Discover how bundling your insurance policies like auto and home can save you 10% to 25%. Learn the pros, cons, and real-world savings examples.| blog.ecbm.com
Accidents tend to happen all the time, whether that be a minor fender bender or a pipe burst in your basement. It’s important to know when to file an insurance claim and when to pay out of pocket. Knowing when to do which of these can save you lots of money in the long run. In this week’s blog we will break down the pros and cons of filing insurance claims, as well as offering guidelines to help you make the smartest financial situation.| ECBM's Blog
Commercial truck insurance commonly ranks among the top expenses for trucking companies, specifically under the FMCSA mandates requiring at least $750,000 in liability coverage. Owner-operators tend to find themselves paying between $1,500 and $3,500 per month in premiums. With costs that are this high, implementing effective strategies to lower your insurance rates isn’t only beneficial; it is necessary for protecting your bottom line. In the following sections, we’ll walk you through 5 ...| ECBM's Blog
Small businesses often overlook cybersecurity, but rising threats demand urgent action. Learn why cyber protection is essential and how to keep your company safe.| blog.ecbm.com
This blog dives into the large issues with healthcare transparency and how much money the U.S. could be saving. Only 21% of hospitals are fully following the laws and requirements of healthcare cost transparency.| blog.ecbm.com
This blog discusses the most common trucking accidents. Read more to learn about the top five accident causes and how to prevent them.| blog.ecbm.com
Learn how to protect yourself from storm damage scammers. Look for the several red flag such as door to door consultants, a shockingly low charge, and overly high charges. Be on the lookout for these con artist.| blog.ecbm.com
As a business owner, insurance coverage is one of the most crucial components of protecting your assets, employees, and overall financial stability. However, as the socio-economic landscape constantly shifts, so do the risks and needs associated with running a business. That’s why reviewing and updating your insurance policies regularly is essential, especially in a growing and changing industry. A comprehensive review with a trusted advisor ensures that your coverage remains adequate, your...| ECBM's Blog
Overtime pay laws have long been a critical aspect of fair labor practices, ensuring employees are compensated for hours worked beyond the standard workweek. Recently, the debate around these laws has been reignited. A federal judge struck down a proposed overtime pay rule introduced by the Department of Labor (DOL). This proposal sought to significantly increase the salary threshold for overtime eligibility, potentially affecting millions of employees and employers nationwide. The decision t...| ECBM's Blog
There is increasing scrutiny of private equity (PE) firms dominating the healthcare industry, reshaping hospitals, clinics, and medical practices to prioritize profit over patient care. This trend has accelerated during the last two decades and has sparked concerns among healthcare professionals, policymakers, and patients for its negative impacts. The infusion of capital from private equity firms into healthcare organizations has fundamentally altered how healthcare is delivered, often creat...| ECBM's Blog
The trucking industry currently faces significant controversy surrounding drivers' employment status. This debate has far-reaching implications for carriers, drivers, and the supply chain. This issue, rooted in the classification of drivers as either employees or independent contractors, has sparked legal battles and regulatory scrutiny, especially as new court rulings and legislative changes come into play. The outcome of these disputes could reshape the industry, impacting how drivers are c...| ECBM's Blog
Just last week, Storm Debby made landfall, leaving a trail of destruction across several states on the U.S. East Coast. Initially a powerful hurricane, Debby weakened to a tropical storm as it moved inland but still left its impact across the coast. The storm unleashed torrential rains and fierce winds and even spawned tornadoes, causing widespread damage, flooding, and power outages from Florida to New York. The storm's impact highlights the critical importance of proactive risk mitigation f...| ECBM's Blog