An Actual Early Retiree's Take on Dave Ramsey’s Blueprint To Early Retirement - Dad is FIRE
I am a financial expert who retired young. So what do I think about Dave Ramsey's tips to early retirement?| Dad is FIRE
I am a financial expert who retired young. So what do I think about Dave Ramsey's tips to early retirement?| Dad is FIRE
Is it better to buy a house or rent? As a Chartered Financial Analyst and a real estate investor with 20+ years experience, I can answer.| Dad is FIRE
Is an adjustable rate mortgage a good idea? Usually not. In this article I explain when an adjustable rate mortgage makes sense for a borrower.| Dad is FIRE
Find out smart side hustles that pay well without draining your time. Simple ways to boost your income and build real financial freedom.| Dad is FIRE
Repetitive work doesn’t mean low pay. These steady jobs offer high income, clear routines, and real career paths.| Dad is FIRE
Learn how to make money in real estate without owning property or managing rentals. These hands-off strategies actually work.| Dad is FIRE
A viral poll sparked debate on the most overpaid jobs. Some salaries seem fair, others outrageous. See which jobs made the list.| Dad is FIRE
Some college degrees just don’t pay off. See which majors lead to the lowest salaries even after years in the workforce.| Dad is FIRE
Younger workers are rejecting key jobs the economy still needs. See which roles they won’t take and what that means for the future.| Dad is FIRE
Some jobs may seem dull, but they offer great pay and stability. These careers provide steady income without the stress.| Dad is FIRE
Get certified fast and boost your income. These easy certifications can lead to better jobs, higher pay, and more career options.| Dad is FIRE
These jobs only need a 2-year degree and can pay around or above $100K. Skip the debt and start earning real income faster.| Dad is FIRE
Deciding when to evict a tenant is tough. In a perfect world a tenant and landlord could work out something.| Dad is FIRE
How to screen tenants? Think about it like a lender. Focus on the 4 C's. Credit, Collateral, Capacity, and Character. I added a 5th: Communications.| Dad is FIRE
I retired early with real estate. Bought rentals, let tenants pay them off, and cashed out. Here’s how real estate builds wealth and freedom.| Dad is FIRE
Should you pay off a low-interest mortgage or keep your cash invested? Weigh the pros and cons and decide what works best for your situation.| Dad is FIRE
I have paid off a house early many times. In this article I explain how to pay off a mortgage early, and what to think about.| Dad is FIRE
Housing is affordable for those who plan smart. Learn why homeownership is still within reach despite what the headlines suggest.| Dad is FIRE
Turn Halloween candy into life lessons! See how I taught my kids about value, patience, and letting go through a fun sorting game. #Parenting #LifeSkills| Dad is FIRE
I have a hoarder's mentality when it comes to money. I actually feel guilty when I spend money. This led me to an early retirement.| Dad is FIRE
According to The Millionaire Next Door, most millionaires have ordinary jobs and build wealth through simple, consistent habits.| Dad is FIRE
Make six figures without a degree. These high-paying jobs offer real opportunities, solid salaries, and strong demand, no college needed.| Dad is FIRE
Boomers are retiring fast, and it's creating big opportunities. These in-demand jobs now offer strong pay and real career potential.| Dad is FIRE
See which college degrees lead to the highest pay, based on real salary data. Find out what jobs and education each one needs.| Dad is FIRE
Many industries face shortages of skilled staff. Learn why businesses struggle to find workers and how they can solve hiring issues.| Dad is FIRE
Smart career moves build freedom, not burnout. Learn what actually works to grow your income, skills, and long-term options.| Dad is FIRE
Teach kids smart money habits using real-life tips they can understand. Make financial lessons simple, fun, and easy to apply every day.| Dad is FIRE
Fun and simple ways kids can make money, learn smart habits, and build confidence through real-world earning activities.| Dad is FIRE
Teach your kids the money lessons schools ignore. Help them build wealth, avoid debt, and make smart financial choices for life.| Dad is FIRE
A CFA who retired early shares an in-depth analysis of Dave Ramsey's Baby Steps.| Dad is FIRE
One dad's journey to Financial Independence Retire Early| Dad is FIRE
See how the upper class and new money think, spend, and build wealth differently, one preserves it, the other earns it.| Dad is FIRE
If you always want more you will never be happy. It's so important to find out what is enough. I retired early by understanding this.| Dad is FIRE
The best advice I received immediately before retiring young was "Do Something That Makes You Go To The Library". Read more!| Dad is FIRE
Trade school and college both have pros and cons. Learn which path costs less, takes less time, and leads to better jobs based on your goals.| Dad is FIRE
Many master’s degrees don’t pay off. Find out which programs have low or even negative financial returns before you enroll.| Dad is FIRE
Discover high demand jobs that are still growing fast. These careers offer real opportunity, solid pay, and long-term stability.| Dad is FIRE
Common behaviors can quietly destroy generational wealth. Learn what puts generational wealth at risk and how to protect it.| Dad is FIRE
Smart personal finance hacks most people ignore. Real tips that help you save more, earn faster, and build long-term financial freedom.| Dad is FIRE
Common credit card mistakes can drain your money fast. Learn how to avoid fees, protect your score, and use credit the smart way.| Dad is FIRE
Seek out a mortgage term that you can afford to cover if the house is vacant, but not so long that it takes a half of a lifetime to pay off.| Dad is FIRE
Discover the unexpected impacts of inflation, from rising costs to career decisions, and learn practical tips to deal with inflation.| Dad is FIRE
I've sold many houses over the years and I've bought plenty others. I've learned what first impressions turn off buyers instantly.| Dad is FIRE
Find out how much you should save in your emergency fund and explore various strategies to ensure you're financially prepared for any situation.| Dad is FIRE
I have negotiated many creative things when buying a house. In this article I share clever things to ask the seller for when purchasing a home.| Dad is FIRE
Some jobs come with more than stress, they're linked to high divorce rates. Here's what the data says about work and relationships.| Dad is FIRE
Find out which bachelor’s degrees lead to the best long-term income and the highest return on your education investment.| Dad is FIRE
Rich parents teach their kids smart money habits, long-term thinking, and real-life financial skills most families never talk about.| Dad is FIRE
What is Coast FIRE? How do you calculate Coast FIRE? Everything you ever wanted to know about Coast FIRE from someone who retired early.| Dad is FIRE
Raising kids isn’t expensive, but money mistakes make it feel that way. Smart parents avoid these financial traps to build a secure future.| Dad is FIRE
You don't need a high income to retire young. I retired at 42 despite not making $50,000 until I was in my 30s. Let me explain.| Dad is FIRE
Learn how a CFA retired at 42 by taking a smarter, more flexible approach to money. Compare strategies and discover what works for you.| Dad is FIRE
Want to become a millionaire. Pay attention to these habits that millionaires tend to have in common.| Dad is FIRE
Hidden wealth, when financial success goes unnoticed but you live beyond your means, is a powerful strategy that ensures long-term financial freedom. By avoiding outrageous purchases and unnecessary expenses, people can increase their wealth without attracting too much attention. This approach aligns well with the discipline required for early retirement, which prioritizes smart investments, passive...| Dad is FIRE
So why did I decide young? I wanted to be an engaged dad. Read more about my journey and how I achieved financial freedom and retired early.| Dad is FIRE
Boomers are holding onto trillions in wealth, leaving little for the next generation. Here’s why and what it means for Millennials and Gen Z.| Dad is FIRE
I read the Millionaire Next Door as a Teenager. It changed my life. 20 years later I became the millionaire next door. I retired a few years later.| Dad is FIRE
Discover well paying jobs that most people avoid, offering great salaries, stability, and opportunities to make a real impact.| Dad is FIRE
Many first time home buyers make the same mistakes. Here are common mistakes people make when buying their first house, and how to avoid them.| Dad is FIRE
Turn unused items into cash fast with these valuable pawn shop favorites. Learn what sells best and how to get the most money for your stuff.| Dad is FIRE
Key mindsets for achieving Financial Independence Retire Early (FIRE). I you want to achieve financial independence, change your mindset.| Dad is FIRE
Take control of your retirement with smart strategies to grow savings, reduce risks, and secure financial freedom.| Dad is FIRE
Save money on taxes after 50 with key deductions, credits, and strategies designed to boost your financial security in retirement.| Dad is FIRE
Common mistakes and provide alternative strategies to help you maximize your 401(k) and secure a more comfortable retirement.| Dad is FIRE
Want to know the hidden costs of buying a home? I've bought many houses. I can share with you the costs you dont think about when buying a house.| Dad is FIRE
Paying mortgage discount points can be a strong strategy. Learn how mortgage discount points can help you save over the life of your mortgage.| Dad is FIRE
Images on this site are sourced from Depositphotos, Shutterstock, or are personally created by Dad is FIRE| Dad is FIRE
No one wants to be told no. Of course that's true. But parents forget it. Little kids spend their first few decades constantly being told no. Why?| Dad is FIRE
Step one to retire early is I am not going to give you any steps. You wouldn't follow them anyway. If you would, then this is not the blog for you.| Dad is FIRE
If you look at the price of something and then guess how many times you'll use it then you'll know it's price per use.| Dad is FIRE
When my wife was pregnant with our first child, I put a lot of thought into what life lessons to teach our kid. We came up with three that apply to any age.| Dad is FIRE
Not another FIRE fake guru. This journey is one I started before most people were regulars on the internet. Before Google. Before YouTube. I'm only 42.| Dad is FIRE
Please teach your kid personal finance. The school system doesn't. I have not dissected anything since high school. But we all spend and make money.| Dad is FIRE
I want to be a good dad. Nearly my entire motivation for wanting to retire early is to have time to spend with them so I can be present.| Dad is FIRE
I would not have been able to retire young if I listened to all the advice people gave me. I ignored "good" advice, and it paid off.| Dad is FIRE
My kid has saved over $1000 from lemonade stands over the years and he is only seven. I love using the lemonade stand to teach about money.| Dad is FIRE
Want to buy a house but don't want an agent? Discover the process from someone who's done it multiple times.| Dad is FIRE
A unique way to figuring out how much house you can afford is what I call the McDonald's Principle. Focus on affording a house you won't lose, .| Dad is FIRE
Should you max out your 401k? It's an intimidating idea. There is no shortage of debates on whether or not to max out your contribution or not.| Dad is FIRE
Satisfice. Are you a maximizer vs satisficer? If you are like most people you are a maximizer. Most people don't retire early.| Dad is FIRE
Experience the journey of planned retirement in your 40s. Learn from a financial expert's insights on retiring early, handling skepticism, and living a fulfilling life.| Dad is FIRE
There are many paths to Financial Independence Retire Early. I was just reading one by A Purple Life that stood out| Dad is FIRE
How do you decide what type of rental houses to buy? Consider my Goldilocks Principle to finding the perfect niche for you.| Dad is FIRE
Turn your kid's clutter into cash and teach them about economics with this hands-on guide. Learn to negotiate, understand supply and demand, and foster financial literacy.| Dad is FIRE
I retired young. People tell me how lucky I am. But it was not luck to retire early. I sacrificed to achieve the dream of financial independence.| Dad is FIRE
How to fire a real estate agent. I have fired both buyer's agents and seller's agents. Here is how you fire real estate agents.| Dad is FIRE
I want to debunk credit card myths. I have had a credit score in the 800s for 20 years now. I am also a Chartered Financial Analyst.| Dad is FIRE
Through my career in Financial Services I have seen so much bad advice. Here I will try to debunk the bad advice I've seen.| Dad is FIRE
There is a fear that keeps people from being a landlord that a tenant destroys rental property. It. But don't worry about it. It's not a big deal.| Dad is FIRE
I have bought several houses with a total of $800 out of pocket. Learn how to buy a house with no money down, from someone who has done it.| Dad is FIRE
Ignite your journey to financial freedom with our guide on FIRE strategies. Learn all about each Financial Independence Retire Early strategy.| Dad is FIRE
When is the best time to buy a house? An expert who has experienced every housing cycle shares to wait for prices and rates to go up or down.| Dad is FIRE
How do you stop a temper tantrum? All of the tricks to stop a meltdown have the same theme. You can't break the meltdown! But they can. Help them.| Dad is FIRE
Become an expert on assumable mortgages in our comprehensive guide. Learn how to find assumable mortgages and how to assume a mortgage.| Dad is FIRE
Real estate is a wonderful investment for many reasons. You can buy a house with other people's money and have other people's money pay for the loan.| Dad is FIRE
The Sneetches by Dr. Seuss is a great book to teach kids about money and value. Read thoughts of a CFA who reads The Sneetches to his kids.| Dad is FIRE
My dad's business was favorite child. I didn't want to be like that when I started my own family, so I developed a plan for early retirement.| Dad is FIRE
