As insurance professionals, we know summer isn’t just about vacations and barbecues – it’s also peak season for some of the most destructive natural disasters. From hurricanes along the Gulf and Atlantic coasts to wildfires scorching the West, tornadoes in the Central U.S. and dust storms blanketing parts of the Southwest, summer is marked by multiple, compounding threats to one’s home. While many believe their standard insurance policies are enough, we know that traditional homeowner...| Recoop Insurance
In today’s world of increasing climate volatility, helping your clients build a strong financial safety net is no longer a best practice, it’s a necessity. Hurricanes, wildfires, tornadoes and other catastrophic events are not only becoming more frequent, but also more financially devastating. While many clients understand the importance of home insurance, fewer have a [...] The post Helping Clients Disaster-Proof Their Finances: A Guide for Insurance Agents appeared first on Recoop Insur...| Recoop Insurance
In the home insurance industry, we’re in the business of protecting people’s biggest investments from the unpredictable. While everyday risks like auto accidents or storm damage are well understood by most clients, rare but high-impact events, such as catastrophic hurricanes with storm surge, wildfires or earthquakes, are often not top-of-mind. As insurance professionals, it is [...] The post Preparing for the Unexpected: Helping Clients Understand Rare but High-Impact Risks appeared firs...| Recoop Insurance
As we embark on another new year, 2025 forecasts indicate a continuation of recent severe weather patterns that could impact the property insurance market. These changes present both challenges and opportunities for the agents who play a critical role in helping homeowners adapt and prepare. Understanding and addressing these looming risks will be the key [...] The post 2025 Severe Weather Outlook: Implications for the Insurance Industry appeared first on Recoop Insurance.| Recoop Insurance
As we approach the end of 2024 and look back on the year, it’s clear that severe weather across the United States has become increasingly unpredictable. From raging wildfires and record-breaking hurricanes to devastating floods, the impact of these natural disasters has been felt by communities across the country. The financial burden imposed on families [...] The post A Year in Review: 2024 Disaster & Insurance Trends appeared first on Recoop Insurance.| Recoop Insurance
As the holiday season approaches, many homeowners are excited to escape for celebration and quality time with family and friends; however, leaving your home unattended with looming severe weather ready to strike this winter season can leave you worrying. Whether your area is expecting heavy rains, winter storms, or strong winds, taking the time to [...] The post Fortifying Your Home While Away on Travel appeared first on Recoop Insurance.| Recoop Insurance
When disaster strikes, being sufficiently prepared for an emergency can minimize danger and put you on good footing towards the road to recovery. Having an emergency kit that is easily accessible can provide the gift of time and confidence to better ensure your family’s safety and fortify resilience against looming severe weather events. In this [...] The post Weathering the Storm: Tips for Creating a Severe Weather Emergency Kit appeared first on Recoop Insurance.| Recoop Insurance
Natural disasters strike without warning and without discrimination, plaguing homeowners and renters alike. A recent report from Realtor.com found that nearly half of all homes in the U.S., 44.8%, are at risk of damage from environmental threats. When it comes to protecting your property from severe weather, having insurance coverage is crucial. However, the type [...] The post Understanding Your Insurance Coverage: Homeowners vs. Renters appeared first on Recoop Insurance.| Recoop Insurance
Earthquakes strike without warning, leaving wide-ranging destruction in their wake. Preparation is the key to minimizing risk and protecting your loved ones from this unseen and unpredictable threat. Here are some essential tips for ensuring your safety before, during, and after an earthquake. Understanding Earthquakes Earthquakes occur when tectonic plates shift along the earth’s surface, [...] The post Peril Know-How: Building Sturdy Foundations for Earthquake Preparedness appeared first ...| Recoop Insurance
Congratulations on becoming a homeowner! Owning a home is a significant achievement that comes with a sense of security and pride. However, homeownership also comes with its share of responsibilities and risks. One aspect of protecting your new investment is understanding and securing the right insurance coverage for you. In this blog, we’ll review tips [...] The post Navigating the World of Disaster Insurance: A Guide for First-Time Homeowners appeared first on Recoop Insurance.| Recoop Insurance