Kelly Boyer Sagert - Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
In a sea of retail closures and bankruptcies, bargain chain Big Lots is back from the dead with a slate of new store openings planned for 2025.| Money Digest
This discount retailer reported sales losses for three years in a row between 2021 and 2023. In September 2024, it filed for bankruptcy protection.| Money Digest
If you've ever wanted to travel through freezing waters to see Earth's most remote areas, one company that gives customers that chance is in jeopardy.| Money Digest: Find Balance in Your Life & Budget
Many industries are feeling the effects of the government shutdown, and some widely used healthcare services are among the latest victims.| Money Digest: Find Balance in Your Life & Budget
Flying commercial may not be fun or reliable, but it turns out splurging on more luxurious travel options isn't much better - at least in one company's case.| Money Digest: Find Balance in Your Life & Budget
One of the widest-reaching digital crime networks ever is finally being exposed, but not before it could steal billions from victims around the world.| Money Digest: Find Balance in Your Life & Budget
As the government shutdown continues into its second week, Social Security beneficiaries might be worried about the SSA potentially missing deadlines.| Money Digest: Find Balance in Your Life & Budget
Everyone needs a bed, so you might think the mattress sales industry would be somewhat recession proof. But one regional chain has proven that notion wrong.| Money Digest: Find Balance in Your Life & Budget
As President Trump continues to dictate foreign policy via ever-changing social media posts, the stock market has been experiencing newfound volatility.| Money Digest: Find Balance in Your Life & Budget
Cryptocurrency has always been controversial, but a few lawsuits have called users' and state politicians' attention to one exchange's sketchy dealings.| Money Digest: Find Balance in Your Life & Budget
Could Donald Trump find immortality on the face of a coin? As it turns out, no - unless he decides to break a historic U.S. presidential tradition.| Money Digest: Find Balance in Your Life & Budget
Despite a rather public fall from grace, coupled with a bankruptcy, in 2003, this Mexican chain just opened it's first new location in Minnesota.| Money Digest: Find Balance in Your Life & Budget
If you've ever played McDonald's Monopoly, you'll know how hard it is to win big. Here's a question, then: Has anyone ever actually scored that top prize?| Money Digest: Find Balance in Your Life & Budget
What would you do if someone gave you $12,000 in cryptocurrency? Thanks to Coinbase, certain residents in one U.S. state are about to find out.| Money Digest: Find Balance in Your Life & Budget
Feel like you're always getting spam texts? You're not alone. While a recent lawsuit means you may be entitled to some payback, certain conditions apply.| Money Digest: Find Balance in Your Life & Budget
Donald Trump's cuts to SNAP benefits will affect tens of millions of Americans across the country - and one U.S. state is seeing the effects already.| Money Digest: Find Balance in Your Life & Budget
The publishing industry is enjoying something of a moment right now - but one popular chain of bookstores is struggling to capitalize on it.| Money Digest: Find Balance in Your Life & Budget
One of Amazon Prime's longest-standing perks is going away this fall, and it could force a lot of people to pay more for online shopping.| Money Digest: Find Balance in Your Life & Budget
You may expect banks to protect your money, but they can just as take it away. One major bank's fees are about to get larger than ever.| Money Digest: Find Balance in Your Life & Budget
For anyone 65 or older, there are some serious changes coming to your healthcare options: Private medicare plans are disappearing left and right.| Money Digest: Find Balance in Your Life & Budget
After reopening stores throughout 2025, Big Lots is celebrating its return with storewide 10% discounts on its revamped inventory until October 5.| Money Digest
Take (or mail) your mutilated bills to the Bureau of Printing and Engraving Mutilated Currency Division, and you may be able to redeem the cash at full value.| Money Digest
Though not as many people use cash as they once did, many still prefer paper currency. On that note, did you know each bill has a different lifespan.| Money Digest
While U.S. bills are commonly referred to as paper money, they aren't actually paper. A hint to their true composition lies in the fact that you can iron them.| Money Digest
Those in their 30s tend to make close to $60,000 per year on average, though this income range varies deeply depending on location.| Money Digest
Is a rule like 20/3/8 realistic in today's inflationary environment? Here, we see how this budget rule would work with today's prices and loan rates.| Money Digest
Shifting borrowing habits and convenient financing options are changing the way lenders view creditworthiness. Here's how your credit score could be affected.| Money Digest: Find Balance in Your Life & Budget
Tom Dundon has been previously involved in both the bankruptcy of the minor league Alliance of American Football, as well as with subprime auto loans.| Money Digest
Chick-Fil-A takes 15% of all sales, and 50% of all profit. However, with an average store sales amount of $9.4 million, franchise owners make over $450,000.| Money Digest
U.S. farmers actually lose money almost every year from farming, instead being largely sustained through non-farm related income categories.| Money Digest
Astronomers tend to make a solid living that is comfortably over $100,000 per year, but hefty schooling is required to get to that point.| Money Digest
Thanks to student loan delinquencies, missed car payments and mortgages, and an underperforming economy, the nation's average credit score fell to 715 points.| Money Digest
The state of Alaska doesn't tax Social Security income or other forms in income, making it a more budget-friendly place to retire.| Money Digest
Retirement is the dream for many workers, and avoiding the most expensive states to retire in is the key to long-term success as you age.| Money Digest
Nine U.S. states don't levy a tax on earned income. However, tax burden is more than just income; it's all the ways a person is taxed at the state/local level.| Money Digest
As restaurant chains continue to battle closures, look back at some of the worst scandals to plague one of American's most popular fast food restaurants.| Money Digest
As a result of Donald Trump's tariffs, prices on many common grocery items are set to increase in April, including popular vegetables.| Money Digest
Among the many companies filing for bankruptcy in 2025, perhaps none have had more important, or personal, consumer data than this latest one.| Money Digest
Could Elon Musk's DOGE send you a $5,000 check sometime soon? Between rumors swirling and even Presidential support, it can be hard to keep fact from fiction.| Money Digest
Giving yourself a small leg up financially by walking dogs, day trading, or teaching English doesn't have to require taking on another job.| Money Digest
Per the IRS, for tax year 2020, there's over $1 billion of refund money yet to be claimed. What's more, taxpayers need to claim it before the window closes.| Money Digest
Thanks to New York's 2024 legislation change, the state's comptroller can return amounts under $250 directly to residents without the need for claims paperwork.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
As Capitol One and Discover's merger officially closes, cardholders can enjoy expanded ATM and location access plus cashback rewards on certain accounts.| Money Digest
While your assets won't make you a one-percenter, that doesn't mean you can't use similar tactics used by the wealthy to grow your money, too.| Money Digest
As inflation continues to increase, the 2026 COLA rate will similarly rise. However, it is unlikely this COLA increase will be enough to truly help seniors.| Money Digest
Researchers have created something known as a time crystal which, in certain applications, could help prevent counterfeit $100 bills in the future.| Money Digest
Close your 360 Savings Account by October 2, 2025, and your share of Capital One's massive $425 million settlement payout will be about 15% higher.| Money Digest
Having an emergency reserve fund is important, but there are a few caveats to keep in mind, especially one that could lose you the money you so carefully saved.| Money Digest
Many people make the same financial mistakes, and while some of these traps are common knowledge, some others should be better understood.| Money Digest
The Southwest Companion Pass can be a valuable perk for those who prefer traveling with another person. But, this pass isn't easy to obtain; it takes spending.| Money Digest
Having a college degree has been shown to increase lifetime earnings, but in these high-paying professions, having graduated college isn't required.| Money Digest
A report shows over 30% of Social Security Administration field offices have reduced staff by at least 10%, which could mean delayed payments for retirees.| Money Digest
The Social Security program is a lifeline for American workers after retirement, and calculating the benefit you're likely to receive is simple.| Money Digest
Sixty-eight million Americans will receive monthly Social Security in 2024. For 13.5% of people age 65 and older, it accounts for 90% of their income.| Money Digest
The 500,000 beneficiaries that still receive Social Security benefits via physical paper checks will need to set up direct deposit before September 30, 2025.| Money Digest
Companies like 7-Eleven and Torrid once seemed unstoppable, but changing retail environments have made many iconic American brands unsustainable.| Money Digest
Thirty-eight percent of restaurant owners reported not being profitable in 2023, with higher food costs a key factor. Here's how many try and save.| Money Digest
While you can likely guess a few of the most expensive states, a few others might surprise you, as well as their reasons for having such a high cost of living.| Money Digest
Hundreds of thousands of people file for bankruptcy each year. To help avoid this option, we spoke with money expert Alaina Fingal on what to watch out for.| Money Digest
While dinner and a movie these days can run you nearly $125 (on average), there are other options; ones that are fun, less expensive, and still able to impress.| Money Digest
Business bankruptcies rose by 30% in 2023. But bankruptcy doesn't always mean the end for a company. Many on our list were able to come out of it in time.| Money Digest
From taking advantage of clearance sections to utilizing Target's credit card and rewards programs, there are many easy ways to avoid spending more at Target.| Money Digest
In a sea of store closures and bankruptcies, one of America's most popular retailers has issued price warnings that consumers might not want to hear.| Money Digest
With prices continuing to increase on essentials, it's more important than ever to ensure the store you're shopping at is working for your wallet.| Money Digest
Even when being careful, your budget might still be coming up short. We turned to expert Matt Schulz to help us better understand why that may be so.| Money Digest
One thing to check on a homeowners insurance policy is the dwelling coverage. Is it enough? It should be enough to cover the rebuilding of your home.| Money Digest
More than 50% (some say 60%) of Americans live paycheck to paycheck. Given this, it may be difficult to believe just how much a person spends in their lifetime.| Money Digest
Buying a new car may be a good social status move, but in many cases it is not a productive financial move for the average consumer.| Money Digest
Inflation generally slowed or remained steady across the U.S. in October, but two regions across the country saw higher spikes than the rest.| Money Digest
According to a new study, it's easiest to save money if you live in Toledo, Ohio. Factors include lower credit card debt and more affordable housing.| Money Digest
Kroger announced layoffs at its corporate offices, due in large part to the financial fallout of the company's failed merger with Albertsons in 2024.| Money Digest
Data shows that the 50 top-earning professions in the US are dominated by those in the medical field, along with science, business, and law professionals.| Money Digest
Alaska residents receive payments every year from the state's Permanent Fund Dividend, or PFD, which pays out from the state's investment of oil money.| Money Digest
Plastic bags are horrible for the environment, and many states have enacted policies that force retailers to charge money for their use.| Money Digest
Stellantis recently announced that Trump's tariffs are estimated to cost the company a whopping $1.4 billion, just in the second half of 2025 alone.| Money Digest
Capital One is liable for up to $425 million in payments to savings account holders that were ruled to have missed out on higher interest payments.| Money Digest
Jewelry and accessories retailer, Claire's, has filed its second bankruptcy in seven years, citing growing competition from online retailers and tariff costs.| Money Digest
Target is requiring one of its largest corporate teams to return to the office in Minneapolis at least three days per week beginning in September.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
Tax season can be a headache for many. The good news is, there are some people who don't need to file a tax return. Let's break it down.| Money Digest
Whether you're starting a business or dealing with a letter from the IRS, a tax attorney can help you in ways an accountant can't.| Money Digest
A budget not only helps you better understand where your money goes each month, but it also gives you a powerful tool to modify your spending habits.| Money Digest
Per the Bureau of Labor Statistics, airline pilot is one of the 20 highest-paying jobs in the United States. It's also the only one not in the medical field.| Money Digest
When discussing retirement savings, you used to hear a lot more about pensions. What happened to them? To understand their fate, we have to go back to 1978.| Money Digest
Choosing an affordable place to retire is a key element in any proper financial planning strategy, and can help ensure you're long-term success.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
2024 has been a rough year for many chain restaurants, with concepts like Red Lobster and Buca di Beppo declaring bankruptcy or exploring options.| Money Digest
Tariffs are coming to the U.S. economy if Donald Trump follows through with his proposed tariffs, affecting everything from garlic to toys to fashion.| Money Digest
Declaring bankruptcy is a more nuanced decision than many people realize, and there are actually two primary ways to go about doing so.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
Living the "American Dream" is a desire sought by people the world over, but it's always been a vague milestone based more on rationale than data.| Money Digest
Joliet, Illinois is just 40 miles outside of Chicago but has a significantly lower cost of living, making it a viable option for affordability in the area.| Money Digest
Money Digest is the destination for balancing life and budget - from money management tips, to cost-cutting deals, tax advice, and much more.| Money Digest
Warren Buffett is known for his modest lifestyle, sizable net worth, and business acumen as the head of Berkshire Hathaway since 1965.| Money Digest
With the new year comes a new tax season and the decision on how to file your taxes. Here, we compare the two most well-known names in online tax prep.| Money Digest
Have you heard about DINKs? It's a term for a specific type of household; an acronym that described 43% of U.S. households in 2022, per the U.S. Census Bureau.| Money Digest
Taxes and employer matching are two key considerations when it comes to choosing between a 401(k) or a Roth IRA. Another option, though, is to choose both.| Money Digest
While 401(k) matching is a great perk (and one you should take advantage of, if available), employers also stand to gain through their contributions.| Money Digest
