For real estate investors looking to demolish and rebuild an existing structure or start new construction, hard money construction loans offer a quick and effective financing solution. These loans, typically short-term (under 12 months), can be approved and funded in just a few days, unlike traditional bank loans. Why Hard Money Construction Loans Are So Fast Asset-Focused Lending The speed ... Read more The post Fast Hard Money: Why Hard Money Are so Quick appeared first on Loan Ranger Capital.| Loan Ranger Capital
Flipping houses can be an exhilarating and profitable endeavor, often portrayed as easy on television. However, a lot of work goes into making a real estate investment both visually appealing and financially rewarding. Here are the crucial steps to take before embarking on your home-flipping journey: Gain Market Knowledge Understanding the real estate market, loan structures, and design trends is ... Read more The post What You Need to Know Before Flipping Homes appeared first on Loan Ranger ...| Loan Ranger Capital
Investing in property can be an exciting yet nerve-wracking experience for real estate investors. The key to success lies in making informed decisions, and thorough research is the foundation of every acquisition. This blog from Loan Ranger Capital will cover essential pre-investment checks, offering a roadmap for those looking to achieve profitable fix-and-flip real estate deals. Market Analysis Before considering ... Read more The post Key Pre-Investment Checks for Fix and Flips appeared fi...| Loan Ranger Capital
Investing in fix and flip projects can be a lucrative venture, especially when financed with the right type of loan. At Loan Ranger Capital, we specialize in hard money loans that cater to real estate investors looking to maximize their return on investment (ROI). In this guide, we’ll walk you through how to leverage hard money loans for your fix ... Read more The post Maximizing ROI with Hard Money Loans: A Guide for Fix and Flip Projects appeared first on Loan Ranger Capital.| Loan Ranger Capital
In the dynamic world of real estate investing, securing the right financing can be the difference between seizing opportunities and missing out on lucrative deals. When it comes to choosing between a balance sheet lender and a national lender, savvy investors understand that local expertise and personalized service often trump the allure of big-name institutions. Let’s explore why opting for ... Read more The post Why Choose a Balance Sheet Lender Over a National Lender for Hard Money appea...| Loan Ranger Capital
If you are a real estate investor who is looking to fix and flip properties, you may need a hard money loan to finance your project. Hard money loans are short-term loans that are secured by the value of the property, rather than your credit score or income. They are ideal for investors who need fast funding, flexible terms, and ... Read more The post How to Manage Your Rehab Budget and Draw Requests with Loan Ranger Capital appeared first on Loan Ranger Capital.| Loan Ranger Capital
In the ever-evolving landscape of Texas real estate, the challenge of low housing inventory has emerged as a significant concern. As the state experiences a surge in demand for properties, particularly in the context of hard money lending, it’s crucial to understand the dynamics at play. Real estate financing in Texas requires a strategic approach that factors in the unique ... Read more The post Texas Real Estate: Conquering Low Housing Inventory with Strategic Financing appeared first on ...| Loan Ranger Capital
Investing in real estate is wise for those looking to grow their wealth and secure their financial future. Austin, Texas, is one of the country’s hottest real estate markets and offers investors many opportunities. With its thriving economy, growing population, and attractive lifestyle, Austin is the perfect place to invest in real estate. One of the biggest draws of Austin ... Read more The post 7 Reasons You Should be Investing in Austin Real Estate appeared first on Loan Ranger Capital.| Loan Ranger Capital
Are you ready to turn a profit in the real estate game? Fix and flip properties offer a path to big rewards, but success requires a solid plan and flawless execution. The key to any successful fix and flip project is a successful sale. In this article, we’ll guide you through the essential steps for selling a fix and flip ... Read more The post How to Successfully Sell a Fix and Flip Property appeared first on Loan Ranger Capital.| Loan Ranger Capital
Transactional funding is a short-term, hard money loan that allows a real estate wholesaler or investor to borrow capital to purchase a property. It’s an ideal financing solution for wholesalers who are looking for a capital resource to facilitate a double closing. Transactional funding is also known as flash funding, same-day funding, ABC funding, a transactional loan, or a one-day ... Read more The post What is Transactional Funding? appeared first on Loan Ranger Capital.| Loan Ranger Capital
Are you exploring short-term financing options for your latest real estate investment? In a perfect world, your primary residence would sell as soon as you’re ready to purchase a new home – but, unfortunately, that’s not always the case. That’s where a bridge loan comes in. A bridge loan is a short-term loan intended to provide financing until a borrower ... Read more The post What are the Pros and Cons of Bridge Loan Financing? appeared first on Loan Ranger Capital.| Loan Ranger Capital
A hard money construction loan is a short-term loan that finances a real estate construction project. Typically, the purpose behind the loan is to fund the construction of a real estate project. Hard money loans are ideal for investors or builders purchasing a property lot or tearing down an existing property for new construction. They can also serve as an ... Read more The post What is a Hard Money Construction Loan? appeared first on Loan Ranger Capital.| Loan Ranger Capital
A bridge loan is a short-term loan intended to provide financing until a borrower secures permanent, long-term financing for their real estate investment. Bridge loans are used during the gap between purchasing a property and selling a previous one, providing the borrower with added flexibility. Bridge loans can also be referred to as bridge financing, gap financing, interim financing, or ... Read more The post What is a Bridge Loan? appeared first on Loan Ranger Capital.| Loan Ranger Capital
Before making an investment on your desired fix and flip property, it’s important to check your state’s license regulations and explore all of the license options available to you, both required and optional. Generally, most license decisions come down to your intentions behind house flipping – hobby or career? Can I Flip Houses Without a Real Estate License? Aspiring fix ... Read more The post What Licenses Are Required for a Fix and Flip? appeared first on Loan Ranger Capital.| Loan Ranger Capital
Flipping houses starts with a promising investment opportunity and can quickly develop into a profitable business or a financially beneficial hobby. However, to be successful, aspiring house flippers should obtain the necessary building and renovation permits before starting their fix and flip project. Do I need a Building Permit to Flip Houses? The simple answer is yes – you should ... Read more The post What Permits Do You Need to Flip a House? appeared first on Loan Ranger Capital.| Loan Ranger Capital
When flipping a house, there is a laundry list of general rules that need to be taken into consideration. One rule that should be at the top of your financial checklist is the 70% rule. This post will outline what the 70% rule of house flipping is, and why it may be one of the most important guidelines for making ... Read more The post What Is The 70% Rule In House Flipping And Why Does It Matter? appeared first on Loan Ranger Capital.| Loan Ranger Capital
Are you a developer wanting to maximize your profit margin on one of your properties? Or, are you a homeowner with some extra yard space that you would like to put to good use? Many investors are finding creative ways to enter the real estate market any way they can. With the housing supply at an all time low and ... Read more The post Is An Accessory Dwelling Unit A Good Investment? appeared first on Loan Ranger Capital.| Loan Ranger Capital
Even if you aren’t a real estate investor, you are probably aware that the price of lumber has gone up exponentially since the beginning of the pandemic. And if you know this, you might be able to guess how much this price increase has affected the overall cost of not just new construction builds, but renovations and fix & flips ... Read more The post How Soaring Lumber Prices Will Increase the Cost of Your Investment Property appeared first on Loan Ranger Capital.| Loan Ranger Capital
Last year we answered the question: Should you use personal funds or outside funds for your fix and flip project? If you’ve opted for outside funding, there’s one major question left: How do hard money fix and flip loans compare to conventional loans? This article will outline a few of the differences between the two choices, and show you why ... Read more The post Fix and Flip Funding: Hard Money Loans VS Conventional Loans appeared first on Loan Ranger Capital.| Loan Ranger Capital
Texas Realtors Releases 2021-Q3 Edition Of The Texas Quarterly Housing Report. The just-released Texas Quarterly Housing Report shows that while the market is trending towards stabilization and pre-pandemic levels, home prices are still rising and inventories are drying up. Texas Home Sales Decrease, Median Price Rises Since the third quarter of 2020, the median price for homes in all of ... Read more The post The State Of the Texas Housing Market In 2021 appeared first on Loan Ranger Capital.| Loan Ranger Capital
Hot off the presses, the latest reports name Dallas, Texas, as the best commercial property investment market in the country. Dallas hosted the most active commercial real estate market for the first half of 2021 (H1’21), recording almost $13.4 billion in commercial real estate transactions—a 43% YoY increase. The Dallas Commercial Real Estate Market The sale of the Crescent Complex ... Read more The post Dallas Real Estate Market: 2021 is the Year to Invest in Dallas appeared first...| Loan Ranger Capital
If you’re thinking about investing in house flipping, there are seven steps to getting started on the right foot. The post How to Start Flipping Houses appeared first on Loan Ranger Capital.| Loan Ranger Capital
There are essentially seven requirements to get a hard money loan. Start by saving up a sizeable down payment and then set up your LLC … The post How to Get a Hard Money Loan: 7 Requirements appeared first on Loan Ranger Capital.| Loan Ranger Capital
Your real estate investment is unique in the market, which means you need the best hard money lender for you. Traditional loans are just about securing financing, but a hard money lender is, in many ways, a business partner. So be cautious about short lists of the “best hard money lenders in the nation,” and take the time to find ... Read more The post How to Find the Best Hard Money Lenders appeared first on Loan Ranger Capital.| Loan Ranger Capital
Hard money lenders, specialty crowdfunding, private lenders, HELOCs, cash-out refinancing, and acquisition lines of credit are how fix and flips get funded. The post Fix and Flip Loans for for Flipping Houses: 6 Funding Options and What You’ll Need to Get Financing appeared first on Loan Ranger Capital.| Loan Ranger Capital
It may come as a surprise to some, but flipping houses is a complicated process. While it is possible to make money – or even a living – by flipping houses, it’s a process that requires a lot of time, money, and work. To help you get started on the right foot, we’ve created a guide outlining the five essential ... Read more The post House Flipping 101: 5 Essential Rules for Beginners appeared first on Loan Ranger Capital.| Loan Ranger Capital
Right now many are wondering how to invest their money, especially given the effect that the pandemic has had on the stock market. While you may think that this would be similar to the stock market, real estate prices have been affected very differently. This is exactly why people invest in real estate, the fundamentals are very different. The Wall ... Read more The post Real Estate Prices and COVID-19 appeared first on Loan Ranger Capital.| Loan Ranger Capital
Big Changes What a difference 30 days can make! In the last month we’ve seen many positive developments in both real estate and the local Texas economy. While Loan Ranger Capital continuously monitors the economy, the recent economic data is far more optimistic than most expected. This is especially true of real estate. The global effects of COVID-19 are far ... Read more The post Texas Real Estate – COVID Update appeared first on Loan Ranger Capital.| Loan Ranger Capital
[Updated February 20210] Selling a house–whether it’s your primary residence or an investment property—is a big job. In either case, you invest a lot of time and money in getting the property ready to put on the market, and you need all of that hard work reflected in the appraisal value. If you’re involved in real estate investing, or if ... Read more The post Maximize Your Flip Appraisal with this Guide appeared first on Loan Ranger Capital.| Loan Ranger Capital
There is no denying that house flipping is one of the excellent sources of income. But when it comes to entering the market, you need a potential source of funding. If you have enough personal finances, you can always use them to fund your rehab. However, if you do not have sufficient capital, you can opt for a funding project ... Read more The post Personal Funding or Outside Funding – What is the Right Source to Fund Your Rehab appeared first on Loan Ranger Capital.| Loan Ranger Capital
There is no denying that property flipping is one of the popular real estate investment strategies. It essentially involves purchasing a house with the intent to make a profit. But the logistics involved in the process of flipping may get complicated if you don’t know which property to buy. So how do you find a property to flip? If you ... Read more The post How to Find a Property to Flip appeared first on Loan Ranger Capital.| Loan Ranger Capital
So you are in the real estate industry to purchase a property and rehabilitate it as a way to yield profits. Most investors know this practice as “flipping.” You will have to play smart by not only opting for the best approach but also avoiding some common mistakes many real estate agents make when flipping properties. This is especially true ... Read more The post Renovating the Right Way to Make Your Flip Buyable appeared first on Loan Ranger Capital.| Loan Ranger Capital
Well, the holiday season has kicked off in full swing with the arrival of Thanksgiving last week! I don’t know about you, but it always seems to arrive sooner than I am ready for. Just some of the things we’re thankful for this year Hopefully your holiday was a delicious and enjoyable one? With the arrival of Thanksgiving, it makes ... Read more The post Being Thankful Isn’t a One Day a Year Event appeared first on Loan Ranger Capital.| Loan Ranger Capital
This is our second part of a 2 Part series on helping real estate investors get property and investment leads. If you missed out on the first part of our series, then CLICK HERE to read that before diving into this section. The first part of our lead generation list consisted mostly of offline opportunities. But the increasing dominance of ... Read more The post How to Generate Real Estate Leads for Investors PART 2 appeared first on Loan Ranger Capital.| Loan Ranger Capital
Getting started in real estate investing can be a time consuming and overwhelming prospect without some guidance and assistance along the way. We’ve learned a few tips from the dozens of investors that we’ve dealt with over the years and are going to share some real estate lead generation ideas in this 2 Part series. So, let’s get started! Real ... Read more The post How to Generate Leads for Real Estate Investors appeared first on Loan Ranger Capital.| Loan Ranger Capital
Introduction Houston is the fourth most populous city in the United States, trailing behind New York, Los Angeles and Chicago. The city’s population now stands at over 2.3 million residents. It’s anticipated that Houston will actually move into 3rd position by the end of the next decade. This bodes well for Houston real estate of course. The city was found ... Read more The post Houston Real Estate Market: Where to Buy? appeared first on Loan Ranger Capital.| Loan Ranger Capital
The real estate industry has a language all its own! Getting to know the various real estate terms and what they each mean, can take awhile. In addition, real estate has several financial calculations that you might not have run across before starting your real estate investing career. That’s why we’re covering some additional real estate terms and formulas that ... Read more The post Important Real Estate Terms & Formulas – Part 2 appeared first on Loan Ranger Capital.| Loan Ranger Capital
Congratulation! You’ve finally found your first property and you’re excited to see if this one will be THE ONE that is going to start you on your investing career. But wait – how do you “run the numbers” and what are you looking for? That’s what more than one investor has asked when just starting out. Important Real Estate Terms ... Read more The post Important Real Estate Terms & Formulas You Need to Know appeared first on Loan Ranger Capital.| Loan Ranger Capital
[Updated 2021] Ready to become a big-time real estate investor? You’re on the right track. Real estate investments have outperformed the S&P 500 for decades. While the S&P has averaged an 8.6% rate of return, residential real estate has averaged (nationwide) a 10.6% return. And some areas have done substantially better than that! Winning in real estate investments is not ... Read more The post How to Become a Real Estate Investor appeared first on Loan Ranger Capital.| Loan Ranger Capital
Are you considering investing in a fix and flip property or starting a house flipping business? It’s important to learn as much as you can about this type of real estate investment before getting started. Flipping houses is a fast-paced investment strategy typically completed within 12 months, barring any issues that can slow down the process. Investing in the right property ... Read more The post What You Need to Know to Start Flipping Houses: A Beginner’s Guide appeared first on Loan R...| Loan Ranger Capital
There’s a huge difference between choosing a local hard money lender and choosing a national or regional lender. Too many borrowers are completely wrapped up in finding a lender and getting a loan application submitted. Many of us think that’s the most important and difficult hurdle to overcome. When your entire focus is simply on getting a loan, you can ... Read more The post What Happens After Your Loan’s Approved is Even More Important appeared first on Loan Ranger Capital.| Loan Ranger Capital
Hard money loans are a great solution when you’re looking for a quick financing to close on a real estate investment. Easier and faster to obtain than conventional financing – which can take up to 3-4 months – hard money lenders can close a real estate transaction in as few as 10 days. To make the process as simple and ... Read more The post Hard Money Lending: What Will Your Lender Require? appeared first on Loan Ranger Capital.| Loan Ranger Capital
1. Check yourself out Just kidding, but seriously… A great way to make a small bathroom appear larger is to add mirrors! Look to install larger, and MORE, mirrors than you normally would. This is because the reflected light opens up the area into one that feels far more roomy. 2. Brighten up your life To make the bathroom look ... Read more The post 4 Tips to Make a Small Bathroom Feel Big appeared first on Loan Ranger Capital.| Loan Ranger Capital
What should you do if you want to get into real estate investing but don’t know where to start? While it may seem crazy, everyone got their start somewhere! In this blog post we want to help you with a few idea on how to get started investing! Start a Joint Venture with an Experienced Investor Having a partner with ... Read more The post Interested in Investing, but not Sure Where to Start? appeared first on Loan Ranger Capital.| Loan Ranger Capital
At Loan Ranger Capital we’re proud of our borrowers! To show that we’d like to take a look at a successful deal from one of our great borrowers. This one is located in South Congress neighborhood of Austin which is a very desirable area. Our borrower here, Dean, was previously a contractor for one of our other great borrowers and ... Read more The post Loan Ranger Capital – Borrower Highlight appeared first on Loan Ranger Capital.| Loan Ranger Capital
We all love a great deal and dealing with honest people, but know this isn’t always the case. You’re searching for a resounding “yes” when negotiating but spotting a liar is key. After all, this can waste a lo of time and money down the road. Body Language in Negotiation The Black Swan Group, which was founded by a former ... Read more The post Spotting a Liar in Negotiations appeared first on Loan Ranger Capital.| Loan Ranger Capital
It’s March in Austin, and that means the annual South by Southwest (SXSW) festival has descended on our city once again. SXSW’s arrival brings joy for some, and pain for others. Downtown becomes the go-to destination for people of all types around the county; covering everything from politics, to business, to tech, and just about anything else that can ... Read more The post Development and Downtown Density appeared first on Loan Ranger Capital.| Loan Ranger Capital
Austin has had reputation as a secondary tech city, especially for start-up. The 800 pound gorilla has been Dell but recent developments make Austin a top destination for skilled talent. The year is already off to a hot start as we’ve seen some big developments from some of the world’s biggest tech companies. With that we expect some great developments ... Read more The post Tech Jobs are Plenty Deep in the Heart of Texas appeared first on Loan Ranger Capital.| Loan Ranger Capital
Let’s get it out of the way early on. As unrealistic as some of the HGTV shows can be, we’ve all seen them. So whether you love to hate them or just flat out love them, you’ve probably seen “Flip of Flop”. While the show can make it look easy, there is a lot of truth in the name. Real ... Read more The post Speed! Prevent Your Flip From Being a Flop? appeared first on Loan Ranger Capital.| Loan Ranger Capital
Learn the difference between hazard insurance and title insurance! The post Title Insurance vs. Hazard Insurance appeared first on Loan Ranger Capital.| Loan Ranger Capital
Welcome to part two of our series! Today we’re going to dive into junk fees – hard money fees that aren’t necessary to funding your loan but that you’ll often come across. We’ll explain which junk fees are essentially duplicates and which fees go to whom. Last week we talked about a few common hard money fees you can expect ... Read more The post Junk Fees (and duplicate fees) To Watch Out For appeared first on Loan Ranger Capital.| Loan Ranger Capital
Want to know which hard money fees are common, and which aren’t so common? You’ve come to the right place. We’re going to look at the hard money fees you can expect to see when you take out a loan, as well as some that might surprise you. If you use hard money loans or are thinking about using a ... Read more The post Common Hard Money Fees appeared first on Loan Ranger Capital.| Loan Ranger Capital
Thinking about getting started in the home flipping business but need a little more info? We get that. When deciding upon a new business endeavor you should always go in with a decent understanding of what you’re getting yourself into. If you’re like us, you probably do most of your research online these days. And why wouldn’t you? There’s so ... Read more The post Home Flipping Resources appeared first on Loan Ranger Capital.| Loan Ranger Capital
Howdy! It’s time for another recently funded hard money loan project. This one is in San Antonio and it funded in just 3 DAYS. One of the major benefits of a hard money loan is the speed. Traditional funding can take weeks to close — with hard money, especially here at Loan Ranger Capital, we’re able to fund you fast! ... Read more The post Recently Funded Hard Money Loan — San Antonio Edition appeared first on Loan Ranger Capital.| Loan Ranger Capital
Oh, Austin — it seems like there’s always something new happening in the Capital city, and that’s probably because there is! Not only is Austin home to some kind of festival or event just about every week (ACL and Formula 1 just ended, the Austin Film Festival and Texas Book Festival are right around the corner, and before we know ... Read more The post What’s new Austin Texas? appeared first on Loan Ranger Capital.| Loan Ranger Capital
Wondering what builder’s insurance is and why you need it? Look no further! So, you’ve applied for a hard money loan for your fix-and-flip or new build and been approved. You’re ready to get started on your project, but you know you need insurance coverage. But what kind of insurance do you need and what does it need to cover? ... Read more The post What is builder’s insurance? appeared first on Loan Ranger Capital.| Loan Ranger Capital
Fall is finally here, but that doesn’t mean our hard money loans are slowing down. The weather may be cooling down (kind of) but our funded deals have been as hot as can be! If you’re a flipper or builder and you’re wondering if a hard money loan is right for you, we can help! We fund all over the ... Read more The post Another Hard Money Loan In Action! appeared first on Loan Ranger Capital.| Loan Ranger Capital
If you’re close to being finished with your flipper property or new build and are gearing up to sell (and close your hard money loan!) you may be wondering: should I use a real estate agent? It’s a common question and one you’re smart to take into consideration. If you’re new to the world of flip and fix or new ... Read more The post Should you use a real estate agent to sell your house? appeared first on Loan Ranger Capital.| Loan Ranger Capital
Welcome to the final part of our series on “Ask a Hard Money Lender”! If you missed part 1, click here to check it out. In this article, we’ll talk about five more important questions you should ask a hard money lender before you decide whether they’re right for your flipper or new construction business. We’ll also share our own ... Read more The post Ask A Hard Money Lender Part 2 appeared first on Loan Ranger Capital.| Loan Ranger Capital
New to the world of hard money and not really sure what questions you should ask of a prospective lender? Hard money differs in many ways from traditional funding, so it’s important to get as much information as possible before choosing which lender is right for you. It can be time-consuming to do research and hard to know which questions ... Read more The post Ask A Hard Money Lender – Part 1 appeared first on Loan Ranger Capital.| Loan Ranger Capital
If you’ve ever wondered what the phrase metro stats really means, look no further! We’re going to take a quick look at what metro stats mean, as well as the average statistics in each major Texas metro area. We’ll look at the population, average age, average household income, poverty percentage, how many employees each metro has, as well as the average ... Read more The post Metro Stats Explained appeared first on Loan Ranger Capital.| Loan Ranger Capital
Want to know what a hard money loan can do for you? No matter if you’re interested in building a home from the ground up, or buying an older house and rehabbing it, a hard money loan can help. In fact, take a look at one of our recently funded projects! Looking for a local lender? Someone who has first-hand knowledge ... Read more The post Here’s a Hard Money Loan at Work! appeared first on Loan Ranger Capital.| Loan Ranger Capital
Howdy from the Loan Ranger Capital team! It’s been a busy (and hot!) summer here at Loan Ranger Capital. We’ve moved offices, we’ve taken on a new team member, and we’re funding more projects every day! We’re now located on East 6th Street — a little closer to the action. Not to mention we’re closer to a few great coffee shops ... Read more The post Meet the Loan Ranger Capital Team! appeared first on Loan Ranger Capital.| Loan Ranger Capital
Wondering if a quick loan process will beneficial for your real estate venture? You’ve probably heard the refrain “time is money” a dozen times. Never has that saying been more applicable than it is in the real estate business. Here are the top 3 benefits to a quick loan process: Benefit 1: Property Discount In real estate, the quicker you ... Read more The post Benefits of a Quick Loan Process appeared first on Loan Ranger Capital.| Loan Ranger Capital
Technology has given us many great things. But technology, like any other progressive advances, is not without its flaws. There will always be someone who tries to find weak spots and take advantage of others. One of the best technological advances when it comes to money is the ability to seamlessly and immediately send it between parties. Whether it’s paying ... Read more The post Protect Yourself Against Wire Fraud appeared first on Loan Ranger Capital.| Loan Ranger Capital
Wondering what a mechanic’s lien is and what it means to you as a new home builder or house flipper? Then you’ve come to the right place! We’ll explain what a mechanic’s lien is and how it has the potential to affect your new project. First off, let’s explain what a lien is. Simply put, it’s a claim to a ... Read more The post Mechanic’s Lien Explained! appeared first on Loan Ranger Capital.| Loan Ranger Capital
New to the real estate game? Whether you’re a flipper or a builder looking for a little guidance we’ve got you covered! While it’s always a great idea to talk to veteran home flippers and builders to get some solid advice on do’s and don’ts from the pros, you might find yourself facing unanswered questions with no experts around to ... Read more The post Real Estate Resources for Flippers and Builders appeared first on Loan Ranger Capital.| Loan Ranger Capital
Unless you’ve been living under a rock you’ve heard of the term “flipper”. There’s a lot of excitement around the idea of being a home flipper these days. In fact, you’ve likely heard people talk about buying a fixer-upper house, with the intent of selling it for profit once the rehab is complete. Maybe you’ve even shared in that dream! ... Read more The post Flipper Mistakes To Avoid appeared first on Loan Ranger Capital.| Loan Ranger Capital
So, you understand what a hard money loan is, and you’ve got your basic lending terms down. You understand the difference between points and rates and why each of them is important. You’re this far into the loan process, but something new has come up. Title insurance. But what does that even mean? What does it do for you and ... Read more The post Title Insurance Basics Explained appeared first on Loan Ranger Capital.| Loan Ranger Capital
When it comes to taking out a loan, it’s important to know just want you’re getting, for how long, and how much it’s going to cost you. To understand how much your loan is going to cost you over time, you need to understand points and rates; what they are and how much money they’ll each cost you. Both are ... Read more The post Understanding Points and Rates appeared first on Loan Ranger Capital.| Loan Ranger Capital
Here’s a quick rundown of the most common lending terms you’ll come across if you’re new to the world of private lending. We’re here to make the lending process go as smoothly as possible. If you’re you’re thinking about working with us, or if you already do work with us, you may run into several of these terms so we ... Read more The post Lending Terms Explained appeared first on Loan Ranger Capital.| Loan Ranger Capital
If you’re new to the world of home building or flipping, you might have heard the term hard money loan tossed around a bit. But what does that really mean? And how does it differ from a traditional loan? If you’re interested in understanding what a hard money loan is and how it could help you when it comes to purchasing ... Read more The post Hard Money Loan Basics – Are They Right For You? appeared first on Loan Ranger Capital.| Loan Ranger Capital
How do you value your hard money lender? Hard money lenders range from large corporate firms down to small one-man shops, and everything in between. How then, do you know when you’ve found a truly great hard money partner? The main difference is having someone on your team that is looking for you to succeed. Let’s be frank, anyone ... Read more The post The Value of a Good Hard Money Lender appeared first on Loan Ranger Capital.| Loan Ranger Capital
The debate in Austin these days revolves around density: should we go up or out? Naturally, there are debates on both sides, with pros and cons associated with each. Some folks would like to live close to downtown or where they work, while others don’t mind commuting for additional space. We will dive into each side in more ... Read more The post Austin’s Density Debate: Up or Out? appeared first on Loan Ranger Capital.| Loan Ranger Capital
Here at Loan Ranger Capital, we call the East Side home. It’s the market we know best, and it’s where we spend the majority of our days. It also has a zoning capability that not many other sections of Austin have: the ability to split a lot into condo units. The accessory dwelling unit (ADU) condo regime works like ... Read more The post Accessory Dwelling Unit “Condo Regimes” on Austin’s East Side appeared first on Loan Ranger Capital.| Loan Ranger Capital
The latest topic of conversation coming out of the talking heads on TV revolves around inflation and possible rising interest rates from the Fed. Should those of us involved in hard money lending be concerned? We argue no, as the supply of homes available remains low and demand to buy high. Normally, with rates rising, people grow concerned about ... Read more The post Housing Demand and Rising Interest Rates appeared first on Loan Ranger Capital.| Loan Ranger Capital
Ten years into the largest bull market run in history, the question of, “when is the downturn starting?” is on a lot of people’s minds. It’s a fair question to ask, as the economic outlook across the county looks fairly strong. This is in regard to the economy as a whole, not individual sectors. The debate here at Loan Ranger ... Read more The post How Long Can the Bull Market Last Before a Downturn? appeared first on Loan Ranger Capital.| Loan Ranger Capital
At Loan Ranger Capital we’ve had a successful 2017. While we’ve been very fortunate, we realize that not everyone shares the same circumstances. Two days before Thanksgiving, we decided to hand out premade Thanksgiving dinners to our immediate community using profits from the management company. When all was said and done, our team handed out 50 Thanksgiving dinners. Which conservatively ... Read more The post Thanksgiving at Loan Ranger Capital appeared first on Loan Ranger Capital.| Loan Ranger Capital
A recent Moody’s article has ranked Austin #1 for the second Amazon headquarters the company announced a few months ago. The article discusses Austin’s well-known hub of tech companies. Companies such as Dell are headquartered here already. Also, other companies such as Samsung, Apple, and IBM have the largest presence of their own companies outside of their headquarters. High numbers ... Read more The post Austin’s Case for the Amazon HQ2 appeared first on Loan Ranger Capital.| Loan Ranger Capital
Across the state of Texas, demand for homes is remaining strong. Supply continues to be strained as homes are snapped up shortly after going on market. While this naturally points to a sustained increase in new home prices (which is a trend we’ve seen in the past decade), we are also seeing this start to affect “fix and flip” properties. ... Read more The post New Home Sales and Flips in Texas appeared first on Loan Ranger Capital.| Loan Ranger Capital
We live in an era of ever increasing technological advances. Almost daily there seems to be a new report about the next big device that will come in and shake up how we live our daily lives. While we do see sizable leaps that change how we live (Apple’s iPhone for instance), most of the technology we experience every day ... Read more The post Technology Marches On appeared first on Loan Ranger Capital.| Loan Ranger Capital
The cycle between boom and bust in the real estate market is something most people have heard about at least once when discussing this topic. It’s no secret that real estate can be a volatile place to work, with the Great Recession’s shadow still looming even after this relatively steady recovery. In the same way that the overall real estate ... Read more The post Cycles in Real Estate appeared first on Loan Ranger Capital.| Loan Ranger Capital
Hard money lending requires firms to have an excellent gauge on the local market. Because real estate market trends generally take place with a certain amount of lag time, lenders have a chance to adjust their practices with proper understanding of the space they live and work in to continue providing safe and effective financing. An often overlooked section of ... Read more The post Metro Development and City Population Trends appeared first on Loan Ranger Capital.| Loan Ranger Capital
One of the big stories circulating around Austin these days (I feel like they’re constantly changing!) is the urban development plan currently under construction in City Hall. Named CodeNEXT, it seeks to completely rewrite the way Austin is zoned to account for the massive population growth we have already experienced, and are expecting to see in the future. While City ... Read more The post Urban Development in Austin appeared first on Loan Ranger Capital.| Loan Ranger Capital
It’s no secret Central Texas is attracting large numbers of new residents, both people and companies. But what does the movement of people and capital here mean for us in Central Texas? In short, good news! The first step in Central Texas’ (specifically Austin) plan to grow its population was to create a business-friendly environment. This was accomplished with tax ... Read more The post Central Texas Development appeared first on Loan Ranger Capital.| Loan Ranger Capital
We’ve just learned that talks are underway for the listing services in both Austin and San Antonio to merge into one large system. This would be welcome news for anyone involved in real estate in these areas, as it cuts down on the number of websites needed to conduct research. Listing services are an essential tool real estate agents and ... Read more The post Austin-San Antonio Listing Services appeared first on Loan Ranger Capital.| Loan Ranger Capital
A large portion of our days at Loan Ranger Capital are spent with our borrowers, title companies, and the interactions that all parties to a real estate deal experience. Whenever Loan Ranger sets out to fund a possible deal, we always speak with folks at the title company our borrowers choose to work with. One of the first things we ... Read more The post Title Insurance Risks appeared first on Loan Ranger Capital.| Loan Ranger Capital
For only the second time since the financial crisis began, the Federal Reserve has agreed to raise interest rates via the Federal Funds Rate. But what does that mean for consumers, especially for borrowers that work with hard money lenders like Loan Ranger Capital? In today’s post, I’d like to cover what this rate increase will mean for the broader ... Read more The post What Does a Rate Change Mean for Me? appeared first on Loan Ranger Capital.| Loan Ranger Capital
For many real estate investors finding the right deals to invest in can be the biggest challenge, that’s right even more so than finding the financing. A successful tactic used by many are “bandit signs.” These are those signs you see on the side of the road stating “I buy homes!” or “Sell your house today!” Some have so much ... Read more The post Top 10 Bandit Sign Mistakes appeared first on Loan Ranger Capital.| Loan Ranger Capital
When rehabbing a fix and flip project there are many factors to consider before you take the plunge into purchasing the property. After all you’ll have to consider things such as: turnover in the area, expected value added per upgrade, and how many days your project will sit on market (just to name a few). Fortunately for Texas residents, the ... Read more The post Are Texas Rehabs Profitable? appeared first on Loan Ranger Capital.| Loan Ranger Capital
The post Loan Ranger Capital – The Best Hard Money Lender in Texas appeared first on Loan Ranger Capital.| Loan Ranger Capital
Hard money can be an amazing tool for many Texas real estate investors looking to flip properties. However, just because hard money can help doesn’t mean that every lender is right for you. Here are a few things you should consider before considering your next hard money loan. 1. Educate yourself. Know as much as possible about the loan structure ... Read more The post What to Know About Hard Money Lenders appeared first on Loan Ranger Capital.| Loan Ranger Capital
Experienced investors all know that you must choose your projects very carefully in order to make a substantial profit. If you are relatively new to real estate, it can greatly benefit you to learn from the successes and failures of those who have already done it. Making a profit in residential real estate is multifaceted. It’s part determination, part luck, ... Read more The post Tips for Your Next Fix and Flip appeared first on Loan Ranger Capital.| Loan Ranger Capital
Throughout our time lending in Texas, we’ve come across a number of flippers who have a deep comprehension of what it takes to fix and flip Texas properties successfully. While our borrowers have diverse backgrounds: ranging from landlords, to flippers, to ground up construction, we’ve gathered information from them so that newcomers to the trade can benefit from the knowledge. ... Read more The post How Successful Flippers Think appeared first on Loan Ranger Capital.| Loan Ranger Capital
Since our last newsletter we’ve received some very significant news as our Federal Reserve Chair, Janet Yellen, has stated that interest rates will likely rise in the coming months. Of course we’ve heard this before… but this is consistent with her message that rates would increase “sometime in 2015”, albeit this would be at the central bank’s last policy meeting ... Read more The post Interest Rates appeared first on Loan Ranger Capital.| Loan Ranger Capital
This beautiful new build was funded by Loan Ranger Capital. This property is in the West Lake Hills area of Austin, Texas. The previous lender had cut off the borrower, so Loan Ranger Capital came in to ensure the borrower could finish the project and make money. The specific terms of the loan are as follows: Loan Amount – $650,000 ... Read more The post Recently Funded Loan appeared first on Loan Ranger Capital.| Loan Ranger Capital
If you follow or are involved in real estate investing, you’re almost certainty familiar with the term “flipper”. Due to reality TV shows, the people who do this as a profession have gotten their share of the spotlight. Flipping usually means that a home was bought and sold within a short period of time (usually less than a year). To ... Read more The post 3 Things Good Flippers Do appeared first on Loan Ranger Capital.| Loan Ranger Capital
So you want to start investing in real estate or even flipping homes and found a property that you’re interested in purchasing. Before you get too excited, you need to establish its value to avoid potentially making a bad investment. Taking the seller’s word or just looking at the county tax records to determine the value could lead to you ... Read more The post Valuing Real Estate Deals appeared first on Loan Ranger Capital.| Loan Ranger Capital
Can you still find good deals on MLS anymore? The answer is of course yes, but you have to know how to find them! A recent article (click here) does a great job at quickly explaining this. Three key components are: speed, making the right offer, and volume. Speed is a huge factor in closing deals and by being the ... Read more The post How to Find Profitable Deals appeared first on Loan Ranger Capital.| Loan Ranger Capital
In real estate, leverage is an extremely common tool used among seasoned investors. While it is true that there is a population of investors who use cash, either because they don’t think it will help or they’re afraid of debt, leverage is one of the best tools you can utilize. Everyone knows there are costs associated with debt, but few ... Read more| Loan Ranger Capital