Wealth Management | Financial Planning Advisors | Creative Planning
We strive to provide award-winning wealth management and financial planning services to a diverse range of investors. Meet a Creative Planning advisor near you.| Creative Planning
We strive to provide award-winning wealth management and financial planning services to a diverse range of investors. Meet a Creative Planning advisor near you.| Creative Planning
If you think retiring from the workforce means a break from paying income taxes, think again! It’s important to be aware of the following five taxes and how their treatment can affect your overall federal and state tax brackets in your retirement years.| Creative Planning
Here are several strategies to potentially take advantage of planning opportunities that may be uniquely present amid volatility.| Creative Planning
Learn how the Social Security Administration calculates the COLA, how this adjustment affects your benefits and how inflation affects your claiming strategy.| Creative Planning
There are many factors to consider when determining the timing of a Roth conversion. Assuming other factors are favorable, there are two main reasons you may want to consider initiating sooner rather than later.| Creative Planning
According to the U.S. Census Bureau, the number of people aged 90 and older has nearly tripled since 1980. Here are steps you can take today to avoid running out of money in the future.| Creative Planning
While an early retirement can be an ambitious goal, there are certain steps you can take today to help make that dream a reality.| Creative Planning
Many 401(k) plans allow participants to borrow, but there are several important reasons why taking a loan from your 401(k) is a bad idea.| Creative Planning
Learn how a retirement test drive can help you prepare for a fulfilling retirement.| Creative Planning
Discover flexible retirement strategies: phased retirement, sabbaticals and post-career gap years. Learn how to ease into retirement and plan your financial future.| Creative Planning
Learn important factors to consider as you decide whether to downsize, rightsize or maintain your current home.| Creative Planning
Could you be making mistakes that are keeping you from optimizing your 401k plan? Learn more in this short article.| Creative Planning
Understanding some basic things about your 401(k) can help you build your wealth effectively. Here are four things you can do to take advantage of your workplace retirement plan.| Creative Planning
Learn what forces are shaping retirement in 2025 and beyond.| Creative Planning
Stay ahead with wealth management insights and the latest market trends from Creative Planning. Explore strategies to grow and preserve your wealth.| Creative Planning
The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2022 is a piece of legislation that was intended to improve American’s retirement savings and long-term financial security. While many of the bill’s provisions went into effect in 2023, some provisions required additional guidance that’s still being released. The Department of the Treasury (DOT) ... Read more The post Breaking Down the SECURE Act 2.0: What High Earners Need to Know appeared first on Creative Plann...| Creative Planning
OVERLAND PARK, Kan. (OCT. 14, 2025) — Creative Planning, one of the nation’s largest registered investment advisors (RIAs), announced that SageView Advisory Group (“SageView”) President Jon Upham will lead the combined retirement solutions division at Creative Planning following the firm’s acquisition of SageView, which is expected later this year. The leadership appointment advances Creative Planning’s ... Read more The post Creative Planning Names Sageview President Jon Upham as...| Creative Planning
Once your child turns 18, you no longer have the same parental authority in the eyes of the law. It’s important to make sure your adult child has the necessary legal and financial protections in place and is ready to make informed decisions about the future. The following tips can help you ensure your child ... Read more The post Things to Do When Your Child Turns 18 appeared first on Creative Planning.| Creative Planning
The newly combined firm would represent $640 billion in total client assets, serving more than 80,000 private wealth clients and 11,800 retirement plans.1 OVERLAND PARK, Kan. and NEWPORT BEACH, Calif. (OCT. 9, 2025) — Creative Planning, one of the nation’s largest registered investment advisors (RIAs), announced today that it has entered into a definitive agreement ... Read more The post Creative Planning to Acquire SageView and Expand Further Into the Wealth and Retirement Space appeared...| Creative Planning
Key Highlights Background One of the most common financial planning conundrums a high wage earner faces is how to lower their taxes. Unlike high earning business owners who usually report 1099 income, highly compensated professionals, such as doctors, corporate executives and airline pilots, are limited in their ability to utilize deductions to offset their W-2 ... Read more The post Delta’s Non-Qualified Deferred Compensation Plan: A Comprehensive Guide for Pilots appeared first on Creativ...| Creative Planning
Big themes for this week include the markets partying like it’s 1999, Tesla’s turnaround and a crash in egg prices. The post The Week in Charts (10/03/25) appeared first on Creative Planning.| Creative Planning
Key Takeaways For many retirees, retirement represents an opportunity for relaxation, travel and quality time with loved ones. For others, it’s a chance to turn passion into purpose through a second entrepreneurship venture. If your retirement dreams include starting a business after retirement, you’re not alone. The growing trend of seniorpreneurs — entrepreneurs who launch ventures later in life — reflects a ... Read more The post The “Second Act” Mindset: Turning Passion...| Creative Planning
This image shows year-to-date 2025 returns as of 9/30/2025. U.S. large-cap stocks are up 14.83%. U.S. small cap stocks are up 10.39%. International developed stocks are up 25.72%. Emerging markets stocks are up 28.22%. U.S. short-term bonds are up 4.14%. U.S. aggregate bonds are up 6.13%. U.S. municipal bonds are up 2.64%. Global bonds are ... Read more The post Q3 2025 Market Summary appeared first on Creative Planning.| Creative Planning
Big themes for this week include rising inflation, new home discounts, a strong U.S. consumer and record highs in gold and silver.| Creative Planning
As children transition to adulthood, it’s crucial for parents to consider various financial and estate planning actions to help them navigate this new phase of life.| Creative Planning
Wondering whether you need a trust or a will — or both? Learn the key differences, and discover which estate planning strategy fits your goals and situation.| Creative Planning
Transferring wealth across generations is a significant aspect of family legacy planning. Get comprehensive tips to facilitate family discussions about wealth transfer.| Creative Planning
Creative Planning provides private wealth management, financial planning, investment management, estate planning, retirement planning, tax planning, and more.| Creative Planning
How to Identify the Policy to Protect Your Family Life insurance is an important component of any comprehensive wealth plan because it provides financial protection for your loved ones should you die unexpectedly. It’s one of those things no one likes to think about, but it’s critical that you have the appropriate policy in place ... Read more| Creative Planning
Few schools teach personal financial management. How can you ensure the children in your life are prepared for financial success? These six tips can help.| Creative Planning
While saving for a child’s or grandchild’s college education may seem like an overwhelming task, taking small steps to put aside funds today can add up to big gains over time. The following tips can help you decide how to invest in a 529 plan.| Creative Planning
Our financial advisors and wealth managers can help you secure your retirement plan, customized to fit your goals.| Creative Planning
Leaving your career sooner than expected can significantly impact your retirement plan. These seven tips can help you navigate an early retirement.| Creative Planning
With each phase of retirement comes different priorities and financial requirements. Understanding these stages can help you live a more fulfilling life.| Creative Planning
Are you nearing retirement and considering an annuity? Learn the pros and cons and get annuity alternatives to help you get the most out of your retirement.| Creative Planning
If you're close to retiring then make sure you're on track with your financial goals with these four tips for planning income in retirement.| Creative Planning
An individual's buying power can quickly be eroded during periods of high inflation. The following tips can help position your portfolio to perform.| Creative Planning
With proper planning and some strategy, you can create your own retirement income using various sources of retirement income. These tips can help you get started.| Creative Planning
Learn about the One Big Beautiful Bill Act and how it may impact your financial plan.| Creative Planning
Explore potential tax deductions and credits that could potentially reduce your liability. Learn what most tax filers often overlook.| Creative Planning
See how your retirement savings stack up by age group, plus get insights on closing the gap, savings benchmarks and strategies for every generation.| Creative Planning
On March 25, 2025, President Trump issued Executive Order 14247, which mandates a significant shift in how federal payments, including tax refunds and payments to the IRS, are processed. Effective September 30, 2025, nearly all transactions with the federal government, including the IRS, must be conducted electronically, phasing out paper checks. The order requires that ... Read more The post IRS Payment and Refund Changes Coming by September 30, 2025 appeared first on Creative Planning.| Creative Planning
IRS Notice 2025-42 updates “beginning of construction” rules for wind and solar projects under clean energy tax credits. Learn key deadlines and requirements.| Creative Planning
Social media “finfluencers” lack fiduciary standards. Discover why their advice is risky and how trusted fiduciary advisors help protect your wealth.| Creative Planning
An Efficient Charitable Giving Strategy Charitable giving is an important part of our American culture. According to Giving USA, Americans donated $484.85 billion to U.S. Charities in 2021.1 In recently years, donor-advised funds (DAFs) have gained popularity as a vehicle for giving. In fact, total grants from DAFs to charitable organizations increased from $8.52B in ... Read more| Creative Planning
Six Strategies to Help Maximize Growth With the rising cost of education, saving for college can be a daunting task. If your children are young, you may wonder how to plan for something so far in the future with so many unknown factors. If your children are older, you may be worried about how to ... Read more| Creative Planning
I don’t know if it’s just me, but it feels like gift giving is more complicated than it should be. Trying to think of a creative, personal gift at least twice a year really stretches the brain. Plus, this year we apparently aren’t going to be able to rely on our accustomed two-day shipping because ... Read more| Creative Planning
The One Big Beautiful Bill Act (OBBBA) makes the qualified opportunity zone program permanent with certain modifications and enhancements. Read our article to learn more.| Creative Planning
Tips for Prioritizing Your Spending If you, like me, take time to meditate, you may agree that it is a tedious journey. However, if you can string together enough days of mindfulness, the effects are real. Every day, I make an effort to start with the meditation mantra, “clear away and bring forward.” This mantra ... Read more| Creative Planning
Using Your Savings to Make a Lasting Impact I work with many couples who are in their golden years and living securely in retirement. After successful careers and a lifetime of smart financial decisions, they now have a significant nest egg and they need to consider what will happen to their wealth in their later ... Read more| Creative Planning
In today’s inflationary environment, the cost of everything from gas to groceries to cars is rising, and the cost of healthcare is no exception. Healthcare is one of the biggest expenses most people face in retirement.| Creative Planning
Protect your legacy with estate planning and trusts designed for your family’s future. Our estate and trust services are designed to support efficient tax planning and long-term wealth strategies.| Creative Planning
What is the Approximate Amount of Your Investable Assets?| Creative Planning
Are you a new parent? Put your free time (if you can call it that) on maternity or paternity leave to good use by completing the important action items detailed here.| Creative Planning
We provide a range of financial services and solutions for businesses, including retirement plans and exit strategies.| Creative Planning
Request a Meeting For more information on how we safeguard your personal information, please refer to our privacy policy.| Creative Planning
Learn how a dynasty trust can help support multigenerational wealth preservation.| Creative Planning
We customize intelligent investment portfolios for all of our clients. We believe your portfolio should be tied to your unique financial goals.| Creative Planning
How do donor advised funds work? Are there any specific advantages to them? Learn more by watching our short video.| Creative Planning
A CPA breaks down a tax-smart way he saves for his children’s education expenses My favorite college savings tax planning opportunity is a 529 plan. As a father, saving for all my four kids’ college costs is one of my dreams. Unless I want it to be a pipe dream, I believe that I need ... Read more| Creative Planning
Three Tips for Dealing with Irrational Financial Anxiety Financial anxiety can hit at any age, and when someone is struggling to make ends meet, those worries are real and justified. However, that’s not the type of financial anxiety I’m referring to in this article. Here, I am addressing “irrational” financial anxiety, which can become especially ... Read more| Creative Planning
Our team of CPAs and tax professionals provides expertise and strategies that align with your wealth management goals.| Creative Planning
What is the Approximate Amount of Your Investable Assets?| Creative Planning
Learn four strategies for diversifying a concentrated stock position in a tax-efficient manner.| Creative Planning
Taxes touch every aspect of your finances. Here are four ways proactive tax planning can help improve your financial outlook.| Creative Planning
Learn six reasons why it makes sense to implement tax planning strategies early in the year.| Creative Planning
Important Disclosure Information Disclosures & Certifications Disclosure Information Affiliates Certifications and Designations YouTube & Podcasts Accolades & Awards Disclosure Information Creative Planning, LLC. (“Company”) is an SEC registered investment adviser located in Overland Park, Kansas. Company and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those ... Read more| Creative Planning
Three Strategies for Transitioning From Saving to Spending in Retirement After decades of saving for retirement, you’re finally approaching the finish line and getting ready to transition into the next chapter of life. Congratulations! You have a lot to look forward to in your retirement years. Yet, making the shift from saving to spending in retirement can be difficult. ... Read more| Creative Planning
To properly estimate your healthcare expenses in retirement, you’ll first need to consider your possible healthcare needs.| Creative Planning
Our team of certified financial planners can customize a plan that works for all aspects of your life.| Creative Planning
Regardless of your outlook on retirement, completing the following tasks before you retire can help ensure a smooth transition to the next chapter of your life.| Creative Planning
How HSAs Can Be Good for Your Health and Your Wallet Health savings accounts (HSAs) have grown in popularity over the last few years as a way to help offset the expenses of qualified high-deductible health plans. In 2022, the IRS allows individuals to contribute up to $3,650 to an HSA ($7,300 for families). Those ... Read more| Creative Planning
The Benefits of Making Roth Contributions If you are currently working to save for retirement, you may be wondering what types of accounts are most advantageous. While it’s wise to invest in several types of accounts, including employer-sponsored retirement plans, traditional IRAs, and after-tax accounts, I believe the most advantageous is the Roth IRA because ... Read more| Creative Planning
A Case Study In this case study, we get to know John and Jane Sample, ages 63 and 61, who are in their prime earning years and have their eyes set on retirement. Join us as we follow the Samples through their introductory experience with Creative Planning. John and Jane Sample are ready to retire. ... Read more| Creative Planning
Perhaps you want to address the fact that your family members have different needs or abilities. You may not have a partner or children, but perhaps you have philanthropic goals or wish to provide for a dear friend or beloved pet. Most distributions are possible with the right planning.| Creative Planning
Getting the timing right for retirement can help mitigate the risk of being forced to withdraw from your portfolio sooner than anticipated.| Creative Planning
The FIRE movement (financial independence, retire early), isn’t right for everyone. Ask yourself these questions to help decide whether it's right for you.| Creative Planning
Request a Meeting For more information on how we safeguard your personal information, please refer to our privacy policy.| Creative Planning
Retirement comes with many uncertainties. Ask yourself these three questions to determine whether you’re currently in a position to retire.| Creative Planning
The retirement landscape is undergoing changes that could impact the way Americans plan and save for the future. Learn five trends significantly transforming retirement.| Creative Planning
In the years leading up to retirement, be sure to focus on the things that will bring you joy, meaning and fulfillment throughout the next chapter of life. Get our tips.| Creative Planning
