If you enjoy reading and learning about personal finance, then it’s safe to say you’ve probably heard the name Dave Ramsey. Since the 90s, Dave Ramsey’s Baby Steps has helped millions of people get…| Debt-Free Doctor
Learn how 100% bonus depreciation is back permanently under Trump’s tax bill and how real estate investors can use it to maximize tax savings and build wealth faster.| Debt-Free Doctor
Discover the real difference between being debt-free and achieving financial freedom—and how to move from zero balance to true wealth.| Debt-Free Doctor
Dental CPA vs General CPA: Why Dentists Need the Right Financial Partner Most dentists assume any CPA firm can handle their taxes and bookkeeping. After all, numbers are numbers, right? Not exactly. When I started my perio practice, I hired a local CPA who came highly recommended. He worked with restaurants, construction companies, and a […] Source| Debt-Free Doctor
Discover the real difference between being rich and wealthy — and why how you make money matters more than how much you make. Build true financial freedom today.| Debt-Free Doctor
Learn what a real estate syndicate is, how it works, and how to invest in syndications to build wealth through smart real estate deals.| Debt-Free Doctor
Are you ready to uncover the untapped potential of mobile home park investing? This article discusses the benefits of how to maximize ROI in this niche.| Debt-Free Doctor
Top 10 Financial Mistakes to Avoid for High-Income Earners When most doctors and dentists finish training, they finally start earning real money after years of long hours and low pay. The natural reaction? Reward yourself! A new home. A new car. Maybe even a few luxury purchases to make up for lost time. The problem […] Source| Debt-Free Doctor
Financial Freedom Definition: What It Means and How to Reach It Financial freedom means you have enough income and investments to pay for your living expenses without being controlled by a traditional job. In simple terms, your money gives you choices (work is now OPTIONAL). You can work because you want to, not because you […] Source| Debt-Free Doctor
Passive Real Estate Investing Guide: Your Path to Financial Freedom If you think you need to be a full-time landlord to earn income from real estate, think again. I learned after 10 years of practicing dentistry that we can build wealth on the side while still treating patients without dealing with tenants. That’s the beauty […] Source| Debt-Free Doctor
General Partner vs Limited Partner: Key Differences If you’ve ever invested in a real estate syndication or are thinking about it, you’ve probably heard the terms general partner and limited partner. Understanding the difference between the two is for anyone who wants to invest confidently and know how their money and liability are handled. In […] Source| Debt-Free Doctor
Real Estate Syndication: An Accredited Investor’s Guide If you’ve ever dreamed of owning real estate but hate the idea of dealing with tenants, maintenance calls, or broken toilets in the middle of the night, there’s a smarter way to invest. It’s called real estate syndication, and it allows you to partner with other investors to […] Source| Debt-Free Doctor
Why Paying Off Your Mortgage Early Is a Bad Idea What if paying off your house was actually the worst financial move you could make for retirement? I know that sounds backwards. For decades, we’ve been told the dream is to own our home free and clear before we retire. “A paid-off home equals peace […] Source| Debt-Free Doctor
Tax-Efficient Retirement Withdrawal Strategies for Income Planning Have you thought about how you’ll actually pull money from your retirement accounts once you stop working? Saving for decades is one part of the journey, but spending it wisely is another. The way you sequence your withdrawals, manage taxable accounts, and plan around Social Security benefits can […] Source| Debt-Free Doctor
Discover The Simple Path to Wealth summary by JL Collins—key notes, book breakdown, and timeless investing principles for financial freedom and security.| Debt-Free Doctor
Visit the Debt-Free Doctor, Dr. Jeff Anzalone, for information about passive income from real estate. Find investment opportunities via syndications.| Debt-Free Doctor
RealtyShares – What I Learned From Losing $50,000 Yes, it was painful writing the title of this article as I realize that most people don’t like admitting their failures. And most people certainly don’…| Debt-Free Doctor
Real Estate Syndication Structure It’s amazing how many doctors and other high-income professional members of our Passive Investors Circle that have never heard of real estate syndications.| Debt-Free Doctor
Cash On Cash Return Recently I wrote about how I lost quite a bit of money investing in a crowdfunding deal that promised a high cash yield with RealtyShares a few years ago. This mistake was totally…| Debt-Free Doctor
Usually when a New Year rolls around, many are thinking about setting new goals and resolutions. There are numerous studies out there touting why most people don’t reach them such as: making them too…| Debt-Free Doctor
The 19 Best Ways to Generate Passive Income in 2021 – Passive Income Ideas [Editor’s Note: Today’s article in a guest post from Michael Dinich who blogs over at Your Money Geek. He’s worked in the…| Debt-Free Doctor
How To Become An Accredited Investor Each week I enjoy having conversations with other doctors & high-income earners about passive real estate investing, specifically syndications. If you haven’t…| Debt-Free Doctor
When I recently read in Joe Fairless’s Best Ever Report about how Lue Chen achieved financial independence (or in his case fatFIRE) at only age 38, I had to reach out to him…and boy am I glad I did!| Debt-Free Doctor
The great Albert Einstein said, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” I couldn’t have said it any better myself.| Debt-Free Doctor
There are no two bigger financial gurus in America than Dave Ramsey and Suze Orman. Both have become extremely wealthy giving financial advice to folks with high amounts of consumer debt.| Debt-Free Doctor
Medishare Review – How I Saved $1116 a Month Are you tired of paying too much for health insurance? I was too & decided to do something about it. So in January, when our monthly bill (family of 4)…| Debt-Free Doctor
I’ve been a long time listener of the Dave Ramsey show. For those of you familiar with Dave, then you’ve probably heard him mention the Seven Baby Steps to financial freedom that I’ve discussed in the…| Debt-Free Doctor
I can still vividly remember where I was when I first heard the Dave Ramsey show. At the time, I was completing a dental residency in New Orleans. Honestly, I hadn’t given much thought to my…| Debt-Free Doctor
10x Grant Cardone. Grant Cardone is best known for his real estate investing. What you may not know is that he’s one of the most influential people around…| Debt-Free Doctor
What I Learned From Investing in Real Estate Crowdfunding Platforms Most personal finance sites these days focus on investing mainly in stocks, bonds and index funds. Warren Buffett is a big advocate…| Debt-Free Doctor
When I first heard that Chris Hogan (part of the national best selling author Dave Ramsey Solutions team) was writing an everyday millionaire book, I realized it had been over twenty years since I’d…| Debt-Free Doctor
My name is Dr. Jeff Anzalone. I’m a periodontist in Louisiana. A few short years ago, I started to worry about my family’s financial future. As a solo practitioner, I knew that if something happened…| Debt-Free Doctor
The more personal finance and debt free blogs I come across, the more I realize most doctors are striving to achieve financial freedom. What exactly does this mean? In simple terms…| Debt-Free Doctor
Is there really a difference between rich and wealthy? There is but it seems that most don’t know what that difference is. According to a recent survey, investment firm Charles Schwab asked 1,000…| Debt-Free Doctor
Multifamily Syndication A 46 year old dentist recently posted on Dentaltown asking for investing advice regarding his working towards an early “exit from teeth” over the next few years.| Debt-Free Doctor
Are you ready to stop trading time for money? Sign up here to receive passive investing information straight to your inbox. Each week I’ll send you advice on how to reach financial independence with…| Debt-Free Doctor
After a minor wrist injury while snow skiing several years ago, I realized that we were relying on only one income stream – the one from my periodontal surgery practice. This was a major wake up call.| Debt-Free Doctor
Passive Vs Nonpassive Income Up until a few short years ago, I thought all income was equal. Growing up, all the money I earned was from a lawn service I started in junior high school.| Debt-Free Doctor
Join the Investors Circle to access passive real estate investments designed to help you build wealth and reach financial freedom!| Debt-Free Doctor
The HSA Triple Tax Advantage For those that are striving towards FIRE (Financial Independence, Retire Early), one question that has to be addressed is: How to pay for healthcare? Baby Boomers don’t…| Debt-Free Doctor
Cash Flow In Real Estate – The #1 Reason To Invest What’s the #1 reason that attracts people to real estate investing? Passive income, right? This comes from the cash flow real estate spins off that…| Debt-Free Doctor
Paying taxes is unavoidable, but there are numerous opportunities to help lower a tax bill. Recently, I came across a finance forum for doctors that piqued my interest. One of the most highly viewed…| Debt-Free Doctor
I’ll admit, when I first started this site, I didn’t know much about passive real estate investing. My primary focus for readers was to utilize the methods I’ve used in the past to dump debt and start…| Debt-Free Doctor
What Is The 1031 Exchange Timeline? As healthcare professionals, one of the biggest expenses that we’ll pay each year is taxes. I see too many docs overpaying in taxes when they shouldn’t be. Why?| Debt-Free Doctor
Recently I came across the idea of the Hedonic Treadmill in the fantastic book, The Happiness Curve: Why Life Gets Better AFTER 50 by Jonathan Rauch. This wasn’t a phrase that I’d heard of before but…| Debt-Free Doctor
How Is Passive Income Taxed? If you’re an avid reader of the Debt Free Dr site, then you know how much I stress the importance of creating multiple streams of passive income. Related article: Passive…| Debt-Free Doctor
Explore the significance of cash flow in real estate, its impact on investments, and why it’s a key metric for property investors.| Debt-Free Doctor
If you’re a real estate investor or plan on becoming one in the future, then finding the right real estate CPA is one of the most important factors to consider.| Debt-Free Doctor
Cost Segregation Study One of the biggest expenses doctors and other high-income earners face are taxes. In the past, I’ve shared tax strategies that can help us save thousands or more per year. Now…| Debt-Free Doctor
Building Wealth With Real Estate For the first 7-8 years after I starting practicing, I was mainly focused on getting out from under $250K+ of student loan debt using Dave Ramsey’s 7 Baby Steps.| Debt-Free Doctor
Depreciation: The #1 Tax Break For Doctors Most doctors fall into the 32% or 37% tax bracket. Needless to say, taxes are and will continue to be our BIGGEST expense. After becoming a business owner…| Debt-Free Doctor
5 Outstanding Tax Benefits Of Real Estate Investing If you’re a high-income earner, it’s probably safe to say that you’d like to avoid taxes at all costs, right? We’ve looked at different tax…| Debt-Free Doctor
