The 2025 Global Payments & Fraud Report is your go-to resource for understanding the latest trends shaping eCommerce. Based on our annual global survey of 1,000+ eCommerce merchants, this report provides insights from businesses of all sizes—SMBs, mid-market, and enterprise merchants—across 35+ countries in North America, Europe, Asia-Pacific (APAC), and Latin America (LATAM).| merchantriskcouncil.org
Merchant Risk Council connects eCommerce fraud prevention and payments professionals through global membership opportunities. Serving companies since 2000.| merchantriskcouncil.org
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In a detailed exploration of CAPTCHA's history and effectiveness, PayPal's Priyanka Aggarwal examines the technology's origin in 1997, its evolution, and the challenges it faces in today's advanced cyber threat landscape. Highlighting that over one-third of the top websites use CAPTCHAs, Aggarwal discusses Google's acquisition and enhancement of the technology, leading to the development of reCAPTCHA v3, which operates invisibly to distinguish between humans and bots without user interaction....| merchantriskcouncil.org