European retail payments are evolving fast. Learn the 2025 trends shaping real-time payments, digital wallets, and cross-border ecommerce in the region.Ask ChatGPT| GR4VY
Merchants who operate across countries face constant pressure on payments. Customers expect cards to work every time, regulators demand compliance, and acquirers vary widely in performance. Relying on a single PSP leaves businesses exposed to outages, high fees, and approval gaps. A multi-PSP strategy spreads that risk. By connecting to several payment service providers, merchants...| GR4VY
Chargebacks remain one of the most persistent risks in European ecommerce. Every dispute costs more than the transaction itself, eating into margins through lost revenue, fees, and operational strain. For merchants, the real risk is not only the financial loss but also the reputational impact and the potential for penalties if chargeback ratios rise too...| GR4VY
Developer experience isn’t a nice-to-have, it’s a strategic advantage. In a world where speed, flexibility, and scalability define winners, developer experience is more than a feature, it’s a foundational pillar of product strategy. For payment providers, the ability to integrate quickly and reliably can make or break a merchant’s go-live timeline. That’s why Gr4vy has...| GR4VY
Gr4vy, the leading cloud-native payment orchestration platform, today announced the release of its Alpha MVP for Agentic Payments Orchestration, alongside a strategic collaboration with Google to support a new open protocol for agentic payments designed to ensure trust and transparency across ecosystems. As agentic commerce emerges, where AI-powered agents act autonomously on behalf of consumers...| GR4VY
Alternative payment methods (APMs) are no longer optional in European ecommerce. Consumers across the region increasingly choose wallets, bank transfers, and local payment schemes over traditional cards. For merchants, ignoring these methods means lost revenue and lower conversion rates. APMs are also closely tied to compliance. PSD2, GDPR, and national rules govern authentication, data handling,...| GR4VY
Recurring payments in Europe are growing fast. Learn compliance rules, reduce failures, and use orchestration to improve subscription conversion.| GR4VY
Unlock the power of alternative payment methods. Discover how digital wallets, cryptocurrencies, and mobile money solutions are reshaping the future of payments.| GR4VY
Connect Gr4vy with your favorite platforms. Discover integrations for enhanced payment orchestration, streamlined workflows, and a unified commerce experience.| GR4VY
Why is it important to have a payment method? What is local payment method?Why is payment processing important? Why is a payment strategy important?| GR4VY
Expand globally with a smart card acquiring strategy. Learn how cross-border, local, and global acquiring can optimize payments.| GR4VY
Stay up to date with the latest trends in Australian payments. From the decline of cash usage to the rise of digital and contactless payments, find out what's driving the changes.| GR4VY
Is a PSP a payment processor? How do you optimize payments? What is the role of PSP in transactions? Benefits of a multi-PSP strategy| GR4VY
Gr4vy simplifies your regulation and PCI compliance burden, offering you security with unrivaled flexibility for all of your payments.| GR4VY
Gr4vy’s centralized Cloud Vault allows you to store and manage all your card data with maximum flexibility.| GR4VY
What is meant by payment orchestration? What is an example of orchestration? Explore the answers and optimize your payments strategy.| GR4VY
Offer localized payments across markets without complex builds. Learn how payment orchestration simplifies global expansion and cross-border ecommerce.| GR4VY
Discover how Trek, a global leader in bicycle design and manufacturing, partnered with Gr4vy to unify its payment infrastructure, simplify Buy-Online-Pickup-In-Store (BOPIS) transactions, and deliver a frictionless checkout experience that connects digital convenience with local retail fulfillment. The Challenge Mattilda is transforming how private schools manage tuition collection and financial operations across Latin America. As...| GR4VY
E-commerce fraud continues to rise across Europe in 2025. Criminals are exploiting real-time payment rails, social engineering, and identity theft at greater scale. Authorized push payment scams are growing quickly, and deepfake impersonation is becoming harder to detect. Merchants cannot rely on generic global tips. Europe has its own regulatory structures, from PSD2 to GDPR,...| GR4VY
Payments drive revenue, but they also carry significant cost. For European merchants, acquirer fees are one of the largest ongoing expenses in payment acceptance. These fees cover processing, settlement, and network access, but they vary by market, transaction type, and provider. Optimization is more than cost reduction. Lower acquirer fees combined with higher authorization rates...| GR4VY
By Cristiano Betta, Founder and CPO at Gr4vy Every Decline is a Lost Opportunity in a digital economy defined by instant payments and recurring billing, nothing is more disruptive than a preventable decline. While some failed transactions are legitimate, a significant portion stem from something far more mundane: outdated card information. According to Visa, as...| GR4VY
Embedded payments are reshaping commerce in Europe. From marketplaces and ride-hailing platforms to SaaS products and retail apps, more businesses are building payment experiences directly into their workflows. Customers pay inside the app without being redirected. For merchants, this means higher conversion and tighter control of the customer journey. But embedding payments also creates new...| GR4VY
Expanding across Europe is not a matter of flipping a switch. Each country has its own payment habits, regulations, and infrastructure. For merchants, this creates a patchwork of requirements that directly affect checkout performance. A strategy that works in Germany may underperform in France. A wallet that converts in Spain may be irrelevant in the...| GR4VY
Sovereign cloud helps businesses meet national data, security, and compliance rules while using global infrastructure as cloud adoption accelerates.| GR4VY
PCI compliance means adhering to the Payment Card Industry Data Security Standard (PCI DSS). An updated guide for 2025.| GR4VY
Improve your approval rates and enhance customer satisfaction with these 15 proven strategies. Boost your transaction success with insights.| GR4VY
Payment orchestration platform that connects PSPs, methods, and tools in one layer, streamlining payments and increasing success rates.| GR4VY
Payment orchestration gives control and flexibility over your payment strategy, with the ability to add any payment method at will.| GR4VY
Gr4vy has announced a strategic partnership with Datalex, a market leader in airline e-commerce solutions, to bring next-generation payment orchestration.| GR4VY
Explore 50 key payment statistics in Europe for 2025, from real-time transfers to local schemes. Learn what matters most for merchants this year.| GR4VY
Real-time payments in Europe are growing fast. Learn how adoption differs by country, the role of regulation, and why orchestration keeps checkout flexible.| GR4VY
Discover the top payment methods in the UK, Germany, France, Spain, and Italy. Learn how local preferences shape checkout.| GR4VY
Agentic commerce is gaining serious traction in the payments space. It's making headlines, featured in payment provider announcements.| GR4VY
Discover why Mattilda partnered with Gr4vy to unlock speed to market, geographic expansion, and tailor payment stacks.| GR4VY
Discover why JustGiving, the UK’s most trusted fundraising platform, partnered with Gr4vy to modernize its global payment infrastructure| GR4VY
Compare payment orchestration vs PSP in Europe. Learn which offers better flexibility, compliance, and uptime for merchants in regulated markets.| GR4VY
Discover the top digital wallets in Europe, EU Digital Identity Wallet developments, and strategies to integrate them into your checkout.| GR4VY
Revitalize your approach. Payments: Not Just a Back-End Necessity to enhance customer loyalty and boost revenue.| GR4VY
Discover what payment orchestration really means and why it’s more than routing or multiple APMs. Learn how to spot the difference and choose smarter.| GR4VY
112 up-to-date payment statistics for 2025 covering global growth, digital wallets, BNPL, real-time payments, fraud, fees, and regional preferences.| GR4VY
How does a payment orchestration platform (POP) work? Learn how businesses can get higher revenue, lower costs, and greater control over their payment operations.| GR4VY
Discover how Australia’s leading baby retailer transforms payments by embracing flexibility, enhanced fraud prevention, and higher authorization rates with Gr4vy.| GR4VY
Popular payment methods in Europe: Discover the top local payment options to boost sales and increase conversions in 2025.| GR4VY
Payment regulation in the US is evolving in 2025. Learn about key laws, regulatory bodies, compliance trends, and how businesses can stay ahead.| GR4VY
Payment orchestration in Australia 2025: Discover how businesses can optimize transactions, reduce costs, and enhance security.| GR4VY
Support localized payments and scale global revenue faster. Learn how payment orchestration simplifies cross-border ecommerce without multiple integrations.| GR4VY
What is payment tokenization? PSP-agnostic payment token vaults, What is a secret vault?What is a tokenized vault? How do token vaults work?| GR4VY
What do you mean by data localization? Cloud-Based Tokenization, What is a tokenization vault? How do I Tokenize my card data?| GR4VY
Payment Orchestration in 2025 insights for merchants and customers. Learn how to optimize your payment strategy.| GR4VY
Payment methods in Australia are evolving with digital wallets, BNPL, and contactless options leading the way. Learn how merchants can adapt to these trends for growth.| GR4VY
Gr4vy is a powerful payments platform that allows you to deploy and optimize all your payments through one simple, universal integration.| GR4VY
Payment orchestration connects payment methods, PSPs, and tools into one unified platform, simplifying operations and boosting success rates.| GR4VY
