Making money with APIs is a reality for successful API products such as Stripe, Twilio, or Google Maps. They work according to a model that is called direct API monetization, where they take a small amount of money for each The post 5 Patterns for API Monetization | How to make money with APIs appeared first on API-University.| API-University
There are different types of ecosystems: Imagine a tropical rainforest on one side of the spectrum and a structured English garden on the other. In one, you design and enforce rules – resulting in a predictable but also more constrained The post Open Banking Ecosystems: How they emerge appeared first on API-University.| API-University
Open Insurance has the advantage of having an older brother, Open Banking, which has ventured out before with similar aspirations and goals. There is a rich set of experiences from various Open Banking initiatives and especially from implementing banks around The post What Open Insurance can learn from Open Banking appeared first on API-University.| API-University
Open Banking and Banking-as-a-Service are terms used for APIs in the financial space. But do they mean the same – can they be used interchangeably? Does a bank automatically offer Banking-as-a-Service when it offers Open Banking APIs? How big is The post Open Banking vs Banking-as-a-Service: How do they differ? appeared first on API-University.| API-University
Successful APIs always get changed – that’s why you need a lifecycle approach to managing API evolution & versioning. I have covered the topic on the NordicAPIs Blog. The blog post covers: The dilemma we are in with the evolution The post Guide on API Versioning with a Lifecycle Approach appeared first on API-University.| API-University
While banks are busy figuring out how to best implement and leverage Open Banking around the world, we will look ahead at what’s next for banks and financial services. Current Open Banking and API initiatives focus on un-bundling financial services, The post APIs & the big re-bundling in Financial Services (Banking-as-a-Service – BaaS) appeared first on API-University.| API-University
I am busy preparing for my talk at API Days Hong Kong on “The big re-bundling in financial services”. Want to get a sneak peek at what is covered? Check out the video below: Don’t forget to get your ticket. The post Announcing my talk at API Days Hong Kong on Embedded Banking appeared first on API-University.| API-University
OAuth 2.0 has emerged as the de facto standard protocol for securely protecting APIs. It provides applications the ability for secure access while keeping your passwords safe using authorization tokens. In our increasingly connected world, knowledge on this authorization protocol The post Podcast: Understanding OAuth appeared first on API-University.| API-University
In these three videos, I show you how to use the Google API with OAuth. Don’t miss any upcoming episode and subscribe to the API-University channel on youtube. I provide the worksheet for you here. I hope it makes your The post How to use the Google API and OAuth. appeared first on API-University.| API-University
Social Login allows you to improve convenience for your customers and increase conversion rates for your signups and offerings. Instead of letting users fill in forms, they just need to click to sign in with LinkedIn. In the video, I| API-University