Don’t let these condo loan myths get in your way of homeownership! | First Integrity Team of Supreme Lending
You’ve submitted your initial mortgage application, completed the necessary paperwork, and even had your home appraised. Now, you find yourself at the crucial stage of the loan process – underwriting. This is where the underwriter, acting as a gatekeeper for the lender, meticulously assesses your financial details to determine the risk of financing your home. […]| First Integrity Team of Supreme Lending
Discover the Key Differences Between a Condo vs. Single-Family Home So you’ve finally decided to end the debate of renting vs. owning a home and pull the trigger on your homebuying journey. Congratulations! The next big question is deciding what kind of property you want to purchase—a condo vs. single-family home. Both options offer the […]| First Integrity Team of Supreme Lending
Deciding between renting vs. owning a home may be one of the biggest debates when it comes to housing. Both options offer unique advantages, but the key is to find which fits your personal goals and lifestyle. Let’s explore the pros and cons of each option and take a deep dive into the many potential […]| First Integrity Team of Supreme Lending
Buying a home is an exciting milestone, but it may also come with unfamiliar terms and processes that feel overwhelming. One term you’ll likely encounter is “escrow.” If you’re unsure what escrow means or why it’s important during home loan transactions, you’re not alone—and that’s completely okay! At Supreme Lending, we’re here to make sure […]| First Integrity Team of Supreme Lending
A reverse mortgage* is a unique loan designed to help eligible homeowners and homebuyers aged 62 or older convert some of their home equity into cash. This program may offer greater flexibility and financial independence, especially for those entering retirement. Reverse mortgages allow qualified senior homeowners to tap into their home’s value to meet other […]| First Integrity Team of Supreme Lending
Whether currently married homeowners or soon-to-be married, it’s important to understand the homeownership rights when it comes to spouses and the state they reside in. Let’s breakdown spousal states versus community property states and how they impact the mortgage process for married couples. Spousal States In spousal states, which includes 41 states and the District […]| First Integrity Team of Supreme Lending
What’s an Appraisal? For those who have never been through the mortgage process before, an appraisal refers to an unbiased estimate of a home’s value. A professional appraiser evaluates the property to confirm its worth, which is then used to determine how much money can be loaned to the borrower through a mortgage. In nearly […]| First Integrity Team of Supreme Lending
Military veterans and active-duty service members have dedicated their lives to serving our country, and Supreme Lending couldn’t be more grateful for their service. When it comes to homeownership, there’s no one more deserving than those who risk their lives to protect our freedom and safety. Supreme Lending is proud to offer the VA loan […]| First Integrity Team of Supreme Lending
Your Helpful Guide to Mortgage Homebuying Tips Buying a home is one of life’s biggest milestones—a place to make lasting memories, build your future, and truly create a place to call your own. But let’s face it: the homebuying process can feel a bit overwhelming at first. But with the right preparation and guidance, you […]| First Integrity Team of Supreme Lending
We'll help you find the best rates and terms for your home loan. Apply today and see if you're accepted in 15 minutes.| First Integrity Mortgage Services
In the market for your first home? There's a lot of elements and details with mortgages. Rates are one. See how we made it easy to decide between fixed-rate & adjustable-rate mortgages.| First Integrity Mortgage Services
Unlock the secrets to down payments with our guide. Learn how to save, calculate, and make smart choices to secure your dream home effortlessly.| First Integrity Mortgage Services
Discover how varying mortgage rates affect your monthly payments. Expert advice to help you understand and plan your mortgage finances effectively.| First Integrity Mortgage Services
Before applying for a new mortgage consider steps and tips needed to improve your credit score. Check out our guide on how to improve your credit score.| First Integrity Mortgage Services
Thinking of refinancing your mortgage? Before you do, take some time to really learn about the benefits & drawbacks of refinancing.| First Integrity Mortgage Services
If you've found the home of your dreams, let us help you learn how to navigate the home loan process. We'll break down each step of it.| First Integrity Mortgage Services