Navigating the ever-evolving housing landscape takes shared expertise, insight, and strong partnerships. At Halifax, we’re proud to work alongside brokers and builders to help more people access quality homes. As the UK’s largest lender, we’re uniquely positioned to drive innovation and scale in the new-build market. From pioneering green mortgages to supporting first-time buyers, our focus is on broadening access to housing in ways that are sustainable and inclusive.| Mortgage Solutions
We do not recommend or accept any responsibility for any third party provider’s products, services, information, advice or opinions provided to you either directly or via their websites. We will not be responsible to you if any product or advice you obtain form a third party is not suitable for you or does not meet your requirements. Any links to a third party provider’s website on this site are for your convenience only. If you contact a third party provider advertised or mentioned on th...| Mortgage Solutions
The post Nearly a third of brokers use AI tools very often but some are apprehensive, poll shows appeared first on Mortgage Solutions.| Mortgage Solutions
Hanley Economic Building Society has recruited Oliver Slimm as its head of credit risk and lending strategy. The post Hanley Economic BS names Slimm as head of credit risk and lending strategy appeared first on Mortgage Solutions.| Mortgage Solutions
Prime property finance lender, Butterfield Mortgages, has made two appointments in an expansion of its team. The post Butterfield Mortgages makes two appointments appeared first on Mortgage Solutions.| Mortgage Solutions
The post Fewer landlords planning rent rises but increases on cards are higher appeared first on Mortgage Solutions.| Mortgage Solutions
Foundation Home Loans has announced the appointment of Michael Evans as its chief finance officer (CFO) on a permanent basis. The post Foundation Home Loans names Evans as permanent CFO appeared first on Mortgage Solutions.| Mortgage Solutions
The post Majority of mortgage advisers are confident in next year’s mortgage market, Stonebridge says appeared first on Mortgage Solutions.| Mortgage Solutions
The post One to One: Emma Cox, Shawbrook appeared first on Mortgage Solutions.| Mortgage Solutions
The post FOLK2FOLK hires Chung as new CEO appeared first on Mortgage Solutions.| Mortgage Solutions
Sancus Lending has moved to larger office premises in Manchester following a number of senior hires. The post Sancus Lending makes senior hires and relocates to larger Manchester office appeared first on Mortgage Solutions.| Mortgage Solutions
West One Loans has introduced a bespoke buy-to-let (BTL) service for more complex cases and made a range of enhancements.| Mortgage Solutions
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Market Financial Solutions (MFS) has brought out a ‘bridge fusion’ product, combining a bridging loan with a longer-term buy-to-let mortgage.| Mortgage Solutions
Market Financial Solutions has released a core buy-to-let (BTL) offering, which sees its existing BTL range become specialist BTL.| Mortgage Solutions
Market Financial Solutions has removed the maximum loan size, added tiers and cut commercial rates in its Bridge Fusion range.| Mortgage Solutions
Self-employed people are sacrificing starting a family or investing in their businesses to improve their chances of getting a mortgage.| Mortgage Solutions
The self-employed mortgage market is projected to rise by 67% over the next five years to £34.8bn, a specialist lender suggested.| Mortgage Solutions
Many expats find themselves blocked from the UK housing market at precisely the moment they’re trying to return.| Mortgage Solutions
An overwhelming majority, 84%, of first-time buyers are unaware of how to get the best mortgage rate, research from a broker found.| Mortgage Solutions
An extra 21% of first-time buyers in England will have to shell out for stamp duty as the threshold changes next week.| Mortgage Solutions
Pepper Money is a broad specialist lender that exists to help people succeed. Championing individuality. Embracing difference. Acting responsibly. And looking for opportunities to say yes, rather than reasons to say no.| Mortgage Solutions
Gatehouse Bank has reduced rental rates and simplified documentation requirements across its buy-to-let purchase plans for UK residents.| Mortgage Solutions
For years, deposits were treated as the biggest hurdle, but increasingly, affordability is the factor that stops a mortgage application in its tracks.| Mortgage Solutions
The Bank of England’s Monetary Policy Committee (MPC) have kept the base rate at 4.5%, as widely expected.| Mortgage Solutions
Bridging loan books has surpassed £10bn for the first time fuelled by rises in applications, completions and loan book values.| Mortgage Solutions
New specialist lender Afin Bank has come out with a range of residential and buy-to-let (BTL) mortgages, following full approval.| Mortgage Solutions
Afin Bank has appointed Emily Carr (pictured) as its mortgage adviser, and she will head up its in-house team of advisers.| Mortgage Solutions
Chancellor Rachel Reeves is expected to announce a number of reforms to financial regulation, set to boost access to mortgages.| Mortgage Solutions
More first-time buyers who can show affordability will be able to get on the property ladder as lenders now have the chance to surpass the 15% loan to income (LTI) limit.| Mortgage Solutions
Now that more lenders are offering higher LTI multiples, how likely are you to suggest a borrower use this to the maximum?| Mortgage Solutions
The Equity Release Council has brought on PriceHubble, developer of real estate valuation, insight and analytics solutions, as an associate member.| Mortgage Solutions
The ERC has launched an international forum, with representatives from Canada, Germany, Holland, France, Ireland, Italy and Poland.| Mortgage Solutions
Financial product market intelligence specialist Defaqto has become a member of the Equity Release Council (ERC).| Mortgage Solutions
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Social mobility is a diversity category that many businesses struggle to define and engage in as it is complex and hard to measure.| Mortgage Solutions
DIFF has launched its School Leavers initiative to encourage wider social mobility in the mortgage industry.| Mortgage Solutions
The MIMHC Walk and Talk has raised over £15,000 for the Niall Stringer Foundation, exceeding its target of £10,000.| Mortgage Solutions
The Thames Bridges Trek is the latest challenge being taken on by the Mortgage Industry Mental Health Charter (MIMHC).| Mortgage Solutions
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Homebuyers rushed to beat stamp duty changes, driving up mortgage volumes, but rising bills and taxes leave first-time buyers worried.| Mortgage Solutions
The imposition of tariffs by President Donald Trump has led to an initial fall in swap rates, which dictate mortgage pricing.| Mortgage Solutions
Masthaven has become the latest lender to join the Bridging & Development Lenders Association (BDLA), bringing membership to 48.| Mortgage Solutions
The Bank of England’s Monetary Policy Committee (MPC) has announced a base rate cut from 4.5% to 4.25%.| Mortgage Solutions
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The amount of time needed to save for a deposit for a house is four times longer for solo women, according to a report.| Mortgage Solutions
The Bank of England’s Monetary Policy Committee (MPC) has elected to cut the base rate to 4.5% – its lowest level since July 2023.| Mortgage Solutions
Halifax wants to make life as easy as it can for intermediaries. That’s why it is committed to providing and delivering excellent products and service to you and your clients. It’s easier to do business with Halifax Intermediaries. The lender’s product proposition includes home movers, remortgages, large loans, new build, Help to Buy and affordable housing. You can also secure a great new deal for your existing Halifax clients and retain their business with the lender’s product trans...| Mortgage Solutions
A potential base rate cut could benefit those on tracker and SVRs and up consumer confidence but may not lead to fixed rate cuts as swap rates have priced in base rate cuts.| Mortgage Solutions
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Virgin Money and Nationwide are increasing their mortgage rates, the latest lenders to increase some of their rates.| Mortgage Solutions
Lenders HSBC and TSB are increasing some of their mortgage rates, while Gen H and MPowered are making cuts.| Mortgage Solutions
The cut in the base rate has led to an uptick in customer enquiries, especially from first-time buyers, brokers have said.| Mortgage Solutions
The Bank of England (BoE) has cut the base rate to 5%, a year after it was raised – and remained frozen – at 5.25%.| Mortgage Solutions
