"Make sure you’re making the most informed decisions to protect your business. Stay up to date with our latest blog posts, business tips...| INSURICA
Learn how schools can address FERPA and data privacy risks through practical strategies that protect student data and ensure compliance.| INSURICA
In 2025, rising group health premiums are becoming a central concern for employers. Carriers like UnitedHealth, Anthem, and CVS Health have issued projections showing significant cost increases—driven by escalating claims severity, specialty drug costs, and continued labor shortages across provider networks. The post Group Health Premiums on the Rise: What Employers Need to Know appeared first on INSURICA.| INSURICA
The SECURE 2.0 Act, passed in late 2022 and now in active rollout through 2025, is reshaping the landscape of workplace retirement planning. Designed to expand access, modernize plan design, and improve financial preparedness, the law introduces over 90 new provisions—many of which are now surfacing in HR departments across the country. The post SECURE 2.0 Implementation: A New Era in Retirement Planning appeared first on INSURICA.| INSURICA
Visitor check-in and access control best practices are essential for ensuring campus safety. With increasing security concerns in schools, implementing visitor check-in and access control best practices helps minimize unauthorized access, protect students and staff, and ensure a safe learning environment. The post Visitor Check-In and Access Control Best Practices appeared first on INSURICA.| INSURICA
As a fast-growing part of the energy sector, the biofuel industry has become an attractive place to work and invest. To protect your company..| INSURICA
When acquiring another company, there’s no shortage of factors to consider. From valuing physical assets to estimating potential synergies, the due diligence process can be complex. However, one critical element often overlooked is the EMOD. The post Making an Acquisition? Why the EMOD Shouldn’t Be Overlooked appeared first on INSURICA.| INSURICA
In July 2025, the IRS released new guidance increasing both the affordability percentage and penalty amounts under the Affordable Care Act’s employer mandate for the 2026 plan year. These changes will affect how Applicable Large Employers (ALEs) determine affordability and assess compliance risk moving into the next benefits cycle. The post 2026 Employer Mandate Update appeared first on INSURICA.| INSURICA
Learn best practices for facility rental for non-school use, including agreements, insurance requirements, and legal considerations..| INSURICA
The Importance of Roof Inspections and Repairs in Schools: Roofs are an essential component of any school building, providing protection...| INSURICA
Effective Communication During Emergencies: School Alert Systems - Protecting your K-12 community from potential threats – active...| INSURICA
Signed into law by President Trump on July 4, the “One Big Beautiful Bill” (OBBB) is already making waves in tax policy & Social Security...| INSURICA
Ensure your staff is prepared to respond in a crisis. Learn the importance of CPR and AED training for school staff this back-to-school season.| INSURICA
In today’s competitive job market, businesses are increasingly leveraging data analytics to enhance employee benefits engagement, ensuring...| INSURICA
In February 2024, hackers initiated a cyberattack against Change Healthcare, a leading health claims processing provider in North America.| INSURICA
Discover essential data backup strategies for schools to protect student and staff information. Learn how to reduce downtime and keep your..| INSURICA
Discover key strategies for enhancing school security, from surveillance and access control to staff training and community engagement.| INSURICA
5 Common Cybersecurity Mistakes and How to Avoid Them: All organizations, regardless of their size or industry, are at risk of being...| INSURICA
Coverage Basics For Boatowners: You purchased a boat to provide years of personal enjoyment; ensure your pleasure by choosing the right insurance protection.| INSURICA
Though owning a swimming pool can allow you, your family and your friends to cool off in the summer, it also comes with responsibilities.| INSURICA
Living an eco-friendly lifestyle minimizes the negative impact you have on the natural world by contributing to reduced waste, conserved...| INSURICA
The Risks of Vacant Property: Theft, trespassing, fires or other losses are constant threats on vacant construction sites. Losses might...| INSURICA
Understanding and Preventing Fleet Fraud: Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation...| INSURICA
Radon is a colorless, odorless and tasteless radioactive gas that is formed from the natural radioactive decay of uranium found in many...| INSURICA
Proper maintenance prevents premature equipment failure, which may cause injuries or fatalities. Drilling equipment is subjected to stress...| INSURICA
Get your school ready for the new academic year with our essential back-to-school facility preparation guide. Learn how to conduct inspection| INSURICA
Get expert tips on summer facility maintenance to prepare your campus for the heat. Prevent costly repairs and create a safe, ready-to-learn..| INSURICA
Ensure safe and successful school events with clear safety protocols for school performances and assemblies. Protect students, staff,...| INSURICA
Spring Storm Safety Tips for Businesses: Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects...| INSURICA
Change Healthcare, a subsidiary of UnitedHealth Group (UHG) and one of the largest platforms for managing health insurance billing...| INSURICA
Bullying and cyberbullying remain prevalent issues in schools, posing significant challenges to student safety and well-being. As...| INSURICA
Personal lines insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against...| INSURICA
Discover how enhancing school security systems can protect your students and staff and foster a safe educational experience.| INSURICA
When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing...| INSURICA
As another year has kicked off, employers have many areas of focus regarding their benefit programs. It can also be challenging to achieve...| INSURICA
Robust cybersecurity measures are essential to protect sensitive data and ensure vital services are not impacted. Healthcare industry...| INSURICA
Learn how schools can effectively manage risks in science labs through proper materials management, safety policies, training, and sustain...| INSURICA
Contact the INSURICA team to talk to a local insurance broker today.| INSURICA
The U.S. Department of Labor (DOL) recently withdrew a 2021 tipped-wage rule vacated by a federal appeals court in August 2024, officially...| INSURICA
The Smart Employer's Guide to Combating Rising Healthcare Costs in 2025: While no one knows what 2025 will bring from an economic point...| INSURICA
Compensation budgets are holding steady for 2025, even as concerns over talent attraction and retention ease.| INSURICA
Learn how effective volunteer management in schools combines clear recruitment, comprehensive training, and robust safety measures to protect volunteers and ensure success.| INSURICA
Discover essential strategies to improve school parking lot safety, reduce accidents, and enhance traffic flow on campus.| INSURICA
Most employees feel good about their retirement savings, but rising day-to-day expenses can create stress to affect workplace productivity.| INSURICA
The Employee Benefits Security Administration recently released its annual enforcement report on the Mental Health Parity and Addiction Equity Act (MHPAEA).| INSURICA
Identity thieves get information in a variety of ways, including: Stealing personal items such as a wallet, purse, laptop, personal digital...| INSURICA
Learn about cybersecurity challenges and the importance of safeguarding data against cyber threats to avoid financial and reputational risks.| INSURICA
A troubling new study reveals that the majority of employees are not using all of their paid time off (PTO), costing them and their employers.| INSURICA
In October 2020, the UVM Health Network—a six-hospital health care organization that serves over 1 million patients throughout Vermont and...| INSURICA