Money
A no eating out challenge is when you stop going to restaurants or ordering take out for a set period of time. You can save a ton of money!| How to Money
Even if you have very little money to invest, everyone should open a Roth IRA and begin saving money for retirement.| How to Money
Frugal habits aren’t just hacks that save you money once or twice. They’re part of a greater shift towards a simpler, more content life.| How to Money
Here are some quick ideas to be more mindful of your dollars and save more money this week. Try a few, or all of them!| How to Money
I've been a Costco member since 2014 and here are the best costco membership perks that make your Costco membership worth it| How to Money
