Thirty-eight percent of restaurant owners reported not being profitable in 2023, with higher food costs a key factor. Here's how many try and save.| Money Digest
While you can likely guess a few of the most expensive states, a few others might surprise you, as well as their reasons for having such a high cost of living.| Money Digest
Hundreds of thousands of people file for bankruptcy each year. To help avoid this option, we spoke with money expert Alaina Fingal on what to watch out for.| Money Digest
While dinner and a movie these days can run you nearly $125 (on average), there are other options; ones that are fun, less expensive, and still able to impress.| Money Digest
Business bankruptcies rose by 30% in 2023. But bankruptcy doesn't always mean the end for a company. Many on our list were able to come out of it in time.| Money Digest
From taking advantage of clearance sections to utilizing Target's credit card and rewards programs, there are many easy ways to avoid spending more at Target.| Money Digest
In a sea of store closures and bankruptcies, one of America's most popular retailers has issued price warnings that consumers might not want to hear.| Money Digest
With prices continuing to increase on essentials, it's more important than ever to ensure the store you're shopping at is working for your wallet.| Money Digest
Even when being careful, your budget might still be coming up short. We turned to expert Matt Schulz to help us better understand why that may be so.| Money Digest
One thing to check on a homeowners insurance policy is the dwelling coverage. Is it enough? It should be enough to cover the rebuilding of your home.| Money Digest
More than 50% (some say 60%) of Americans live paycheck to paycheck. Given this, it may be difficult to believe just how much a person spends in their lifetime.| Money Digest
Buying a new car may be a good social status move, but in many cases it is not a productive financial move for the average consumer.| Money Digest
Inflation generally slowed or remained steady across the U.S. in October, but two regions across the country saw higher spikes than the rest.| Money Digest
According to a new study, it's easiest to save money if you live in Toledo, Ohio. Factors include lower credit card debt and more affordable housing.| Money Digest
Lowe's has acquired Foundation Building Materials (FBM) in an effort to corner more of the market in its battle against Home Depot.| Money Digest: Find Balance in Your Life & Budget
Kroger announced that layoffs would occur at the company's corporate offices, but these cuts aren't planned to affect frontline workers in stores.| Money Digest: Find Balance in Your Life & Budget
Cracker Barrel might have made a grave error in updating its logo, and that's only one part of a bigger picture that's driving down the company's stock.| Money Digest: Find Balance in Your Life & Budget
As tariffs begin to impact in-store prices, consumers should consider comparing retailer prices in order to find the best options for your budget.| Money Digest: Find Balance in Your Life & Budget
Professionals in these fields make the highest average salaries, and while the results are mostly as you'd expect, a few professions may surprise you.| Money Digest: Find Balance in Your Life & Budget
Sweeping Medicare cuts in 2025 mark the largest rollback in decades, raising costs, and reshaping access for seniors and many other vulnerable groups.| Money Digest: Find Balance in Your Life & Budget
Six Flags amusement parks have struggled to maintain consistent attendance levels, and the company is dropping prices to lure people in.| Money Digest: Find Balance in Your Life & Budget
While most state residents must contend with taxes on various parts of income or sales, residents of this state actually receive money from the government.| Money Digest: Find Balance in Your Life & Budget
Plastic bags are horrible for the environment, and many states have enacted policies that force retailers to charge money for their use.| Money Digest: Find Balance in Your Life & Budget
With Trump's on-again off-again tariff policy scaring consumers, more companies are reporting significant losses. Chief among them: car companies.| Money Digest: Find Balance in Your Life & Budget
Capital One is liable for up to $425 million in payments to savings account holders that were ruled to have missed out on higher interest payments.| Money Digest: Find Balance in Your Life & Budget
The Social Security Administration just added more conditions to the Compassionate Allowances List, while it simultaneously cracks down elsewhere.| Money Digest: Find Balance in Your Life & Budget
As consumers continue to wait to experience the full impact of Trump's tariff policy, some might have already noticed an increased at the gas station.| Money Digest: Find Balance in Your Life & Budget
As retailers continue to struggle in the wake of inflation, changing consumer behaviors, and Trump tariffs, another retailer is filing for bankruptcy.| Money Digest: Find Balance in Your Life & Budget
While the full ramifications of Trump's tariffs could take months, or even years, to fully experience, some automakers are already facing financial fallout.| Money Digest: Find Balance in Your Life & Budget
While much has been said about the ethical and security implications of Trump's acceptance of a Qatari aircraft, the cost to renovate it is equally important.| Money Digest: Find Balance in Your Life & Budget
Retirees, and those who rely on Medicare, should brace themselves for a new voluntary pilot program that could end up delaying certain treatments.| Money Digest: Find Balance in Your Life & Budget
Social Security recipients may be required to go to the nearest Social Security office to make changes to their account, according to a proposed rule.| Money Digest: Find Balance in Your Life & Budget
Consumers are already feeling the hit of increased prices from President Trump's tariffs, as appliance companies seek to offset import costs.| Money Digest: Find Balance in Your Life & Budget
Target is requiring one of its largest corporate teams to return to the office in Minneapolis at least three days per week beginning in September.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
Tax season can be a headache for many. The good news is, there are some people who don't need to file a tax return. Let's break it down.| Money Digest
Whether you're starting a business or dealing with a letter from the IRS, a tax attorney can help you in ways an accountant can't.| Money Digest
The 2023 Ram 2500 HD truck maintains a strong retail value even with its base model, making the vehicle a good long-term investment for retirees.| Money Digest
It's easier than ever to get started as an investor, and the best part is that it doesn't take a large amount of money upfront to do so.| Money Digest
Avoiding restaurants that go out of there way to cater to tourists in Europe is a good way to not only get a better meal, but to save money.| Money Digest
The strength of the U.S. dollar against global currencies impacts factors like trade, international travel, and even domestic businesses.| Money Digest
Finding the best deal on a hotel room comes down to timing, doing thorough research, and occasionally, being willing to hop on the phone.| Money Digest
Rick Steves is a frequent purveyor of budget European travel tips, but he also maintains a keen eye for scams and things to watch out for.| Money Digest
Virginia Beach, Virginia offers reasonably priced housing and beautiful beach views, along with a cost of living that is below the national average.| Money Digest
Hitting the "upper class" income level for a single person means different things depending on where you live across the United States.| Money Digest
A budget not only helps you better understand where your money goes each month, but it also gives you a powerful tool to modify your spending habits.| Money Digest
Along with filing accurate taxes, it's important to file your return on time. For 2023 returns, that deadline may be different depending on where you live.| Money Digest
If when preparing your tax return, your calculations begin to show you'll be owing the IRS instead of getting a refund, these are the most common reasons why.| Money Digest
Nearly 35% of working Americans have a 401(k)-style plan. Yet, many people make a common mistake, one that can cost them something truly valuable: free money.| Money Digest
The amount of money workers can contribute to their 401(k) in 2024 is projected to increase, but not by as much as it has the past few years.| Money Digest
Becoming a helicopter pilot can actually be a solid way to earn a good paycheck, balancing a sense of adventure and personal fulfillment.| Money Digest
Per the Bureau of Labor Statistics, airline pilot is one of the 20 highest-paying jobs in the United States. It's also the only one not in the medical field.| Money Digest
Buying flight tickets is increasingly expensive, but by using this hack you may luck out and find a significantly cheaper fare to your destination.| Money Digest
With a lower median home value than the rest of the state, Plainville offers a robust job market along with easy proximity to larger New England cities.| Money Digest
While two out of five Americans report not having enough savings to cover a $1,000 emergency, there are others who may be holding on to too much cash.| Money Digest
When figuring out the worst places to keep your savings, consider safety, of course, but also earning potential and how accessible your money will be.| Money Digest
Keeping enough money in your checking account to handle a forgotten expense or an impulse dinner out with friends is a typically good idea.| Money Digest
In 2021, one in six Americans, or ~55.6 million, were aged 65 or older, per Census Bureau data. This number is expected to surpass 80 million by 2040.| Money Digest
When discussing retirement savings, you used to hear a lot more about pensions. What happened to them? To understand their fate, we have to go back to 1978.| Money Digest
Choosing an affordable place to retire is a key element in any proper financial planning strategy, and can help ensure you're long-term success.| Money Digest
The small town of Homestead, Pennsylvania is an affordable place to retire that doesn't skimp on amenities like dining or outdoor recreation.| Money Digest
Venice is an expensive city to visit, with an entry fee and overcrowding being of particular note to prospective first-time travelers.| Money Digest
Airbnb rentals can be a better deal in some circumstances, while booking a hotel room remains preferable in other situations for travelers.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
2024 has been a rough year for many chain restaurants, with concepts like Red Lobster and Buca di Beppo declaring bankruptcy or exploring options.| Money Digest
Tariffs are coming to the U.S. economy if Donald Trump follows through with his proposed tariffs, affecting everything from garlic to toys to fashion.| Money Digest
Declaring bankruptcy is a more nuanced decision than many people realize, and there are actually two primary ways to go about doing so.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
Living the "American Dream" is a desire sought by people the world over, but it's always been a vague milestone based more on rationale than data.| Money Digest
Becoming a private jet pilot is a good way to earn a solid living while also traveling to exclusive destinations with high-end clientele.| Money Digest
Traveling to Puglia, Italy can offer the same charm and cuisine as the rest of the country but for a fraction of the cost and hassle.| Money Digest
Joliet, Illinois is just 40 miles outside of Chicago but has a significantly lower cost of living, making it a viable option for affordability in the area.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
Warren Buffett is known for his modest lifestyle, sizable net worth, and business acumen as the head of Berkshire Hathaway since 1965.| Money Digest
With the new year comes a new tax season and the decision on how to file your taxes. Here, we compare the two most well-known names in online tax prep.| Money Digest
Have you heard about DINKs? It's a term for a specific type of household; an acronym that described 43% of U.S. households in 2022, per the U.S. Census Bureau.| Money Digest
Taxes and employer matching are two key considerations when it comes to choosing between a 401(k) or a Roth IRA. Another option, though, is to choose both.| Money Digest
While 401(k) matching is a great perk (and one you should take advantage of, if available), employers also stand to gain through their contributions.| Money Digest
Not everything is equal or transparent when booking flights, but by knowing when the best times are to book, you can save a bit of cash.| Money Digest
Financial adviser Bill Bengen came up with the 4% rule for retirement savings in 1994. Could a rule that's 30 years old still be relevant today?| Money Digest
"Pong" in 1975 was the first video game to capture gamers' attention. As for the most expensive titles ever sold? Those hail from the 1980s and '90s.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
Red Lobster suffered from years of mismanagement and menu promotions that cost the company far too much money, leading it into bankruptcy.| Money Digest
Steak N' Shake went back to the drawing board to reimagine its in-store experience for customers, but its yet to save the company.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
Fast moving economic changes have already impacted just how effective the 2025 COLA rate of 2.5% is, especially when it comes to buying power.| Money Digest
When your March Social Security benefits will arrive depends largely on your date of birth and when you started collecting benefits.| Money Digest
It is totally possible to build credit in an efficient and effective manner -- you simply must be disciplined and follow specific protocol.| Money Digest
Your credit score plays an important role in your finances, from borrowing power to your ability to make large purchases or refinance.| Money Digest
Dave Ramsey is a financial guru known for being very opinionated in his advice, but it turns out that some of that advice misses the mark.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
Cash-back credit cards lure users with the promise of free money for hitting certain spending targets, but it often isn't so "free."| Money Digest
A financial advisor can help you better manage your financial investment accounts, but it's important to pick one aligned with your goals.| Money Digest
The 50/30/20 budget rule can be an effective tool to help you frame your financial decisions, but there are some caveats to be aware of.| Money Digest
Minimizing your tax burden doesn't have to require illegal scheming or hiding assets from the government. These strategies will help.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
The wealthiest among us have employed a suite of schemes to keep ever more of their money out of the hands of the federal government.| Money Digest
Come tax season, the question of whether to prepare your own taxes or hire a pro is one many taxpayers face. Before deciding, here are some things to consider.| Money Digest
As the popularity of fast food in America grows, so too does the average amount we spend to eat it, whether we get it delivered or we pick it up ourselves.| Money Digest
Soft landing and hard landing refer to two economic outcomes resulting from the Federal Reserve's actions on interest rates and its attempt to reduce inflation.| Money Digest