November Recap and December Outlook| My Feed Title
As your Financial Advisor, we would like to keep you informed about new federal requirements that may affect your financial well-being, particularly if you hold a beneficial ownership in entities. One such requirement stems from the Corporate Transparency Act (CTA), a new federal law designed to increase transparency in financial dealings and combat illicit financial activities by requiring certain entities to report to the Financial Crimes Enforcement Network (FinCEN).| My Feed Title
It’s essential to stay vigilant and take proactive steps to safeguard our homes and assets. Your county may provide a free way to protect your property assets from scammers.| My Feed Title
We wanted to bring to your attention a recent alert from Schwab regarding potential security threats that could affect your online interactions. Scammers are employing search engine optimization (SEO) techniques to create deceptive websites that may appear in search results when you're looking for trusted institutions like Schwab.| My Feed Title
Introduction:| My Feed Title
November Recap and December Outlook| My Feed Title
As the year draws to a close, it's a time for reflection, gratitude, and planning for the future.| My Feed Title
August Market Recap| My Feed Title
In an era where data breaches and identity theft have become all too common, taking proactive steps to protect your financial security is essential. Recent waves of high-profile security breaches and data leaks, impacting major corporations such as AT&T, Facebook, and Marriott, have underscored the vulnerability of personal information to cybercriminals. These breaches have left individuals and businesses exposed, leading to a surge in identity theft and fraudulent activities. One powerful to...| My Feed Title
In this publication we assess common questions we receive about globalization. This includes whether global trade is on the decline, if onshoring is replacing foreign direct investment, and if the dollar’s status as the world’s reserve currency is in jeopardy. Global trade and FDI (foreign direct investment) flows are down from their early 2000s peaks, but by no means is globalization dead. Most of the downside in flows has come from China, which has been becoming more self-sufficient fo...| My Feed Title
The debt ceiling is making news again. Will Congress raise it? Will the U.S. make history by defaulting on our government debt?| My Feed Title
As your children becomes independent, you may want to encourage them to develop their own| My Feed Title
In working with our clients, we find that estate planning is often one of the most rewarding financial tasks to tackle. It’s hard to think about it, but our clients find that going through the process of building a clean, creative plan provides security, peace of mind, and a chance to think through leaving a legacy. | My Feed Title
Greetings.| My Feed Title
Executive Summary| My Feed Title
Inflation has been making our lives more expensive as the costs of many goods and services we use every day have skyrocketed. The Federal Reserve is attempting to lower inflation by using the bluntest tool in its arsenal – raising the key short-term interest rate.| My Feed Title
Trusts used to be seen as an estate planning tool for only the very wealthy, who have complicated family situations to sort out, and high-value assets to protect.| My Feed Title
Whether it builds gradually or happens overnight – there may come a moment when you realize that you need to care for the people that cared for you. | My Feed Title
“Retirement is not the end of the road. It is the beginning of the open highway” – unknown| My Feed Title
How do you know how much to withdraw from your accounts so that you can create the life you want, but you don't inadvertently overspend and end up depleting your savings before your retirement is over? | My Feed Title
Market volatility has many investors concerned, no matter where they are on their financial journey. Headlines and statement balances create panic, and often the need to “do something.” The feeling that markets are out of control, so reeling your portfolio back in – or selling it off – are common reactions to help regain a sense of equilibrium. | My Feed Title
Estate planning focuses on three goals: protecting yourself and your family, passing on assets, and keeping as much of an estate away from the taxman as possible. There are essential documents, such as a medical power of attorney and a will; there are structures, such as trusts, and procedures to go through. | My Feed Title
With one 25 basis point rate hike in place, the Fed is already indicating that at the May Federal Open Market Committee (FOMC) meeting, the key short-term interest rate will jump substantially. In recent remarks, Federal Reserve Chairman Powell said the Fed would be "moving a little more quickly." The first 50 basis point hike in 22 years is the start of the new timeline for how high rates will likely get and when. | My Feed Title
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After hitting one record close after another in 2021, the stock market responded to geopolitical uncertainty, spiking inflation, and the prospect of a much more aggressive Federal Reserve by dropping – a lot. | My Feed Title
The invasion of Ukraine is distressing on a humanitarian level and our hearts go out to the individuals and families who are being impacted by this crisis - both directly and indirectly.| My Feed Title
The world of digital assets—cryptocurrencies, NFTs, and decentralized finance—were the hottest topics of 2021. Should you include them in your investment plan? There’s a lot to unpack, so before putting money into digital assets start by asking a few key questions.| My Feed Title
"Understanding is the first step to acceptance, and only with acceptance, can there be a recovery.” J.K. Rowling | My Feed Title
"It is easier to find man who will volunteer to die, than to find those who are willing to endure pain with patience.” Julius Caesar| My Feed Title
Many of us hold onto the belief that more money would make us happy. Research shows that there is a correlation between money and happiness. However this is only true up to a certain level of income. Poverty, with all of its profound stressors, is clearly a cause for unhappiness. However, when a household income rises above $75,000 per year, there is no real connection between money and happiness. Now $75,000 per year is nothing to sneeze at, especially in this economy. Still it’s hard for...| My Feed Title
“The two most important days of your life are the day that you’re born and the day that you find out why.” – Mark Twain| My Feed Title
A recent survey indicates that an increasing number of high net worth investors are willing to pay for solid, unbiased, fee-only investment advice and financial planning. This is not really surprising considering the challenges of today’s markets and the economic environment. What is surprising is that there are still some investors who would rather go it alone. They think either that they can do better on their own, or that investment advice is not worth the cost, or both. With the aver...| My Feed Title
My six year old son asks me a lot of questions about money. How much do we have? How much does that cost? Why can’t we buy this? It would seem he is a little obsessed. Maybe some of that comes with being a son of a Financial Advisor, but I think it is just a part of growing up and inserting values on what we see around us. Like it or not, money is integrated into a lot of our day-to-day decisions and even our relationships.| My Feed Title
Intro| My Feed Title
*“You are in pretty good shape for the shape you are in.” Dr. Seuss| My Feed Title
We all love to give. It feels great to give to others, whether it is your favorite charity, or as a demonstration of love and support of friends and family members. However, just like any expense, giving should be budgeted, tracked, and done with intention. It is not healthy to give beyond one’s means. It is not wise to support financial dependence in others, or to give out of a sense of guilt or shame. Time spent in support of people and causes you love can be just as valuable, as a fi...| My Feed Title
The tax code, with all of its hundreds of pages of regulations, stipulations, and loopholes always leave something be learned. Not only is the U.S. Internal Revenue Code massive, different write-offs and deductions occur at different stages in life, so it’s unsurprising if you don’t know the details of the IRA (Individual Retirement Account) charitable rollover. What is this magical option that allows you to give to your favorite charities without having to count the distributions as taxa...| My Feed Title
*“Nature abhors a hero. For one thing, he violates the law of conservation of energy. For another, how can it be the survival of the fittest when the fittest keeps putting himself in situations where he is most likely to be creamed?” – Solomon Short (David Gerrold’s alter ego, a Star Trek writer)| My Feed Title
“I pretty much try to stay in a constant state of confusion just because of the expression it leaves on my face.” Johnny Depp| My Feed Title
*“Black holes are where God divided by zero.” – Steven Wright| My Feed Title
*“Three o’clock is always too late or too early for anything you want to do.” Jean-Paul Sartre| My Feed Title
*“Get your facts first, then you can distort them as you please.” Mark Twain| My Feed Title
“Nature abhors a hero. For one thing, he violates the law of conservation of energy. For another, how can it be the survival of the fittest when the fittest keeps putting himself in situations where he is most likely to be creamed?” – Solomon Short (David Gerrold’s alter ego, a Star Trek writer)| My Feed Title
“The sun is gone, but I have a light.” – Kurt Cobain| My Feed Title
“Life can only be understood backwards; but it must be lived forwards.” – Soren Kierkegaard, 1813-1855, Philosopher| My Feed Title
“Whatever has the nature of arising, has the nature of ceasing.” – The Buddha| My Feed Title
Whatever has the nature of arising, has the nature of ceasing.” – The Buddha| My Feed Title
“Thinking is difficult. That’s why most people judge.” – Carl Jung| My Feed Title
“I finally know what distinguishes man from the other beasts: financial worries.” – Jules Renard, French Author (1864-1910).| My Feed Title
“Chaos isn’t a pit. Chaos is a ladder. Many who try to climb it fail and never get to try again. The fall breaks them. And some are given a chance to climb, they cling to the realm or the gods or love. Only the ladder is real. The climb is all there is.” – Littlefinger, Game of Thrones| My Feed Title
“Stability leads to instability. The more stable things become and the longer things are stable, the more unstable they will be when the crisis hits.” Hyman Minsky| My Feed Title
“If you can’t explain it simply, you don’t understand it well enough.” Albert Einstein| My Feed Title
“Life is pleasant. Death is peaceful. It is the transition that is troublesome.” Isaac Asimov| My Feed Title
“It is better to be vaguely right than precisely wrong.” – Wildon Carr, 1942| My Feed Title
“Reality is that financial markets are self-destabilizing; occasionally they tend toward disequilibrium, not equilibrium.” George Soros.| My Feed Title
Recently, I’ve got invited to a Rotary Club to share my thoughts on current economic and market conditions. I chose instead, a topic more interesting and not as dry for many, and talked about the findings of a relatively new field of study called Behavioral Finance. It is a hybrid of psychology and economics and aims to understand how people make financial and consumption decisions.| My Feed Title
“It all depends on how we look at things, and not how they are in themselves.” – Carl Jung (Psychologist, 1875-1961)| My Feed Title
“Don’t let your ego get too close to your position, so if your position gets shot down, your ego doesn’t go with it.” – Colin Powell.| My Feed Title
“Teach your tongue to say I do not know, and you shall progress.” – Maimonides (1135-1204 Spain)| My Feed Title
“It’s quite exciting” said Sherlock Holmes with a yawn. – Sir Arthur Conan Doyle, A Study in Scarlet| My Feed Title
“One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute.” – William Feather, Author of: Business of Life (1889-1981).| My Feed Title