Borrow What You Need When You Need It Lose the stress of applying every year Unlike traditional private student loans, an education line of credit lets families borrow now without re-applying later.◊ Improve chances of approval - 97% of our approved applicants apply with a credit-worthy co-applicant. Education Line of Credit Apply once and| StudentChoice.org
Student loan refinancing isn’t just about getting a lower monthly payment — it’s about making your repayment journey work smarter for you. If you’re wondering whether refinancing through a credit union makes sense, here are five signs it might be time. 1. Your Interest Rate Feels Too High If your loans were taken out years [...] The post 5 Signs It Might Be Time to Refinance Your Student Loans appeared first on StudentChoice.org.| StudentChoice.org
If you're still carrying student loan debt from college or graduate school, you're not alone — and you're not stuck. Many borrowers are taking advantage of refinancing to lower their interest rates, reduce monthly payments, or simplify repayment. But is now the right time to refinance your student loans? Let’s break down the timing, trends, [...] The post Is Now the Right Time to Refinance Your Student Loans? appeared first on StudentChoice.org.| StudentChoice.org
When families budget for college, they often focus on the “big number” — tuition. But the real cost of attendance goes well beyond what’s printed on your bill. In fact, the College Board estimates that “indirect expenses” can make up 40–50% of the annual cost for undergraduates. These hidden expenses can catch students and [...] The post The Hidden Costs of College: What’s Not in Your Tuition Bill appeared first on StudentChoice.org.| StudentChoice.org
Classes start soon? Avoid delays with our 5-step last-minute student loan checklist and explore fast, flexible credit union loan options.| StudentChoice.org
Your student loan choice affects more than your monthly payment—it shapes your entire relationship with finances and with debt. As families compare lenders this summer, it’s important to understand the structural differences behind the rates and repayment options on the table. Banks, fintech lenders, and credit unions all compete for your education dollars. But they [...] The post Why Student Loans from Credit Unions are a Smarter Choice for Families appeared first on StudentChoice.org.| StudentChoice.org
You've been preparing for this moment for 18 years. The dorm will soon be decorated, the textbooks bought, and your child officially a college student. Next, you're back home, staring at their empty bedroom. Cue the lump in your throat. Welcome to the letting go phase! Letting go doesn’t mean disappearing. It means learning a [...] The post Mastering the Art of Letting Go: How to Support Your College Freshman Without Becoming a Helicopter Parent appeared first on StudentChoice.org.| StudentChoice.org
Your award letter arrived, your college bill is due soon—and the numbers don’t add up. The amount of aid offered doesn't come close to covering your full college costs, and you're left staring at a financial gap that feels overwhelming. You're not alone. The Hidden Scale of Aid Shortfalls Most students discover their financial aid [...] The post FAFSA Fell Short? Here’s Your Next Move appeared first on StudentChoice.org.| StudentChoice.org
Your tuition bill is due, and there's still a remaining balance after scholarships and federal student loans - what do you do?| StudentChoice.org
With guides, counseling, videos, and webinars, we give the borrower resources to make an informed decision about higher education funding.| StudentChoice.org
For decades, the college lending equation was simple: borrow for four years, graduate, land a job, pay it back. But AI and economic uncertainty are changing that formula while most families aren’t paying attention. We're watching what could be the most significant disruption of traditional entry-level career paths in generations. AI automation is quietly absorbing [...] The post How AI and the Job Market Are Changing College Debt in 2025 appeared first on StudentChoice.org.| StudentChoice.org
Co-borrowing a private student loan? Learn what it really means for your credit, debt, and financial future before you sign.| StudentChoice.org
Building credit is a critical factor that shapes your financial future. Read about some of the best ways to build credit as a college student:| StudentChoice.org
Your credit score affects loan approval, interest rates, and terms. Learn how to improve your score before applying for a private student loan.| StudentChoice.org
A private education line of credit from a credit union offers flexibility and peace of mind you won't find with other lenders.| StudentChoice.org
Compare Rates See estimated rates from credit unions where you're eligible to apply. Choose a product to get started. Private Student Loans % - %APR* Rates shown include a 0.25% rate discount.** Undergraduate and graduate solutions Pay for tuition, housing, books, and more| StudentChoice.org
Learn how federal Education Department layoffs may impact FAFSA, student aid, and college loan timelines, and how to stay ahead of the changes.| StudentChoice.org
Parents need to foster open communication about the responsibilities and implications of handling their student loan payments in the future.| StudentChoice.org
Your credit score summarizes how responsibly you’ve paid your bills and managed credit in the past. Learn more about credit scores and how to view yours for free.| StudentChoice.org
Explore the key differences between parent and private student loans in 2025. Learn how shared borrowing can protect your family’s future.| StudentChoice.org
How does an education line of credit differ from a traditional student loan, and why could it be a better choice to pay for college?| StudentChoice.org
here are many sources of scholarship money, and amounts can range from a few hundred dollars to the majority of your tuition. Here's what you need to know about finding scholarships to pay for college.| StudentChoice.org
Learn the 10% rule and realistic borrowing formula to avoid overborrowing and student loan regret. Compare smarter options from credit unions with Student Choice.| StudentChoice.org
Student Choice private student loans provide students and families a better way to pay for college. Pay for tuition, books, room and board.|Student Choice private student loans provide students and families a better way to pay for college. Pay for tuition, books, room and board.|Student Choice private student loans provide students and families a better way to pay for college. Pay for tuition, books, room and board.| StudentChoice.org
What is a student loan co-applicant and why do you need one? We break down everything you need to know about co-applicants.| StudentChoice.org
It's important to review the information included on your college bill, and to make timely payments so you won't miss out on classes.| StudentChoice.org
Student Choice partners with the nation's leading credit unions to offer competitive private student loans and student loan refinance options.| StudentChoice.org
