Senior year of high school is exciting—but it can also feel like a whirlwind. Between classes, exams, extracurriculars, and big decisions about the future, fall and winter are critical seasons for students planning to attend college next year. Staying organized and proactive now can make the transition to college smoother and less stressful later. Here’s a [...] The post College Prep Checklist for High School Seniors appeared first on StudentChoice.org.| StudentChoice.org
Paying for college is a costly venture, and parents often step up with a federal Parent PLUS loan so their student can focus on school—not on bills. But after graduation, many families ask a smart question: should the student refinance and take over that Parent PLUS loan? We’ll cover what you need to know to [...] The post When Does It Make Sense to Take Over Your Parent’s PLUS Loan? appeared first on StudentChoice.org.| StudentChoice.org
Starting July 1, 2026, federal student loans won’t stretch as far as they used to. Under the new rules of the One Big Beautiful Bill Act (OBBBA): New Parent PLUS loans will be capped at $20,000 per year, with a lifetime maximum of $65,000 per child. Grad PLUS loans will be eliminated entirely for new borrowers [...] The post What Families Need to Know About New Federal Student Loan Limits appeared first on StudentChoice.org.| StudentChoice.org
Many mid-career professionals find themselves caught in a financial tug-of-war, where paying down debt seems to leave little room for saving, investing, or working toward other financial goals. It’s a common dilemma, but it doesn’t have to be a permanent one. There are solutions available that can help you break free from this cycle [...] The post Feeling Stuck Between Debt Repayment and Financial Growth? There’s a Solution appeared first on StudentChoice.org.| StudentChoice.org
The FAFSA opens on October 1 for the following academic year and only takes 30-60 minutes to complete. Here are the top five things you need to know to prepare for completing it.| StudentChoice.org
What happens if you stop repaying your student loans? Learn how to repay your student loans responsibly and avoid the consequences of nonpayment.| StudentChoice.org
Are APR and APY the same thing? We break down the differences between APR and APY so you can shop for the very best rates.| StudentChoice.org
Did you know you can take advantage of special tax breaks just for college students and their parents? These benefits come in the form of tax credits and deductions when you file your income tax return.| StudentChoice.org
If you follow student loan news, you may have heard about the “One Big Beautiful Bill” (OBBB) Act. It was designed to simplify student lending and repayment, and it will bring major changes to federal student loans for the first time in 60 years. Here’s what you need to know and how these changes [...] The post What the One Big Beautiful Bill Act Means for Student Loans appeared first on StudentChoice.org.| StudentChoice.org
Refinancing your student loans can be a smart way to lower your interest rate, reduce your monthly payment, or pay off your debt faster. But before you apply, it’s important to understand the qualifications most lenders—including credit unions—look for. Here’s what you should have in place before you start the process. 1. Strong Credit History [...] The post What You Need to Qualify for Student Loan Refinancing appeared first on StudentChoice.org.| StudentChoice.org
The FAFSA opens each year in October and is the key to unlocking student aid for college. The post Webinar: FAFSA 2026-2027 – Key Updates for Students and Families appeared first on StudentChoice.org.| StudentChoice.org
When it comes to repaying your student loans, you don't have to be stuck with the same rates and terms until your loans are paid off. Student loan refinance could be a smart option to help you lower your monthly payments, pay off your loans sooner, or streamline your payments. There is endless information available [...] The post Three Student Loan Refinance Myths appeared first on StudentChoice.org.| StudentChoice.org
Learn about the top three "hidden" costs of college and how you can prepare for and cover them.| StudentChoice.org
here are many sources of scholarship money, and amounts can range from a few hundred dollars to the majority of your tuition. Here's what you need to know about finding scholarships to pay for college.| StudentChoice.org
Student Choice partners with the nation's leading credit unions to offer competitive private student loans and student loan refinance options.| StudentChoice.org
Borrow What You Need When You Need It Lose the stress of applying every year Unlike traditional private student loans, an education line of credit lets families borrow now without re-applying later.◊ Improve chances of approval - 97% of our approved applicants apply with a credit-worthy co-applicant. Education Line of Credit Apply once and| StudentChoice.org
Classes start soon? Avoid delays with our 5-step last-minute student loan checklist and explore fast, flexible credit union loan options.| StudentChoice.org
Your tuition bill is due, and there's still a remaining balance after scholarships and federal student loans - what do you do?| StudentChoice.org
With guides, counseling, videos, and webinars, we give the borrower resources to make an informed decision about higher education funding.| StudentChoice.org
Compare Rates See estimated rates from credit unions where you're eligible to apply. Choose a product to get started. Private Student Loans % - %APR* Rates shown include a 0.25% rate discount.** Undergraduate and graduate solutions Pay for tuition, housing, books, and more| StudentChoice.org
Parents need to foster open communication about the responsibilities and implications of handling their student loan payments in the future.| StudentChoice.org
CompanyThis field is for validation purposes and should be left unchanged.| StudentChoice.org
Your credit score summarizes how responsibly you’ve paid your bills and managed credit in the past. Learn more about credit scores and how to view yours for free.| StudentChoice.org
How does an education line of credit differ from a traditional student loan, and why could it be a better choice to pay for college?| StudentChoice.org
Learn the 10% rule and realistic borrowing formula to avoid overborrowing and student loan regret. Compare smarter options from credit unions with Student Choice.| StudentChoice.org
Student Choice private student loans provide students and families a better way to pay for college. Pay for tuition, books, room and board.|Student Choice private student loans provide students and families a better way to pay for college. Pay for tuition, books, room and board.|Student Choice private student loans provide students and families a better way to pay for college. Pay for tuition, books, room and board.| StudentChoice.org
