Are Demographics Destiny for the Stock Market?
How do demographics affect the stock market? Explore the complex relationship between population growth and stock returns.| Of Dollars And Data
How do demographics affect the stock market? Explore the complex relationship between population growth and stock returns.| Of Dollars And Data
On false rallies and what to expect out of volatile markets.| Of Dollars And Data
Last week, Chamath Palihapitiya of Social Capital filed for a new $250 million SPAC with the SEC. The American Exceptionalism Acquisition Corp. A (AEXA), as the SPAC will be known, seeks to merge or buy a company in the field of energy production, AI, decentralized finance, or defense. Why these industries? Palihapitiya argues they are essential "if the United States is to maintain its position as the most important country on earth and the only global superpower." Despite his seemingly good ...| Of Dollars And Data
On the rise of optimization culture and how it eventually ends.| Of Dollars And Data
Why cutting spending isn't the key to financial fortune.| Of Dollars And Data
Why the timing of your investment returns matters and what to do about it.| Of Dollars And Data
On how to spend more money in retirement without going broke.| Of Dollars And Data
What's the smallest amount of money that you would consider "life-changing"? Some might say $100,000. Others over $1 million. If you had asked me this question a few years ago, I would have told you something similar. But today, I'm convinced that the most life-changing amount of money is $10,000—in particular, the first $10,000. This amount is the threshold that separates Level 1 (<$10k) from Level 2 ($10k-$100k) in my Wealth Ladderframework. And I believe that going from $0 (Level 1) to $...| Of Dollars And Data
On the broken housing market and how its distorting risk-taking behavior.| Of Dollars And Data
On the average net worth by age and education and why you need both for proper financial comparisons.| Of Dollars And Data
Should you rent or buy a house in the 2024 housing market? Complete with data and a new framework for thinking about how to make one of the biggest decisions in your financial life.| Of Dollars And Data
If you could have just one piece of information on somebody to predict their future wealth, what would it be? Would you ask for their IQ? Whether they went to college? How about their parents' education level? All of these are great choices, but they aren't what I would ask for. I would ask for their current income. For someone of working age, income is the best leading indicator of wealth. I can prove it too. Last week I released my 2nd book The Wealth Ladder: Proven Strategies for Every St...| Of Dollars And Data
On my 2nd book, The Wealth Ladder, and its proven strategies for every step of your financial life.| Of Dollars And Data
On the rise of the upper middle class and the problems that came with it.| Of Dollars And Data
On finding financial independence and the possible downsides of early retirement.| Of Dollars And Data
Act Smarter. Live Richer.| Of Dollars And Data
Making more without working more. It's the holy grail of personal finance. But is it as difficult to achieve as it seems? Or are there actual ways to increase your earnings without needing to increase your effort? The truth is somewhere in between. Yes, it's possible to increase your income without increasing your effort, but only if you change your strategy. This is the premise of my upcoming book, The Wealth Ladder, which comes out in 2 weeks. The core idea: the strategy that got you to one...| Of Dollars And Data
On chasing financial independence and why financial freedom is a better (and easier) financial goal.| Of Dollars And Data
On making investment mistakes even when you know better.| Of Dollars And Data
On getting engaged and the values that go beyond money.| Of Dollars And Data
With the on-again/off-again conflict in the Middle East, a reader asked: Does anything offer better downside protection than U.S. bonds? For most of my investment career, I didn't think so. I believed that U.S. bonds were the ultimate form of downside protection. While you might own multiple kinds of risk assets (e.g., stocks, real estate, etc.), I always thought that all you needed for the non-risk side of your portfolio was U.S. bonds and cash. This recommendation is not unwarranted. For de...| Of Dollars And Data
On couples' finances and how my wife and I manage our money.| Of Dollars And Data
A different framework for thinking about equity investing and why you should invest in the stock market.| Of Dollars And Data
Why focusing on the long-term is more important than ever.| Of Dollars And Data
On upside surprises and why there is no great reward without great risk.| Of Dollars And Data
On extended declines in U.S. stocks and why buying over time makes them far less painful.| Of Dollars And Data
The 4% Rule is just the beginning. Here’s how to spend money in retirement without running out.| Of Dollars And Data
Why losses in individual bonds are only temporary and the challenge of bond funds.| Of Dollars And Data
Why I don't buy active investments and how this philosophy can help you break social media addiction.| Of Dollars And Data
On the rise of the American Dream and whether it's more difficult to achieve today.| Of Dollars And Data
On consumption smoothing, investing with leverage, and why survival is the ultimate financial goal.| Of Dollars And Data
On Vanguard's 50-year anniversary and capturing less value than you create.| Of Dollars And Data
On providing financial support to children and why you should give earlier, not later.| Of Dollars And Data
On how long it typically takes for U.S. stocks to crash and recover.| Of Dollars And Data
On what it means to be "set for life" and why you might have more career freedom than you think.| Of Dollars And Data
On my recent trip to Japan and why your life's work takes less time than you think.| Of Dollars And Data
Detecting fraud using the mathematics behind Benford's Law.| Of Dollars And Data
On the importance of avoiding investment blunders and a few financial mistakes I've made in recent years.| Of Dollars And Data
Why market crashes don't help younger investors as much as you think.| Of Dollars And Data
On the declining value of $1 million and why it still buys more than ever before.| Of Dollars And Data
On how you can use tax loss harvesting to save money every year.| Of Dollars And Data
Why some investment strategies can lead to both success and failure.| Of Dollars And Data
On FOMO in the crypto world and why decentralization and the Metaverse will change the world less than we think.| Of Dollars And Data
The S&P DCA 500 calculator below provides the nominal and inflation-adjusted total growth (assuming dividend reinvestment) of a monthly investment into| Of Dollars And Data
On the launch of Trump's memecoin and why value creation will beat chasing trends in the long run.| Of Dollars And Data
On the legitimate issues of passive investing and why its fears have been overblown.| Of Dollars And Data
Discover your investment returns with our s&p 500 return calculator. Input start and end dates to get both nominal and inflation-adjusted results. Ideal for savvy investors and finance enthusiasts.| Of Dollars And Data
On false rallies and the disconnect between the stock market and the economy.| Of Dollars And Data
On the difference between dollar losses and percentage losses and why direct experience is irreplaceable for you as an investor.| Of Dollars And Data
A deep dive into the world of income producing assets and how you can use them to get rich.| Of Dollars And Data
On the expectation of losses and how to deal with them.| Of Dollars And Data
Discover Coast FIRE: the smart path to semi-retirement. Learn how to achieve financial independence sooner, work less, and enjoy life more.| Of Dollars And Data
On the supremacy of equity investments and why what they lack is one of their greatest strengths.| Of Dollars And Data
On maximizing credit card rewards and whether it's the right strategy for you.| Of Dollars And Data
On the pros and cons of alternative investments and whether you need them in your portfolio.| Of Dollars And Data
On those who are unable or unwilling to buy a house in 2024 and what to do about it.| Of Dollars And Data
On unconventional ideas and the fine line between success and failure.| Of Dollars And Data
My critique of Tony Robbins' newest book "The Holy Grail of Investing"| Of Dollars And Data
On the feasibility of early retirement in a high cost of living area.| Of Dollars And Data
The Of Dollars And Data newsletter and why you should sign up if you want to start acting smarter and living richer today.| Of Dollars And Data
On the overwhelming importance of income in building wealth.| Of Dollars And Data
Discover how much earlier you could retire if you increased your savings rate with data-driven insights to help you strike the perfect balance between saving for the future and enjoying life today.| Of Dollars And Data
On financial scammers and keeping your cool during the next bull market.| Of Dollars And Data
Explore the concept of the 'safe withdrawal rate' in retirement planning. Dive into its historical roots, assess its risks, and discover alternative strategies for spending money during your golden years.| Of Dollars And Data
On the difficulties of diversification and why even the best portfolio still loses money sometimes.| Of Dollars And Data
On Dave Ramsey's most recent rant and the riskiness of an 8% withdrawal rate.| Of Dollars And Data
Hedge funds don't get rich because of their returns, they get rich because of their fees. If you want to understand the power of fee mathematics, read this.| Of Dollars And Data
Why overvalued markets may not be overvalued and the problem with historical data.| Of Dollars And Data
On the unseen liabilities of success and why you should consider what you have to give up before you embark on a new project.| Of Dollars And Data
An analysis of asset classes returns and what always beats inflation in every market environment.| Of Dollars And Data
On tax loss harvesting and why 2023 is less likely to be a down year than you might imagine.| Of Dollars And Data
On how much money you will likely make in markets and a new way to think about saving for retirement.| Of Dollars And Data
On the decline in the 60/40 portfolio and what may bring it back from the dead.| Of Dollars And Data
On following trends and why you don't need them to be successful.| Of Dollars And Data
